msrla
Nomad
Posts: 128
Registered: 11-5-2003
Location: Foothills of LA
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What's the real deal RE:rental cars/credit card coverage
We'd really like to get this straight -- and forgive me, because I know this subject has been discussed before, I just don't remember the outcome...
What is the deal with renting a car and the insurance/coverage your credit card provides. Some say this type of coverage is invalid in Mexico, others
say to just sign up for the liability coverage and if something else happens and your credit card provides coverage in Mexico (like Amex) then you are
good to go.
I'd really like to get to the bottom of this once and for all !
Thanks!
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beercan
Senior Nomad
Posts: 670
Registered: 4-3-2005
Location: North of da Bear
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Mood: happy to be in Baja
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Suggest that you read your guide to Benefits !
My Visa says that I am covered in most countries---not to exceed 31 days !
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Salsa
Nomad
Posts: 168
Registered: 2-4-2003
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I think with most CC deals, you have to pay and they will reinburse you.
In the case of Mexico, they reinburse you AFTER you get out of JAIL!!!!!!!!!!
Don
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bajaguy
Elite Nomad
Posts: 9247
Registered: 9-16-2003
Location: Carson City, NV/Ensenada - Baja Country Club
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When going into Baja (Ensenada) I rent from Dollar. My VISA covers CDW (told me on the phone that it's good for Baja)and Dollar tacks on $25 a day
full coverage Mexican insurance...so far, so good.
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bajalou
Ultra Nomad
Posts: 4459
Registered: 3-11-2004
Location: South of the broder
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| Quote: | Originally posted by bajaguy
When going into Baja (Ensenada) I rent from Dollar. My VISA covers CDW (told me on the phone that it's good for Baja)and Dollar tacks on $25 a day
full coverage Mexican insurance...so far, so good. |
So you're paying $25 a day to duplicate the coverage your VISA gives you plus the Mex liability.
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And in the San Felipe area - check out Valle Chico area |
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bajaguy
Elite Nomad
Posts: 9247
Registered: 9-16-2003
Location: Carson City, NV/Ensenada - Baja Country Club
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Mood: must be 5 O'clock somewhere in Baja
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no, ma'am.....the $25 a day is Mexican liability insurance....I decline the Dollar Rentals CDW policy ($9.00 a day), VISA covers the CDW at no cost to
me, as long as I rent the car on my VISA card....
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Salsa
Nomad
Posts: 168
Registered: 2-4-2003
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Get a years "liability on any car you drive" in Mexico for $60 or so.
Don
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Stickers
Senior Nomad
Posts: 571
Registered: 4-12-2006
Location: SoCal
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I just rented a car in La Paz from Thrifty and the nice girl at the counter said that we got full insurance coverage included in the price. There was
one price and she would not offer any other options.
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bajabound2005
Ultra Nomad
Posts: 2760
Registered: 10-15-2005
Location: Punta Banda, BCN
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Your best bet it to check with your credit card company as they all have different terms and conditions.
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BajaGeoff
Super Nomad
Posts: 1727
Registered: 1-11-2006
Location: San Diego and Campo Lopez
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Mood: Heading To Baja!!!
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Don,
A drivers license policy is in fact a good deal if you will be driving different vehicles, but "tourist" auto insurance does not cover Mexican plated
vehicles, such as cars rented in Mexico.
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