Marla Daily
Nomad
Posts: 418
Registered: 9-2-2003
Location: Loreto, BCS
Member Is Offline
|
|
FIDEICOMISO ALERT
IF YOU ARE WITH BANCOMER, YOUR RECEIPT IS THE ONLY THING THAT COUNTS!
This is current information. Anyone with a Fideicomiso at Bancomer needs to know that Bancomer KEEPS NO RECORDS OR RECEIPTS. It is YOUR responsibility
to be able to prove you paid your annual Fideicomiso fee to them. If you don't keep your receipts for each and every year, you WILL be required to pay
your annual fee for any year you cannot provide a receipt when you go to sell your property!
We are on the buying end of a current transaction. The seller, now 93 years old, has had her Fideicomiso with Bancomer for 30 years (2018 was the
expiring year ~ because 30 years ago they were only issued for 30 and not 50 years.) She paid her fee every year. During our transaction, Bancomer
announced that they had no record of payment for the last dozen years of her fideicomiso; that she owed 12 years' worth of back fees, with interest,
to Bancomer before the transaction can proceed. In this case, she had kept her receipts for the last 12 years and more, issued directly to her by
Bancomer in Loreto. With no apology or shame, the bank accepted the receipts.
We were also informed that Bancomer is no longer in the Fideicomiso business. They are no longer processing new Fideicomisos. They recommended Banca
Mifel.
[Edited on 5-6-2019 by Marla Daily]
|
|
|
fishbuck
Banned
Posts: 5318
Registered: 8-31-2006
Member Is Offline
|
|
Thank you for this important information.
"A ship in harbor is safe, but that is not what ships are built for." J. A. Shedd.
A clever person solves a problem. A wise person avoids it. – Albert Einstein
"Life's a Beach... and then you Fly!" Fishbuck
|
|
|
Bajazly
Senior Nomad
Posts: 994
Registered: 6-4-2015
Location: Goodbye Cali and Hello San Felipe
Member Is Offline
Mood: More Relaxed Everyday
|
|
Records??? We don't keep no stinking records!!, we'll just make up the rules as we go and get rich(er).
Believing is religion - Knowing is science
Harald Pietschmann
"Get off the beaten path and memories, friends and new techniques are developed"
Bajazly, August 2019
|
|
|
HeyMulegeScott
Senior Nomad
Posts: 690
Registered: 8-25-2009
Location: Orygone/Mulege
Member Is Offline
|
|
Sounds like a shakedown. You can bet they have records and if she actually didn't pay on time all those years they would have collected. Good to know
though.
|
|
|
BajaBlanca
Select Nomad
Posts: 13165
Registered: 10-28-2008
Location: La Bocana, BCS
Member Is Offline
|
|
Wow, that is just awful to hear and thank goodness your seller had her receipts!
|
|
|
bajatrailrider
Super Nomad
Posts: 2423
Registered: 1-24-2015
Location: Mexico
Member Is Offline
Mood: Happy
|
|
That is the first problem Bancomer the worst bank in Mexico. Change banks
|
|
|
Hook
Elite Nomad
Posts: 9006
Registered: 3-13-2004
Location: Sonora
Member Is Offline
Mood: Inquisitive
|
|
Easier said than done, if your fide is with them. They drag their feet if you try and dissolve your fide with them; usually blaming the same poor
record keeping.
I know people who have waited over two years to get documents from Bancomer. They usually have to get an attorney involved. More pesos, of course.
|
|
|
fishbuck
Banned
Posts: 5318
Registered: 8-31-2006
Member Is Offline
|
|
Who is the best for Fide now?
"A ship in harbor is safe, but that is not what ships are built for." J. A. Shedd.
A clever person solves a problem. A wise person avoids it. – Albert Einstein
"Life's a Beach... and then you Fly!" Fishbuck
|
|
|
brucedog
Junior Nomad
Posts: 87
Registered: 10-26-2015
Location: Oregon/BCS
Member Is Offline
|
|
Ours is with Scotiabank, we pay online every year, electronic receipt, easy....
|
|
|
![[*]](images/xmbforum/default_icon.gif){kind=icon}
