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Author: Subject: Mexican Auto Insurance
larry
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[*] posted on 12-7-2006 at 11:46 AM


AAA sells GNP (I believe) Mexican insurance which is available through other agents, including some of those mentioned above, at lower prices. Plus, my experience last year, when I tried to buy from AAA, was that it was unnecessarily complicated and they didnt return several phone calls about it.
I dont think they really like to sell Mexican insurance.
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Iflyfish
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[*] posted on 12-7-2006 at 12:47 PM


I have been learning more about Mexican Insurance and the differences with that sold in the USofA.

The police in Mexico are Peace Keepers. They are not about the business of establishing responsibility, only maintaining the peace. They essentially are there to keep people from duking it out.

If one has an accident, you call an agent from your insurer and s/he will come and negotiate the situation on your behalf. It is important that one have this sort of advocacy. This system clearly has it's advantages to a foreigner visiting the country.

The devil is in the details like how many agents do they have and where are they located. How long will it take for them to get to the scene? If they aren't there before the cops want to leave, both vehicles can be impounded and you might find youself with some roomates you don't really want for how ever long it takes for your agent to sort things out.

Thank you very much for posting information on this issue. Viva Nomads!!

Iflyfish
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BajaGeoff
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[*] posted on 12-7-2006 at 12:53 PM


You are correct Larry. AAA does sell GNP, but at an inflated price. You can get the same policy elsewhere at a lower cost. I am also pretty sure you have to visit a AAA office in person to buy it, which is another consideration.

Iflyfish....definitely get a policy that includes not only legal aid, but roadside assistance as well. In the event of a breakdown or collision that renders your RV undriveable, you will save a lot of out-of-pocket expense by having towing and roadside assistance included.

Geoff




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Iflyfish
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[*] posted on 12-7-2006 at 02:28 PM


Thanks Geoff, will do, not very expensive to add this to the bill.

Iflyfish
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