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surabi
Ultra Nomad
Posts: 3090
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Really? You know "all" Mexicans. That's 129 million people. Quite an accomplishment, I must say, polling the opinions of that many people. Your
statement is what is a joke.
You should get out of the boonies sometime and meet some other Mexicans. You know, ones with some education, who realize a country needs money, in the
form of taxes, to function.
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John Harper
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Lots of people in Florida vote for the party that "hates government."
Now they desperately need the government. I'm glad it's there for them.
John
[Edited on 10-1-2022 by John Harper]
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John Harper
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Registered: 3-9-2017
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OMG, can you imagine his Christmas card expenses?
John
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Udo
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Location: Black Hills, SD/Ensenada/San Felipe
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Mood: TEQUILA!
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I was done 12 years ago! They were always questioning my deposits and withdrawals.
Udo
Youth is wasted on the young!
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JDCanuck
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Hi Udo: Have you found an alternative to using Mexico domiciled banks to do your electronic bill paying? Seems to be the only route for us to pay
Hughesnet bills electronically from up here in Canada using SPEI transfers through an Intercam account. I think the issue lies with their new payment
provider not recognizing 6 digit alphanumeric Canadian postal codes. Municipal taxes this past year also had to be paid in cash pesos at an OXXO, last
year they had accepted our Visa card.
With the newer tax avoidance oversite our relatives became concerned about my additional cash flowing through their accounts when they went to pay my
bills at an OXXO after withdrawing it.
[Edited on 10-1-2022 by JDCanuck]
[Edited on 10-1-2022 by JDCanuck]
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SFandH
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Quote: Originally posted by lencho  | | Quote: Originally posted by JDCanuck |
With the newer tax avoidance oversite our relatives became concerned about my additional cash flowing through their accounts when they went to pay my
bills at an OXXO after withdrawing it.
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Why not open a separate dedicated account in Canada, pass them an ATM card, and have them withdraw money from that account via a local ATM when you
want them to pay bills in Mexico?
I doubt the SAT is even aware of foreigners' ATM transactions. |
Bingo, that would work.
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surabi
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Just make sure to only have enough money in that account to pay the bills you need paid at any given time and to keep the account open. Not because
you can't trust your relatives, but in case the card gets lost or stolen.
I had my wallet stolen here in Mexico, and while an honest person found it and returned it, with all my id in it, like driver's licence, permanent
residency card, etc, my two bank cards, the Bancomer and the Canadian Scotiabank card were missing. When I called Scotiabank to cancel the card, they
said it had already been charged on to the tune of $800 Canadian. The theives didn't withdraw money from an ATM, they used the card to charge
something online, for which they didn't require the PIN.
I eventually was reimbursed for the fraudulent charge, but it took awhile.
[Edited on 10-2-2022 by surabi]
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karenintx
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If you use a mobile app you can lock & unlock your debit card with the swipe of a finger. Prevents other from stealing/using your card info.
I have all of our credit cards & debit cards set-up to send a text to my phone for every activity...charges, withdrawals & deposits. Some days
I get a couple or three texts others days I do not get any...depends if I need to go to Wally-World or Costco.
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JDCanuck
Super Nomad
Posts: 1159
Registered: 2-22-2020
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The two factor scheme for almost all our Canadian financial accounts works only when sending texts to Canadian phone numbers. An issue while we are in
Mexico when we are using Telcel SIMs for all our phone use. Roaming charges for our Canadian cellphone carrier is 12 dollars each day it is used for
text or phone, which gets a bit expensive if you use it very often (daily). We now carry one cell phone accessing the Canadian carrier that has free
incoming texts only and another using the Telcel SIM to do the token passing required by Intercam. Even then we often do not receive our verification
codes until the next day.
US citizens I think can get US/Mexico plans through AT&T that are not available in Canada.
[Edited on 10-3-2022 by JDCanuck]
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JDCanuck
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Lencho; That would work, altho it would be somewhat expensive for each transaction as the currency exchange of 4% or more would be added to the ATM
fee where they withdraw the funds. Intercam just charges a small fee when i do the SPEI transfer myself. It also avoids having to get them to take
time out of their busy days to pay my bills for me. Getting that Intercam account made everything quite a bit simpler for us.
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JDCanuck
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Surabi: I once had some large charges go through on a credit card of mine even tho I had it in my possession. Visa caught it and refunded the money
immediately after using their security algorithms. They suspected someone had copied all my card info when they were running it through their machine
and later made these erroneous charges on it.
