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Author: Subject: FMM & INSURANCE
Marc
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[*] posted on 5-25-2019 at 10:30 AM


On the ridge between Batopilas & Urique smack in the middle of Copper Canyon. Dirt with signage. Conventional?
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KasloKid
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[*] posted on 5-25-2019 at 10:42 AM


Ask Joe. He's the self proclaimed expert.
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JoeJustJoe
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[*] posted on 5-25-2019 at 11:15 AM


I also said regularly traveled from point A to point B. ( some others mention if it's on the map it's also conventional )

Here is Baja Bound definition:

Important: Coverage is only valid on conventional roads, some dirt roads are considered conventional roads if they are normally transited and have signage. There is no coverage on roads that are impassable, while off road, beach riding, trail riding or racing.

BTW I'm not an expert, especially about dirt roads in Baja.

I just don't live in fear when in Mexico, nor do I listen to Baja myths repeated over and over again, like the belief auto polices won't pay your claim if you get into an auto accident in Baja if you lack a FMM.

If I'm going to Mexico by airplane or traveling far into Mexico by car I will get the FMM. If I'm going to Tijuana or Rosarito, for a day trip over overnight trip I won't because I consider it a waste of time, and I'm not alone because most travelers to Baja, also don't stop and get a FMM.

I don't think anybody actually turns their FMM when leaving Baja by auto, although we do have a couple of members here that claim they do.

[Edited on 5-25-2019 by JoeJustJoe]







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MrBillM
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[*] posted on 5-25-2019 at 11:23 AM
One Thing is CERTAIN !


Anyone who is concerned that their Mexican Insurance policy would exclude coverage for Drunk Driving has a problem and presents a potential danger to others.
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BajaParrothead
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[*] posted on 5-25-2019 at 03:38 PM


Quote: Originally posted by MrBillM  
Anyone who is concerned that their Mexican Insurance policy would exclude coverage for Drunk Driving has a problem and presents a potential danger to others.

:light: Well said Bill
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Paco Facullo
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[*] posted on 5-25-2019 at 05:10 PM


Well, being that I haven't drawn a sober breath for well over 40 years
My ONLY concern is "where is my next beer" ????:o

This is me trying to buy beer years ago....

https://www.youtube.com/watch?v=Z2XeVs4wqdE&feature=yout...

[Edited on 5-26-2019 by Paco Facullo]




Since I've given up all hope, I feel much better
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KasloKid
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[*] posted on 5-26-2019 at 08:42 PM


Stumbled across this:
Source: https://www.discoverbaja.com/fmm-faqs/

Do I have to get a FMM tourist permit when I go to Baja?

Yes. Mexican law requires that tourists from the U.S. and Canada have an FMM tourist permit for any trip into Baja. You may encounter INM checkpoints along the peninsula where they will ask to see your passport and FMM. If you get into an accident in Mexico and you don’t have an FMM tourist permit, you are not considered to be in accordance with Mexican law, and therefore your Mexican auto insurance can be rendered invalid. Each individual must have their own FMM, including children ages two and up.
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