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Katiejay99
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Posts: 429
Registered: 9-3-2008
Location: Todos Santos
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Mood: it is what it is
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A friend of mine shrunk hers down and then had it covered in plastic but they would not accept it. It had to be the regular size (copies of it work).
I'm sure there are lots of other options of how it could work better but this is Mexico and government money is limited and what is available for
medical is used on the affiliated hospitals needs (which are vast).
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Hook
Elite Nomad
Posts: 9006
Registered: 3-13-2004
Location: Sonora
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Mood: Inquisitive
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Quote: Originally posted by EnsenadaDr  | Howard make sure you carry that policy with you at all times or have it readily available in case of an emergency. This means you will be admitted
free of charge to the hospitals that are affiliated with Seguro Popular instead of being charged thousands of dollars in cash or on a credit card at a
private Mexican hospital. Make sure you know which hospital is Seguro Popular affiliated in your area as well as areas you will be visiting. I
cannot emphasize enough the importance of having Seguro Popular for all legal residents of Mexico, especially those on a fixed/limited budget.
[Edited on 3-3-2015 by EnsenadaDr] |
And I cant stress the importance of touring the facilities that take Seguro Popular in your area, asking people who have used those facilities about
their experiences, and making sure you get a good cross-section of the services offered. Know the limitations of Seguro Popular in your area and look
beyond the low cost.
Unfortunately, like so many services provided by the Mexican government, it varies greatly from office to office, hospital to hospital. Some charge,
some dont. Some have identity cards/papers, some dont.
It's not an end-all insurance plan, IMO, and shouldn't be treated as such. I know plenty of gringos over here who enrolled in it but wouldnt dare go
back, after the experiences they have had. Dirty conditions, long waits for services, incomplete drug coverage. As with most things, you get what you
pay for.
I just got back from having a colonoscopy on Monday, in one of the better facilities in Sonora. In attendance were my doc, an anesthesiologist, a
doc's asst. and a nurse. I made the appt on the Friday before. Total cost: 8800 pesos, all inclusive. How much are colonoscopies in the US, these
days? I found this more than affordable for choosing the doc, the time and the facility I liked.
SP can work for very minor ailments, no doubt about it. But research insurance plans that cover you in Mexico and give you medical choices, for the
major medical stuff. They might be cheaper than you think.
But if you're trying to scrape by in Mexico on less than 2000US/month, then maybe your choices are few. I can understand that.
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SFandH
Elite Nomad
Posts: 6926
Registered: 8-5-2011
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| Quote: Originally posted by lencho |
I don't understand Seguro Popular; based on the premiums people have quoted, doesn't seem like the system can finance itself; who actually ended up
paying for that? 
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Perhaps the companies that bought oil from PEMEX? Just a guess.
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mtgoat666
Select Nomad
Posts: 17299
Registered: 9-16-2006
Location: San Diego
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Mood: Hot n spicy
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| Quote: Originally posted by lencho | | Quote: Originally posted by Katiejay99 | | I have Seguro Popular as well. I actually got both knees replaced in 2015, was in the emergency room with kidney stones and had my mammogram. Cost =
$0.00 |
What a life changer; joint replacements just amaze me...
I don't understand Seguro Popular; based on the premiums people have quoted, doesn't seem like the system can finance itself; who actually ended up
paying for that?
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most progressive countries have similar forms of public health insurance, govt subsidized. it's better than the alternative of bankrupting the old
and the unhealthy, eh?
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durrelllrobert
Elite Nomad
Posts: 7393
Registered: 11-22-2007
Location: Punta Banda BC
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Mood: thriving in Baja
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| Quote: Originally posted by lencho | | Quote: Originally posted by Katiejay99 | | I have Seguro Popular as well. I actually got both knees replaced in 2015, was in the emergency room with kidney stones and had my mammogram. Cost =
$0.00 |
What a life changer; joint replacements just amaze me...
I don't understand Seguro Popular; based on the premiums people have quoted, doesn't seem like the system can finance itself; who actually ended up
paying for that?
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Same as the FREE medical in Canada. Hospitals, clinics and Drs. paid by the Provincial Government that
then gets funds from the Fedeal Government who get it from all the citizens via taxes. Also same as Obama Care is supposed to work someday.
Bob Durrell
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MitchMan
Super Nomad
Posts: 1855
Registered: 3-9-2009
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| Quote: | Posted by Hook
"But if you're trying to scrape by in Mexico on less than 2000US/month, then maybe your choices are few. I can understand that."
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Wow! On $2,000 USD/month in Mexico, one should be able to live like a king!