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JDCanuck
Super Nomad
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No T-Mobile available in Canada as far as I know Lencho. Our CRTC likes to keep Canada's communications very tightly held and controlled. Competition
from outsiders is discouraged. We are stuck with Rogers, Bell or Telus and their subsidiaries. Explains why our plans cost much more than in the US
and Mexico.
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JDCanuck
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As I can't obtain a US plan, no in depth comparison, only what I have read in several articles claiming data is far more expensive in Canada than the
US. There would be no point in spending a lot of time determining the costs of plans I could not have. I have noticed the plan in Mexico I can obtain
is about 40% of the cheapest plan here limited to Canada only, and it does include Mexico, Canada and the US as a bonus. If I added to that the
Starlink internet I calculate my totals would run about 60% of equivalent costs here. Mexico seems to have great deals at present for communications
all round.
[Edited on 10-4-2022 by JDCanuck]
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SFandH
Elite Nomad
Posts: 6925
Registered: 8-5-2011
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I googled the cost of cellular data around the world. There is a lot of information demonstrating a wide range of costs. On average, Canada is more
expensive than the United States, which is more expensive than Mexico. Take a look, it's interesting.
https://www.google.com/search?q=cellular+data+cost+by+countr...
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bajatrailrider
Super Nomad
Posts: 2423
Registered: 1-24-2015
Location: Mexico
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Mood: Happy
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| Quote: Originally posted by surabi |
Really? You know "all" Mexicans. That's 129 million people. Quite an accomplishment, I must say, polling the opinions of that many people. Your
statement is what is a joke.
You should get out of the boonies sometime and meet some other Mexicans. You know, ones with some education, who realize a country needs money, in the
form of taxes, to function. |
 More bone head get a life
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bajatrailrider
Super Nomad
Posts: 2423
Registered: 1-24-2015
Location: Mexico
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Mood: Happy
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Any and all Mexicans I know have removed all moneys in Mexican banks. One Mexican one American that Mexican bank blocked there money. Sued the bank
both cases where settled out of court . All money returned also bank paid legal fees . In the days I have not wrote here. Any and all Mexicans I know
yes and rich ones. Have long ago removed money Mexican banks. Its cash or no sales at there stores . Yes Im in small town so except many friends in
big cities. Also refuse to use any Mexican again rich ones also. So over 1 week ago. I did in fact bring all documents Manager Santander bank wants.
all USA tax papers 2021 SS card passport and current Cfe bill. I told him Im not in the area do not want to come here again. Then no money I need
your direct phone number. He gave me his card also wrote down his Cel number. That was one week and 3 days ago calling them since last Friday. Very
bad service as nobody answers phone . Out of many calls they pick up say call back in one hour. HAHA again no answer he did answer one time last
Monday. Account still blocked told me call everyday. Your account any day open haha now thats bad service . Long story short I may give them end of
this week to unblock account. Already give info to my Mex lawyer he said he has many cases .Same as this he told me has has never lost one case . as
bank settles fast out of court . So they are not forced to pay legal fees for long time. So you guys can argue over this all you want. Never again
Mexican Bank.
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pacificobob
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I sure your discussion with the bank personal was as articulate and compelling as your posts here.
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bajatrailrider
Super Nomad
Posts: 2423
Registered: 1-24-2015
Location: Mexico
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Mood: Happy
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Sorry Bob iIm typing on a cel phone i can see. With fingers to big for keys and a phone . That pre writes so I thought I was doing good. Have you got
a problem Bob as Im only giving real info . Not the BS from many here. Tell all dont like it?
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surabi
Ultra Nomad
Posts: 3090
Registered: 5-6-2016
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Gee, that's odd. When I go to my Mexican bank, about 99% of the customers are Mexican, depositing and withdrawing money from their accounts, opening
new accounts, and doing other banking business.
[Edited on 10-6-2022 by surabi]
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Alm
Ultra Nomad
Posts: 2716
Registered: 5-10-2011
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| Quote: Originally posted by JDCanuck | | Our CRTC likes to keep Canada's communications very tightly held and controlled. Competition from outsiders is discouraged. We are stuck with Rogers,
Bell or Telus and their subsidiaries. Explains why our plans cost much more than in the US and Mexico. |
Another reason why our plans cost more is a smaller population and wast territory needed to be covered. Many towers to build, not many subscribers to
charge.
There is Telcel Amigo prepay plan for 300 pesos. 4GB data, 30 days, unlimited minutes and SMS for calls within MX. There is a limit on how long you
can use it outside MX. There is also a limit on calls from MX to US/CA.
[Edited on 10-6-2022 by Alm]
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