Anonymous
Unregistered
Posts: N/A
Registered: N/A
Member Is Offline
|
|
Borrowing a car in BCS
I have a friend in BCS who is making me the generous offer of lending me his car while I visit. My question is: Does my US insurance cover me when I'm
driving a borrowed Mexican car? Would your answer change if I paid him for its use?
|
|
|
Dave
Elite Nomad
Posts: 6005
Registered: 11-5-2002
Member Is Offline
|
|
It is against the law for a foreigner to drive a Mexican plated car unless you have a Mexican drivers license.
|
|
|
RandyMacSC/SO
Special Correspondent
Posts: 422
Registered: 2-2-2004
Member Is Offline
|
|
I don't think US Insurance covers Mexico...
| Quote: | Originally posted by Anonymous
I have a friend in BCS who is making me the generous offer of lending me his car while I visit. My question is: Does my US insurance cover me when I'm
driving a borrowed Mexican car? Would your answer change if I paid him for its use? |
If my last enquiry is correct, your US insurance does not cover your driving in the Baja. My Canadian Insurance ends at the US/Mexican border and I
always pick up Mexican Insurance. $100 for 6 months and I'm sure you can get it for less $ for a month or less time.
I wouldn't drive in Mexico without good Mexican insurance. Also, on mainland Mexico, you have to be the registered owner, or immediate relative of
the registered owner to drive a car, otherwise they can impound the vehicle. Maybe it's different in Baja, but I'd check into at Fred Metcalf's Baja
site, he usually has good information on this sort of thing.
RandyMac
[Edited on 3-27-2004 by RandyMac]
==============================================
Ole' Irish saying (Gaelic): 'Go neirigh an bothar leat, go mbeidh an gaoth choiche sa droim agat, is go mbeidh tu thuas ar neamh leath-uair roimh is
eol don diabhal go bhuil tu marbh'.... OR 'May the road rise up to meet you, May the wind always be at your back, and May you be in Heaven a half hour
before the Devil knows you're dead'
|
|
|
Anonymous
Unregistered
Posts: N/A
Registered: N/A
Member Is Offline
|
|
randy mac
Thanks for the lead, but could you tell me how I find Fred Metcalfe's website?
|
|
|
Bob and Susan
Elite Nomad
Posts: 8807
Registered: 8-20-2003
Location: Mulege BCS on the BAY
Member Is Offline
Mood: Full Time Residents
|
|
here it is.....
insurance
http://math.ucr.edu/ftm/bajaPages/Insurance.html
message board
http://math.ucr.edu/~ftm/bajaPages/MsgBoard/MsgBoard.html
main page
http://math.ucr.edu/ftm/baja.html
good luck
|
|
|
Phil S
Super Nomad
Posts: 1205
Registered: 10-28-2003
Member Is Offline
Mood: After 34 years. Still in love w/ my wife
|
|
borrowing car in BCS
If your a "really good friend" you'd ask to pay "your friend" the cost of his/her calling his/her insurance agent and adding you as an "additional
driver" for the time you'll be using the car. You can be the best "never an accident" driving record, and have someone hit you, and if your not named
as an additional driver or add'l insured, I wouldn't risk your financial holdings "borrowing a friends car" down here. Recent horror story in Loreto
area of two fellows driving south with NO insurance, passed in a vado with no vision or knowledge of if it was clear beyond and hit a car totalling
it, and injuring the female American lady. The fellows must have bribed the Loreto officials as they were able somehow to proceed on their way. So the
story goes.
|
|
|
![[*]](images/xmbforum/default_icon.gif){kind=icon}
