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KurtG
Super Nomad
Posts: 1201
Registered: 1-27-2004
Location: California Central Coast
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Mood: Press On Regardless!!
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Vizcaino Bancomer ATM
There were reports last year about problems using these atms. I was there yesterday morning and found there are multiple atm's with a young bank
employee standing by to offer help if needed. The atm instantly spit out the 6000 pesos I requested. My bank doesn't charge me for other atm's and
reimburses me for the Bancomer surcharge so I netted 18.15 peso/dollar when XE.com was showing 18.25 so I am happy with the transaction and
convenience.
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AKgringo
Elite Nomad
Posts: 5807
Registered: 9-20-2014
Location: Anchorage, AK (no mas!)
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Mood: Retireded
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I used that bank recently. It is curious that my bank records show the transaction occurred at a Mulege bank.
I did not have fee reimbursement, so it cost two dollars for a balance inquiry, and five for the transaction.
Edit; I just checked my Wells Fargo account again, and the two dollar balance inquiry fee has been removed. I had plenty of pesos to get back to the
border, I mainly wanted to see if my card would work!
[Edited on 4-4-2018 by AKgringo]
If you are not living on the edge, you are taking up too much space!
"Could do better if he tried!" Report card comments from most of my grade school teachers. Sadly, still true!
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aguachico
Senior Nomad
Posts: 602
Registered: 3-23-2007
Location: tijuana
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Mood: logic cannot get thru to the illogical
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This is my goto bank for ATM withdrawals. Line can be a bit long depending. I stop here right after getting a bunch of machaca burritos at the Oasis
loncheria a bit north directly across from the pemex.
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Rossman
Nomad
Posts: 205
Registered: 10-6-2013
Location: Bahia Asuncion
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Well I think k you hit the magic number with your 6k withdrawal Kurt . Since July of 2016, that has been the max that that Bancomer has given me on
any day. Some less but never more. Having to make a 150 mile round trip to get money, 6 k or less is not worth the trip for me. I simply add another
100 miles to my trip and hit the Banamex in GN, where I have never hit a limit.
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BajaBlanca
Select Nomad
Posts: 13165
Registered: 10-28-2008
Location: La Bocana, BCS
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Rossman - Do you know about getting $1500 dollars at a time with wells fargo EXPRESS SEND? You can pick it up at any bank or telegrafo.
Really sweet way to get cash locally!
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Rossman
Nomad
Posts: 205
Registered: 10-6-2013
Location: Bahia Asuncion
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Quote: Originally posted by BajaBlanca  | Rossman - Do you know about getting $1500 dollars at a time with wells fargo EXPRESS SEND? You can pick it up at any bank or telegrafo.
Really sweet way to get cash locally! |
Did not know that Blanca. And here I am a Wells Fargo customer too. I'm looking too far afield for a solution. How's their exchange rate? Not too
favorable if I get pesos from a WF branch in the US. Thanks for the tip and I'll look into it.
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chavycha
Nomad
Posts: 373
Registered: 1-20-2014
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Not just last year. That ATM (now ATMs) have been problematic for several years. The new ones have been much better but we did have some issues in
February with a Wells Fargo card... worked one day, not the next, and repeat.
Bancomer's ATM fee of 81.20 pesos is also more than twice what any other Mexican bank charges.
The moment there is another option in Vizcaino, we'll use that.
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KurtG
Super Nomad
Posts: 1201
Registered: 1-27-2004
Location: California Central Coast
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Mood: Press On Regardless!!
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| Quote: Originally posted by Rossman | | Well I think k you hit the magic number with your 6k withdrawal Kurt . Since July of 2016, that has been the max that that Bancomer has given me on
any day. Some less but never more. Having to make a 150 mile round trip to get money, 6 k or less is not worth the trip for me. I simply add another
100 miles to my trip and hit the Banamex in GN, where I have never hit a limit. |
Yes, I don't need to get more than 6k at a time since I am moving through to other towns that have atm's. While in Asuncion I was thinking about what
a hassle it must be for long term residents to get enough pesos.
The atm's are a great convenience for me as a traveler, I still carry cash for emergencies but not as much as in years before atm's. I had avoided
Bancomer because of their high fees but my local bank was acquired last year by another that rebates them to me.
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4x4abc
Ultra Nomad
Posts: 4163
Registered: 4-24-2009
Location: La Paz, BCS
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Mood: happy - always
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any ATM in Asuncion?
Harald Pietschmann
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Bob and Susan
Elite Nomad
Posts: 8802
Registered: 8-20-2003
Location: Mulege BCS on the BAY
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you guys are thinking like "gringos"
baja is not the USA or canada
its a cash society
exchange your dollars for pesos before you arrive and avoid this ATM problem
carry enough cash to last you your vacation
then exchange it back to "greenbacks" when you return home
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KurtG
Super Nomad
Posts: 1201
Registered: 1-27-2004
Location: California Central Coast
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Mood: Press On Regardless!!
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| Quote: Originally posted by Bob and Susan | you guys are thinking like "gringos"
baja is not the USA or canada
its a cash society
exchange your dollars for pesos before you arrive and avoid this ATM problem
carry enough cash to last you your vacation
then exchange it back to "greenbacks" when you return home |
Bob, you have expressed this opinion a number of times. I choose to not carry that much cash. Getting pesos from atm's has been convenient and
worked for me for many years. I get a better exchange rate and pay no atm fees. As I mentioned in my earlier post I do carry enough emergency cash
but not as much as in earlier years. You refer to "this atm problem" but I have never had such a problem except for the occasional atm that is out of
cash. I avoid that by using only atms located at a bank and go there when the bank is open.
