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Whale-ista
Super Nomad
Posts: 2009
Registered: 2-18-2013
Location: San Diego
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Mood: Sunny with chance of whales
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Thanks for the detailed history/explanation Pescador. I wasn't familiar with this program.
Seems reasonable. Sounds like it was intended to cover the basics (immunizations, minor illnesses) at minimal costs for low income patients.
\"Probably the airplanes will bring week-enders from Los Angeles before long, and the beautiful poor bedraggled old town will bloom with a
Floridian ugliness.\" (John Steinbeck, 1940, discussing the future of La Paz, BCS, Mexico)
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monoloco
Elite Nomad
Posts: 6667
Registered: 7-13-2009
Location: Pescadero BCS
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Here's a link to Seguro Popular's catalog of services:
http://www.seguro-popular.salud.gob.mx/images/contenidos/Cau...
Here's a link in English that describes the program and eligibility requirements:
http://www.seguro-popular.salud.gob.mx/index.php?option=com_...
"The future ain't what it used to be"
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pauldavidmena
Super Nomad
Posts: 1686
Registered: 5-23-2013
Location: Centerville, MA, USA
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good to know that one's "concubines" are considered part of the nuclear family.
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BajaLuna
Senior Nomad
Posts: 581
Registered: 12-5-2012
Location: Pacific Northwest/Bahia Asuncion
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Mood: groovy
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thanks for sharing this info, Monoloco! Glad to hear it worked out for you!
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Hook
Elite Nomad
Posts: 9006
Registered: 3-13-2004
Location: Sonora
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Mood: Inquisitive
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Maybe I'm just jaded by the cost of procedures in the U.S. but the cost of basic procedures from the good doctors and the good hospitals in Mexico are
basically cheap enough for me to pay out of pocket for those, too. So, dealing with the questionable quality at Seguro Popular approved facilites for
basic procedures isnt worth it to me.
I gotta ask the wife what I paid for my first colonoscopy down here at the top hospital in Hermosillo, Sonora. It was about one quarter of the cost of
my last one in the States. Included some minor benign polyp removal. Included GENERAL ANESTHESIA, of which they didn't inform me, in advance. I've
never needed that in the past. Always a surprise or two in Mexico. There, that's probably enough details when it comes to colonoscopies, eh? 
Even the generic drugs at the Farmarcia Similares are so inexpensive that I dont bother with the hassle of actually trying to go through a health care
plan for drugs.
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dtutko1
Nomad
Posts: 341
Registered: 8-26-2009
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It would seem that if you met the financial requirements of a Visa Permanente, you would not qualify for Seguro Popular.
Dorado Don
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EnsenadaDr
Banned
Posts: 5027
Registered: 9-12-2011
Location: Baja California
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Mood: Move on. It is just a chapter in the past, but don't close the book- just turn the page
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not true. In some cases, the enrollment is free regardless of your financial information.
[Edited on 3-14-2014 by EnsenadaDr]
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EnsenadaDr
Banned
Posts: 5027
Registered: 9-12-2011
Location: Baja California
Member Is Offline
Mood: Move on. It is just a chapter in the past, but don't close the book- just turn the page
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You know Hook, I have to admire you paying out of pocket. There are some very well off Americans in Ensenada that want to get everything for free
through Seguro Popular. | Quote: | Originally posted by Hook
Maybe I'm just jaded by the cost of procedures in the U.S. but the cost of basic procedures from the good doctors and the good hospitals in Mexico are
basically cheap enough for me to pay out of pocket for those, too. So, dealing with the questionable quality at Seguro Popular approved facilites for
basic procedures isnt worth it to me.
I gotta ask the wife what I paid for my first colonoscopy down here at the top hospital in Hermosillo, Sonora. It was about one quarter of the cost of
my last one in the States. Included some minor benign polyp removal. Included GENERAL ANESTHESIA, of which they didn't inform me, in advance. I've
never needed that in the past. Always a surprise or two in Mexico. There, that's probably enough details when it comes to colonoscopies, eh?
Even the generic drugs at the Farmarcia Similares are so inexpensive that I dont bother with the hassle of actually trying to go through a health care
plan for drugs. |
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monoloco
Elite Nomad
Posts: 6667
Registered: 7-13-2009
Location: Pescadero BCS
Member Is Offline
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| Quote: | Originally posted by dtutko1
It would seem that if you met the financial requirements of a Visa Permanente, you would not qualify for Seguro Popular. |
There is no restrictions due to income, they can choose to charge a fee based on your income but I don't believe that anyone can be
disqualified because of their income. The most that I have heard of anyone being charged is 1500 pesos. As far as residente permanent, if the holder's
income status changes from what it was when applied for their immigration status doesn't change. If your income goes to zero, you are still residente
permanente, the income requirement only applies at the time you file for it. In theory one could have $120,000 in the bank which would qualify them
for permanent residency, once residency was obtained they could use that money to buy a house, a boat, or gamble it away at Caliente.
"The future ain't what it used to be"
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Hook
Elite Nomad
Posts: 9006
Registered: 3-13-2004
Location: Sonora
Member Is Offline
Mood: Inquisitive
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"In some cases................."
Boy, that's Mexican bureaucracy in a nutshell. Just fill in the function and it applies. 