If you own your own casita, one person can live on $550 USD/month for all costs for basic living, $850 USD for two people. Expenditures for Medical,
entertainment, and travel would be over and above the $550 or $850 USD; these three costs are beyond comparability as these costs vary significantly
from person to person. The $550 USD includes food, Yrly fido fee, auto ins, food, phone, internet, Dish TV, clothing, Seguro Popular, property tax,
normal auto maintenance, gasoline, normal household maintenance and repair, water, propane, electricity (with A/C), and incidentals.
IMHO, I think that two people could live almost lavishly on $2,000 USD a month in the Baja.
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SFandH
Elite Nomad
Posts: 6926
Registered: 8-5-2011
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| Quote: Originally posted by durrelllrobert | | Quote: Originally posted by lencho | | Quote: Originally posted by Katiejay99 | | I have Seguro Popular as well. I actually got both knees replaced in 2015, was in the emergency room with kidney stones and had my mammogram. Cost =
$0.00 |
What a life changer; joint replacements just amaze me...
I don't understand Seguro Popular; based on the premiums people have quoted, doesn't seem like the system can finance itself; who actually ended up
paying for that?
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Same as the FREE medical in Canada. Hospitals, clinics and Drs. paid by the Provincial Government that
then gets funds from the Fedeal Government who get it from all the citizens via taxes. Also same as Obama Care is supposed to work someday.
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I don't know, but I doubt the Mexican government collects enough taxes to cover costs. I'm thinking the revenues generated by PEMEX pay for a lot of
the bills.
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Katiejay99
Nomad
Posts: 429
Registered: 9-3-2008
Location: Todos Santos
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Mood: it is what it is
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There is no individual income tax regulations in Mexico. Only businesses and self employed persons pay taxes.
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monoloco
Elite Nomad
Posts: 6667
Registered: 7-13-2009
Location: Pescadero BCS
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| Quote: Originally posted by lencho | | Quote: Originally posted by durrelllrobert | | Same as the FREE medical in Canada. Hospitals, clinics and Drs. paid by the Provincial Government that then gets funds from the Fedeal Government who
get it from all the citizens via taxes. |
Seems to me that such a system's accepting foreigners-- most of whom have not historically paid forward via income tax in Mexico and probably are
currently only paying income tax to their country of origin instead of Mexico-- is a design loophole. |
Foreigners pay plenty of taxes here, IVA alone is 16% on almost everything we buy. I think that they can afford to cover a few
foreigners.
"The future ain't what it used to be"
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monoloco
Elite Nomad
Posts: 6667
Registered: 7-13-2009
Location: Pescadero BCS
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| Quote: Originally posted by lencho | | Quote: Originally posted by monoloco | | Foreigners pay plenty of taxes here, IVA alone is 16% on almost everything we buy. I think that they can afford to cover a few foreigners.
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Guess that's a matter of individual comfort level. I think there are always ethical questions if we're pulling more out of the system then we
personally put in.
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Well, in my case, I'd don't think I could ever be sick enough to pull more out of the system than I've put
in over the last 22 years of living in Mexico.
"The future ain't what it used to be"
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Hook
Elite Nomad
Posts: 9006
Registered: 3-13-2004
Location: Sonora
Member Is Offline
Mood: Inquisitive
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| Quote: Originally posted by MitchMan | | Quote: | Posted by Hook
"But if you're trying to scrape by in Mexico on less than 2000US/month, then maybe your choices are few. I can understand that."
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Wow! On $2,000 USD/month in Mexico, one should be able to live like a king!
If you own your own casita, one person can live on $550 USD/month for all costs for basic living, $850 USD for two people. Expenditures for Medical,
entertainment, and travel would be over and above the $550 or $850 USD; these three costs are beyond comparability as these costs vary significantly
from person to person. The $550 USD includes food, Yrly fido fee, auto ins, food, phone, internet, Dish TV, clothing, Seguro Popular, property tax,
normal auto maintenance, gasoline, normal household maintenance and repair, water, propane, electricity (with A/C), and incidentals.
IMHO, I think that two people could live almost lavishly on $2,000 USD a month in the Baja.
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Yeah, that may have not been the best figure to use.
We do travel a bit in Mexico, so we dont stay put. Gas/diesel in Mexico is expensive. So is elec. In the cusp months before the subsidy kicks in, we
can have 200.00 elec bills at times.
And then there's the restaurants. Whoo boy! And the alcohol. All the charitable organizations we support; dogs, old men's home, kid schooling support,
etc.
Then there's the boat. The softball league, the pickleball league, Club Deportivo. Some golf fees.
I dont think we can do it on 550/month and we own our home. Lots of discretionary expenses in there, I guess. I like discretionary items. 
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