"The insured is illegally in the country"
So here's where the debate begins. Not being in possession of a current and valid FMM while in Mexico constitute the definition of being an illegal?
I've always maintained that insurance companies are in the business of making money. If this statement under the exclusion list provides wiggle room
for an insurance company to deny coverage, then I'm surprised that they haven't utilized it yet (at least, haven't heard about anyone being denied
coverage)
I guess I'd better continue paying for an FMM, just to be safe. |