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Author: Subject: Best Place to Buy Pesos in San Filipe
bajarich
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[*] posted on 1-16-2019 at 08:47 PM
Best Place to Buy Pesos in San Filipe


Currently in Yuma, headed for San Filipe, and have been advised to get Pesos in SF. Rate in Algodonas today was 17.9. Is it worth holding off until SF? If so, where is the best place to exchange?
The official rate is 18.9.
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tobias
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[*] posted on 1-16-2019 at 09:06 PM


Are you going through Mexicali or are you crossing now? A month ago I found the best rate on the american side in Calexico. Less than half a peso off what google was posting at the time.
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[*] posted on 1-16-2019 at 09:26 PM


I know of only 1 casa de cambio in SF, where Chetumal St.,
the main st. you drive in from the no. dead ends at the malecon,
the st. that fronts the Sea of Cortez. The rate at San Ysidro today is 18.709. Generally
a casa in Mex will offer slightly less than border crossings
on the US side







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David K
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[*] posted on 1-16-2019 at 10:31 PM


Yes, get pesos on the U.S. side "Casas de Cambio" (Exchange houses).
Otherwise, just use dollars... everyone accepts them in Baja.




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[*] posted on 1-17-2019 at 07:35 AM


ATM at the first Pemex in S.F.
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[*] posted on 1-17-2019 at 07:51 AM


Came home on the 15th through San Felipe, Mexicali, and Calexico. The best rate at the time (18.55) was in Calexico. Mexicali was slightly less (18.50) didn’t see in San felipe but it’s been my experience that’s San Felipe is traditionally about half a peso less than Mexicali.
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[*] posted on 1-17-2019 at 11:15 AM


Quote: Originally posted by David K  

Otherwise, just use dollars... everyone accepts them in Baja.


That's a sure way to get the worst possible exchange rate, by a very wide margin.




[Edited on 1-17-2019 by JZ]




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[*] posted on 1-17-2019 at 11:25 AM


Not in my experience. I have purchase pesos at a Casa de Cambio only to find the Pemex stations offering better exchange rates. Dollars are desired. We are only talking pennies, but the advice to get pesos is really best for newbies to not get confused when getting change from purchases if they use dollars and get pesos in change. A pocket calculator is your friend.



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[*] posted on 1-17-2019 at 11:37 AM
Come on David, not good advice for a newbie


Quote: Originally posted by David K  
Not in my experience. I have purchase pesos at a Casa de Cambio only to find the Pemex stations offering better exchange rates. Dollars are desired. We are only talking pennies, but the advice to get pesos is really best for newbies to not get confused when getting change from purchases if they use dollars and get pesos in change. A pocket calculator is your friend.


Most Pemex stations I see have big signs that say "16 x 1"
What a deal.... and that is more than pennies.

But more important, for a newcomer you are asking them to not only take a hit on the exchange if they use dollars, but also to have to make "on the run" mathematical calculations as to the conversion, be it official rate or something less.
Why make it more complicated?
My first advice, always, to a first timer...."Get pesos- it makes life a lot easier"
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[*] posted on 1-17-2019 at 11:38 AM


Quote: Originally posted by David K  
Not in my experience. I have purchase pesos at a Casa de Cambio only to find the Pemex stations offering better exchange rates. Dollars are desired. We are only talking pennies, but the advice to get pesos is really best for newbies to not get confused when getting change from purchases if they use dollars and get pesos in change. A pocket calculator is your friend.


You are gonna lose a lot of money running around Baja paying in dollars. Rookie mistake.

And I'm the last one to fixate on exchange rates. Plus who wants to use a calculator for all of transactions you might make daily, especially while under the influence of a couple Pacificos.


[Edited on 1-17-2019 by JZ]




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David K
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[*] posted on 1-17-2019 at 12:11 PM


As I said, not in my experience... and I am not a newbie or need a calculator for all purchases. I have always advised about the peso exchange places and what I got. I even gave directions to the Chula Vista Costco where I have bought pesos a few times the past 10 years.

The point I am saying to newbies is if you can't find an exchange house to not panic or spoil your trip. Dollars are accepted everywhere in Baja. Sometimes the rate isn't so great but in the northern gas stations, it is often better than the exchange house rates. The most money we campers spend is buying gas. Hotels take credit cards as do many motels now. That gets you the official rate of exchange.

Having pesos in small notes is great for the taco stands. Just relax and enjoy the Baja experience.




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[*] posted on 1-17-2019 at 01:26 PM


Quote: Originally posted by thebajarunner  
Quote: Originally posted by David K  
Not in my experience. I have purchase pesos at a Casa de Cambio only to find the Pemex stations offering better exchange rates. Dollars are desired. We are only talking pennies, but the advice to get pesos is really best for newbies to not get confused when getting change from purchases if they use dollars and get pesos in change. A pocket calculator is your friend.


