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Author: Subject: FMM & INSURANCE
KasloKid
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[*] posted on 5-26-2019 at 08:42 PM


Stumbled across this:
Source: https://www.discoverbaja.com/fmm-faqs/

Do I have to get a FMM tourist permit when I go to Baja?

Yes. Mexican law requires that tourists from the U.S. and Canada have an FMM tourist permit for any trip into Baja. You may encounter INM checkpoints along the peninsula where they will ask to see your passport and FMM. If you get into an accident in Mexico and you don’t have an FMM tourist permit, you are not considered to be in accordance with Mexican law, and therefore your Mexican auto insurance can be rendered invalid. Each individual must have their own FMM, including children ages two and up.
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JoeJustJoe
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[*] posted on 5-27-2019 at 02:07 PM


KasloKid, I also stumbled on on the " Baja Travel Club, a few months back, but I discounted them as alarmists scammers, who push Mexican tourists to buy a Mexican auto insurance policy, where they claim they use two highly rated Mexican auto insurance companies.

Yeah, they claim only them could get you a great deal of a pre-paid FMM, which appears to have a mark up, and you still have to get the FMM stamped.

From their site: Discover Baja members can get their prepaid FMMs through Discover Baja for $37. "

They also want you to pay them a membership fee of $39 dollars per person to get their super saver auto insurance policy and local discounts.

Just because you read something on the internet doesn't mean it's always true, there are a lot of dated, and wrong information on "Baja Travel club.

For example, there was never an official "free zone" entering Baja, but Mexican officials sure treated it as a "free zone" and they may still be doing it today..

From the site: "As of September 2015, there is no longer a “free zone” and every person entering Baja, regardless of destination or duration of trip needs to obtain an FMM. If you are only going to be in Mexico for seven days or less, you can get a free FMM, but you still need to stop at the border to fill out the paperwork to obtain the permit."

Pure alarmists, that claim even if stopped by the police for any vehicle-related problem, that you can be arrested, you vehicle impounded, and be heavily penalized, and they claim in Mexico, you are guilty until proven innocent.

So according to them any time a Mexican cop pulls you over, you can go to jail! During the last few years, Mexico has been changing that guilty until proven innocent policy, to be more in line of what they say in the US, "innocent until proven guilty. "

from the site" I"f you have an accident or are stopped by the police for a vehicle-related problem and you do not have Mexican auto insurance for your car or vehicle, you can be arrested, have your vehicle impounded and be heavily penalized for violating the law. This is in addition to being liable for any damages you may have caused in an accident. Mexican law considers all traffic accidents to be both civil and criminal offenses, unlike the U.S. where they are considered only civil offenses. In Mexico, you are guilty until proven innocent – you don’t want to spend your Baja vacation behind bars because you didn’t get Mexican auto insurance."







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BajaNomad
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