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Author: Subject: Opening a Mexican Bank Account
SiReNiTa
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[*] posted on 1-22-2007 at 12:49 PM


Quote:
Originally posted by Bruce R Leech
I cant imagine someone that is buying , selling subdividing land and forming partnerships in Mexico doesn't know how to open a bank account:o


is it really that different from opening a bank account in the US????
I'm not sure of how it works but I know that it's very easy....the proof of residency may be good to have but there are different kinds of accounts...and all of them need different documents...I think:O:rolleyes:




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gnukid
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[*] posted on 1-22-2007 at 01:07 PM


When I first wanted to open an account to begin my life here, I had no home or bills or fm-3, so I wanted an account to get started, but it was seemingly impossible, everyone said no, you need this and that, so I sat confused in my car frustrated, banging on the steering wheel and swearing at how stupid mexico and I both are, suddenly two girls pulled up along side the car in a new cadillac and asked, "do you have a problem - do you need something?" I said, "si quiero ayudante?" The closest replied, "Un Amante? Let's go for coffee first." So I followed the cadillac and got out and there stood two tall beautiful girls both in high heels now towering over me in my flip flops. We went for coffe and finally got to the point about la cuenta- the bank account. And one said, "I will go with you to the bank tomorrow at 10am to be a reference that's what you need and the rest will follow after."

So the next day I went and waited in the lobby of the bank and sat while long lines prevailed and the desks were filled of people asking for just about everything. Finally the tall, beautiful girl walked in and walked right up to the desk filled with people and dragged me along and greeted everyone with a kiss and salutation which is the norm whether they are busy or not and she said please give my friend his account and what he doesn't have he will bring later, ok?" The manager replied, "no problem." I sat down and she left and soon thereafter I had my account and they said they would leave blank cards in the places where something was required but soon I would need to complete the application in progress. Finally the manager asked how did I meet miss Baja California?




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SiReNiTa
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[*] posted on 1-22-2007 at 01:46 PM


hehe great story!!!
the girls that compete in that kind of stuff are really nice...most of them love to help and think they can do something for their community!!!




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Don Alley
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[*] posted on 1-22-2007 at 04:09 PM


When we opened ours a few years ago at the Loreto Bancomer we needed passports, utility bill, FM3 and the names and telephone numbers of three local residents who spoke Spanish, would vouch for our character, and would be home whan we applied for the account.

The bill was in the name of the people we bought the property from and had no street address. No problem.

We didn't have the FM3; we were getting the bank account as an FM3 requirement. So the manager (Valerio Davis) said, OK, we can bend the rules and give you a peso account.

When he looked at the three references, he said, no problem, I don't have to call. This one's my friend and this one's my cousin.

No problem. And the whole process, filling out and signing forms, constant computer stuff, took less than an hour, not counting waiting our turn.

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bajabound2005
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[*] posted on 1-22-2007 at 06:22 PM


Maybe the utility bill shows that you pay the bills? Sort of a mini credit check which any US bank would do.
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