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Marc
Ultra Nomad
Posts: 2743
Registered: 5-15-2010
Location: San Francisco & Palm Springs
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Mood: Waiting
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| Quote: Originally posted by Bob and Susan | you guys are thinking like "gringos"
baja is not the USA or canada
its a cash society
exchange your dollars for pesos before you arrive and avoid this ATM problem
carry enough cash to last you your vacation
then exchange it back to "greenbacks" when you return home |
Right on. I figure a budget then DOUBLE it. I use coin of the realm wherever I travel. Never use ATM's and credit card occasionally only in Europe.
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rhintransit
Super Nomad
Posts: 1588
Registered: 9-4-2006
Location: Loreto
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| Quote: Originally posted by Rossman | | Quote: Originally posted by BajaBlanca | Rossman - Do you know about getting $1500 dollars at a time with wells fargo EXPRESS SEND? You can pick it up at any bank or telegrafo.
Really sweet way to get cash locally! |
Did not know that Blanca. And here I am a Wells Fargo customer too. I'm looking too far afield for a solution. How's their exchange rate? Not too
favorable if I get pesos from a WF branch in the US. Thanks for the tip and I'll look into it. |
I use Wells Fargo Express Send...by the way you have to initially sign up for it at a branch in the US...but the daily limit is $500 US, and there is
a limit of how much you can send each month. The exchange rate is favorable compared to ATM rate though there is a 5/translation charge to consider
when figuring the “net”. I have the cash sent to Bancomer.
[Edited on 4-5-2018 by rhintransit]
reality\'s never been of much use out here...
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paranewbi
Senior Nomad
Posts: 913
Registered: 4-15-2011
Location: San diego
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| Quote: Originally posted by Bob and Susan | you guys are thinking like "gringos"
baja is not the USA or canada
its a cash society
exchange your dollars for pesos before you arrive and avoid this ATM problem
carry enough cash to last you your vacation
then exchange it back to "greenbacks" when you return home |
We just returned from a trip through Belize, Guatemala and Honduras. All of them had readily available ATM's in a lot of places including larger
stores, gas stations and hotel lobbies. Even the small tourist shops in Guatemala now scan your charge cards with a phone connection. We have visited
a half dozen places in Mexico over the last two years and spent time in Baja. Never were we very far from an ATM or able to use our CC for other items
and places. The places we go to would just be to stressful if we were carting around thousands of dollars and no one knows what a travelers check is
nowadays. I even walked past the money changers this time at those Central American borders! I never liked a word of mouth report made available as I
crossed over when I was exchanging several hundred dollars with those guys.
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BajaBlanca
Select Nomad
Posts: 13165
Registered: 10-28-2008
Location: La Bocana, BCS
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the limit at the wells fargo EXPRESS SEND is $1500 dollars at a time! It is what I use to transfer cash from US to the scholarship kids in Mexico, it
is what Les has used for a year now to send money to La Bocana.
The telegrafo in Vizcaino is a million times faster than any bank, they always have tons of cash, they are open on weekends.
The one in La Paz is also open late and weekends, liberating not to have to depend on a bank or an ATM.
it is truly remarkable how wonderfully it works
Secret is to take your client number with you, have the transaction number, your passport unless you are a regular. It is called BTI and really,
you can get it out of any bank or telecomm/telegrafo office.
The charge is $5 from wells fargo. How cheap is that!
Once the original amount has been sent from your wells fargo bank in the US of A to yourself or whomever you choose (and this takes a week or so for
approval) then all future remittances are sent online.
No need to carry around so much cash any more!
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Udo
Elite Nomad
Posts: 6321
Registered: 4-26-2008
Location: Black Hills, SD/Ensenada/San Felipe
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Mood: TEQUILA!
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The Bancomer banks in Ensenada also dispense the maximum of $6,000 Pesos, but, quite by trial and error, I found out that the ATM will keep dispensing
the same amount several times in a row, depending on your US bank's withdrawal limit.
In the first instance, I needed $15,000 Pesos, and cumulatively it gave me the money.
| Quote: Originally posted by Rossman | | Well I think k you hit the magic number with your 6k withdrawal Kurt . Since July of 2016, that has been the max that that Bancomer has given me on
any day. Some less but never more. Having to make a 150 mile round trip to get money, 6 k or less is not worth the trip for me. I simply add another
100 miles to my trip and hit the Banamex in GN, where I have never hit a limit. |
Udo
Youth is wasted on the young!
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rts551
Elite Nomad
Posts: 6699
Registered: 9-5-2003
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We now have a Banamex ATM in Abreojos. Luv it!
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aguachico
Senior Nomad
Posts: 602
Registered: 3-23-2007
Location: tijuana
Member Is Offline
Mood: logic cannot get thru to the illogical
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Wow. I money truck drives all the was in to fill it?
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rts551
Elite Nomad
Posts: 6699
Registered: 9-5-2003
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Once a week...I personally have not seen it empty, But I don't go every day either...Lol.
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aguachico
Senior Nomad
Posts: 602
Registered: 3-23-2007
Location: tijuana
Member Is Offline
Mood: logic cannot get thru to the illogical
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Congrats on the upgrade. Seems like a long desolate road to be transporting pesos. Could make for a good movie.
IED in the road. gun fight for the money.
betrayal and deceit Then the lone thief, una chica, dies in a panga, with the money, that washes up onshore in Asuncion. Then it all starts again...
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