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monoloco
Elite Nomad
Posts: 6667
Registered: 7-13-2009
Location: Pescadero BCS
Member Is Offline
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| Quote: | Originally posted by EnsenadaDr
You know Hook, I have to admire you paying out of pocket. There are some very well off Americans in Ensenada that want to get everything for free
through Seguro Popular. | Quote: | Originally posted by Hook
Maybe I'm just jaded by the cost of procedures in the U.S. but the cost of basic procedures from the good doctors and the good hospitals in Mexico are
basically cheap enough for me to pay out of pocket for those, too. So, dealing with the questionable quality at Seguro Popular approved facilites for
basic procedures isnt worth it to me.
I gotta ask the wife what I paid for my first colonoscopy down here at the top hospital in Hermosillo, Sonora. It was about one quarter of the cost of
my last one in the States. Included some minor benign polyp removal. Included GENERAL ANESTHESIA, of which they didn't inform me, in advance. I've
never needed that in the past. Always a surprise or two in Mexico. There, that's probably enough details when it comes to colonoscopies, eh?
Even the generic drugs at the Farmarcia Similares are so inexpensive that I dont bother with the hassle of actually trying to go through a health care
plan for drugs. |
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I view Seguro Popular as more of a safety net
in case of a major health issue.
"The future ain't what it used to be"
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Hook
Elite Nomad
Posts: 9006
Registered: 3-13-2004
Location: Sonora
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Mood: Inquisitive
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But if it's a major health issue, would you really want to use a Seguro Popular source?
We carry catastrophic insurance with a high deductible for that kind of thing.
Of course, everyone's financial situation is different. Can't disregard that, when it comes to health care.
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monoloco
Elite Nomad
Posts: 6667
Registered: 7-13-2009
Location: Pescadero BCS
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| Quote: | Originally posted by Hook
But if it's a major health issue, would you really want to use a Seguro Popular source?
We carry catastrophic insurance with a high deductible for that kind of thing.
Of course, everyone's financial situation is different. Can't disregard that, when it comes to health care. |
We had one of those high deductible catastrophic policies, the net effect was that it consumed such a significant portion of our
incomes, it made it hard to afford the out of pocket expense of routine medical care, and left us in the position of actually self rationing needed
procedures.
"The future ain't what it used to be"
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Alm
Ultra Nomad
Posts: 2716
Registered: 5-10-2011
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| Quote: | Originally posted by monoloco
| Quote: | Originally posted by David K
Nothing's free, somebody somewhere is paying... Perhaps the clinic will accept donations when services are provided so non-Mexicans will always be
welcomed happily? |
It's true that nothing is free, but perhaps Mexico can afford to provide healthcare to
it's people because it's not wasting money on a corporate welfare state and trying to police the rest of the planet. |
Mexico can't provide healthcare to its people, not to the standards that NOB people might expect anyway. Only public hospitals accept that Seguro,
and as others noted, some of them (many!) are not places where you would want to be.
Yes, somebody is paying, there is a sliding scale tied to income and to housing conditions. If memory doesn't fail me, US social pension places you
into the highest income tier - which is still a relatively low annual premium 5 or 6 thousand pesos a year. The system is poorly designed, and beside
income there are naive questions on housing conditions, i.e. rental living, no DVD etc, and answering "yes" to those makes you look poor, on the
paper.
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EnsenadaDr
Banned
Posts: 5027
Registered: 9-12-2011
Location: Baja California
Member Is Offline
Mood: Move on. It is just a chapter in the past, but don't close the book- just turn the page
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If you live south of Ensenada, you will have to depend on the Mexican healthcare system unless you want to pay a $1600+ American Dollar ambulance ride
To the US border. DavidE was an exception as an El Rosario company offered a free ride for him to the border. Unless you have plenty of money to pay
out of pocket for private hospitals and/or you are sick enough to require life flight and have the insurance.
Actually the hospitals are getting better in Mexico and the doctors aren't any better in a private hospital than a public one, because working in
IMSS, ISSTE, ISSTECALI or Seguro Popular you have a guaranteed income so most good physicians in Mexico have that job as a primary job. All in all,
things are improving, equipment is newer and hospitals are being revamped and new ones built in the public sector. The annual premium is for IMSS, at
the rate you are mentioning. Generally Seguro Popular charges little or nothing for its coverage.
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Howard
Super Nomad
Posts: 2346
Registered: 11-13-2007
Location: Loreto/Manhattan Beach/Kona
Member Is Offline
Mood: I'd rather regret the things I've done than regret the things I haven't done.
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Can I sign up in Loreto?
Does anyone from Loreto have first hand experience in signing up?
If you can not sign up in Loreto, where is the nearest location to do so?
What photocopies do I need to bring?
Thanks,
Howard
We don't stop playing because we grow old;
we grow old because we stop playing
George Bernard Shaw
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BajaBlanca
Select Nomad
Posts: 13165
Registered: 10-28-2008
Location: La Bocana, BCS
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I am sure they mentioned Loreto when we recently changed locations from La Paz to San Ignacio. Outside the hospital in Loreto, there is most likely a
big sign saying SEGURO POPULAR.
We had to take proof of residence, document with photo and in our case, the receipt from the bank showing we had paid our fee.
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Mulegena
Super Nomad
Posts: 2412
Registered: 11-7-2006
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In Loreto the new hospital on the highway is Seguro Popular affiliated, I believe. That is where you'd go to apply.
"Raise your words, not your voice. It's rain that grows flowers, not thunder." ~Rumi
"It's the mark of an educated mind to be able to entertain a thought without accepting it." ~ Aristotle
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