Most Pemex stations I see have big signs that say "16 x 1"
What a deal.... and that is more than pennies.

But more important, for a newcomer you are asking them to not only take a hit on the exchange if they use dollars, but also to have to make "on the run" mathematical calculations as to the conversion, be it official rate or something less.
Why make it more complicated?
My first advice, always, to a first timer...."Get pesos- it makes life a lot easier"


I suppose it varies from location to station but at least up here in rosarito/tijuana Pemex's have always had some of the best exchange rates you can find, many locals will buy gas with greenbacks to get change in peso's........now with Pemex's a thing of the past I wonder how this shakes out with Chevron's and Arco?
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[*] posted on 1-17-2019 at 01:33 PM


Totally agree. Do not pay in U.S. dollars if possible.


Quote: Originally posted by JZ  
Quote: Originally posted by David K  

Otherwise, just use dollars... everyone accepts them in Baja.


That's a sure way to get the worst possible exchange rate, by a very wide margin.




[Edited on 1-17-2019 by JZ]
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[*] posted on 1-17-2019 at 01:36 PM


Quote: Originally posted by JZ  
Quote: Originally posted by David K  

Otherwise, just use dollars... everyone accepts them in Baja.


That's a sure way to get the worst possible exchange rate, by a very wide margin.




[Edited on 1-17-2019 by JZ]


i refuse to use currency from a country other than the one i am in. if the foreign currency is accepted....there is a very good reason why. it is not hard to connect the dots here. if someone quotes a price to me in dollars, i am fairly sure i am about to be boned and being quoted the "gringo price"
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[*] posted on 1-17-2019 at 01:37 PM


Quote: Originally posted by David K  
As I said, not in my experience... and I am not a newbie or need a calculator for all purchases. I have always advised about the peso exchange places and what I got. I even gave directions to the Chula Vista Costco where I have bought pesos a few times the past 10 years.

The point I am saying to newbies is if you can't find an exchange house to not panic or spoil your trip. Dollars are accepted everywhere in Baja. Sometimes the rate isn't so great but in the northern gas stations, it is often better than the exchange house rates. The most money we campers spend is buying gas. Hotels take credit cards as do many motels now. That gets you the official rate of exchange.

Having pesos in small notes is great for the taco stands. Just relax and enjoy the Baja experience.


So you don't go to bars, shopping, restaurants, rent boats/pangas, etc., etc.

Again, carrying dollars except for the corner case of just buying gas at one of the Pemexs offering a good rate, is how you get a 15 to 1 rate or worse.




[Edited on 1-17-2019 by JZ]




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[*] posted on 1-17-2019 at 02:41 PM


For what it’s worth, spent last week in Puertecitos and changed dollars in Calexico for 18.70, Pemex stations in San Felipe were changing at 19.0.

I would agree the easiest way to go is to get pesos though
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[*] posted on 1-17-2019 at 03:24 PM


Quote: Originally posted by WestyWanderer  
For what it’s worth, spent last week in Puertecitos and changed dollars in Calexico for 18.70, Pemex stations in San Felipe were changing at 19.0.

I would agree the easiest way to go is to get pesos though


Exactly, I simply reported the facts and then the reader can decide.




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[*] posted on 1-17-2019 at 03:41 PM


We get a good exchange rate by using our credit cards that don't charge a transaction fee. In San Felipe Calimax, Oxxo, and a couple of the Pemex stations take credit cards. For peso we use the ATM at Calimax or the bank downtown with our USAA account that doesn't charge fees. Be careful because after a busy weekend.

I have to agree with JZ if you use dollars you will pay the gringo tax.




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[*] posted on 1-17-2019 at 05:50 PM


Quote: Originally posted by Three2tango  
We get a good exchange rate by using our credit cards that don't charge a transaction fee







I suppose I'm escuela viejo, not part of the plastic using searching for the easiest, most convenient method, generation. Never would I use a credit card in Mex. I prefer pesos and
if the peso per dll is not easily rounded up, a calculator







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[*] posted on 1-17-2019 at 07:11 PM


Quote: Originally posted by sancho  
Quote: Originally posted by Three2tango  
We get a good exchange rate by using our credit cards that don't charge a transaction fee



I suppose I'm escuela viejo, not part of the plastic using searching for the easiest, most convenient method, generation. Never would I use a credit card in Mex. I prefer pesos and
if the peso per dll is not easily rounded up, a calculator


Come on amigo join the 21st century;) We get cash back on our credit card, fully protected from fraud, and I have had more problems in California than anywhere else Mexico has never been a problem.




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