BajaNomad

medicare?

BajaBlanca - 8-30-2014 at 08:05 AM

I am too young yet, but my mom now has to pay into the Medicare program since she added something on. Will they bill her monthly? Does she send the money herself?

Any and all help very appreciated.

tjsue - 8-30-2014 at 09:29 AM

If she's not on Social Security, she'll have to send the money herself, I've never heard of them sending bills.

They sure didn't waste any time taking it out of my SS when I turned 65, though.

Terry28 - 8-30-2014 at 09:36 AM

If you are not drawing S.S. but are still getting medicare they send bills quarterly... I know as this effects my brother...

vandenberg - 8-30-2014 at 09:40 AM

I also assume that your mom doesn't draw S.S benefits.
Lots of S.S info available on their website.

Here is one that may apply to your mom's situation.

How much you have to pay for your Medicare coverage each month depends on your work history. Most people with Medicare get their hospital insurance (Part A) premium free. If you do not have enough work history (you have not paid enough quarters of Medicare taxes), you will have to pay a monthly premium for Part A. Everyone has to pay a monthly premium for their medical insurance (Part B). Costs generally go up every year.

For Part A, each month (in 2014) you will pay:

Nothing if you or your spouse worked and paid Medicare taxes for 10 years or more in the U.S.
$234 if you or your spouse worked and paid Medicare taxes between 7.5 and 10 years in the U.S.
$426 if you or your spouse worked and paid Medicare taxes for fewer than 7.5 years in the U.S.
For Part B, each month (in 2014) you will pay:

A $104.90 premium each month if your annual income is below $85,000 ($170,000 for couples).
People with high incomes have a higher Part B premium.

How much you will pay for services each month depends on which services you receive and whether you go to a doctor who accepts the Medicare-approved amount as payment in full (accepts assignment).

I couldn't find any info on billing, but a simple call to any S.S office will get you the answer.

[Edited on 8-30-2014 by vandenberg]

tjsue - 8-30-2014 at 09:40 AM

I have a friend that mails them a check every month.

BajaBlanca - 8-30-2014 at 11:42 AM

thanks guys - she was getting a tiny bit of ss but then changed the plan and now has to pay for medicare.

just wanted to know and you all answered my question! As usual, a great day on bajanomad.

Thanks.

Udo - 8-30-2014 at 04:53 PM

Hola, Blanca!

I was originally billed the $106.80, and got a statement very 80 days. I was sending them a check for over $300 very time. I now collect on Social Security, and the feds take the money out, monthly, automatically.
In my case, Medicare is working out pretty good, since I am covered under my wife's HMO, and most of my copay is covered by Medicare.
Quote:
Originally posted by BajaBlanca
thanks guys - she was getting a tiny bit of ss but then changed the plan and now has to pay for medicare.

just wanted to know and you all answered my question! As usual, a great day on bajanomad.

Thanks.

SFandH - 8-30-2014 at 04:57 PM

Udo, glad to see a post. You've crossed my mind. Hoping you're coping. :spingrin:

DianaT - 8-30-2014 at 05:51 PM

Quote:
Originally posted by Udo
Hola, Blanca!

I was originally billed the $106.80, and got a statement very 80 days. I was sending them a check for over $300 very time. I now collect on Social Security, and the feds take the money out, monthly, automatically.
In my case, Medicare is working out pretty good, since I am covered under my wife's HMO, and most of my copay is covered by Medicare.



Udo, I am really glad it is working out well for you that way. For a while, we had our PERS Supplemental as a primary with managed care and medicare as a secondary. Actually, it was an error on the part of the medical group.

But now we have Medicare as primary and the other as secondary and for us, it has worked out much better --- just the opposite as in your case. It has given us a lot more freedom in selecting all our health care providers and we can self refer to specialists

Just really glad that you have the insurance and I do hope things are getting better every day!