BajaNomad

Crossing border in leased vehicle

spikemd - 3-23-2021 at 09:22 AM

I tried calling Chase to get a 'letter' since I am leasing the vehicle. They say the letter will be prepared and sent. Never comes. Called last week and they said it was mailed. I'm supposed to leave in 4 days and call them. Now they say you can't et a letter to cross the border period unless you have military orders. I asked if IT was a loan, she said it wouldn't make any difference. This sounds ludicrous!!! We are only going to be in Baja a week.

I bet countless people are crossing in leased or loaned vehicles every day. Is the letter required? What happens if I don't have it? Is it too risky? I'm driving a 2020 SUV. I will be getting Mexican insurance of course.

KasloKid - 3-23-2021 at 09:45 AM

I would think your Mexican insurance provider would require this letter as well in order to validate the policy??

David K - 3-23-2021 at 09:57 AM

All three of my Tacomas were leased... originally, through Toyota Financial. No letter. I was told they considered a lease the same as a financed vehicle... and as long as you are fully insured showing them as the legal owners, that is all they require.

Just get the best auto insurance policy through Baja Bound (or another, but we all love Baja Bound here on Nomad as a sponsor) providing all the data on the registration card.

pacificobob - 3-23-2021 at 10:23 AM

yes we all love baja bound, and coco, and mama Espinosa, and, ad nauseam.
is there an official BN dogma? somewhat like being a Republican makes you a Christian, a covid denier, a climate change denier ect?

sancho - 3-23-2021 at 11:18 AM

Quote: Originally posted by pacificobob  
yes we all love baja bound, and coco, and mama Espinosa, and, ad nauseam.
is there an official BN dogma? somewhat like being a Republican makes you a Christian, a covid denier, a climate change denier ect?








Does seem to be a prerequisite of sorts, probably most of
us stay in the lane you described, valid or not...
Admitted Bajabound user


JZ - 3-23-2021 at 02:14 PM

You don't need a letter from them.

All you need is the registration in your name.



[Edited on 3-24-2021 by JZ]

JZ - 3-23-2021 at 02:17 PM

Quote: Originally posted by pacificobob  
yes we all love baja bound, and coco, and mama Espinosa, and, ad nauseam.
is there an official BN dogma? somewhat like being a Republican makes you a Christian, a covid denier, a climate change denier ect?


Do you ever add anything of value or just sit around all day pi$$ and moaning.

thebajarunner - 3-23-2021 at 10:02 PM

I'm trying to understand how having a leased vehicle is different from having one that has not been paid off.

In neither case are you the "legal owner"

If every vehicle that approached the border had neither legal ownership and/or a certified letter from the legal owner there would be no lines at the border. (Wouldn't that be nice?)

David K - 3-24-2021 at 07:43 AM

spikemd, just call Baja Bound and ask them what they need to insure your leased vehicle. 1-888-552-2252 or Email service(at)bajabound.com

BajaMama - 3-24-2021 at 07:49 AM

We first started driving to Baja in my husband's work truck in 2003 - the truck was registered to his employer, not my husband so we got a letter from the company or lean holder (can't remember which) in order to be legal. But if the vehicle is registered in your name I think you're good. I drove my car while still financed, just made sure I have full Mex insurance coverage.

BajaMama - 3-24-2021 at 07:50 AM

https://www.bajabound.com/before/permits/lienholders.php

spikemd - 3-24-2021 at 08:48 AM

Thanks. Yeah, seems crazy and I guarantee that the hundreds of vehicles crossing the border don't have letters. They called me back and apologized that the supervisor was not correct. I need to show proof of insurance with them as the lienholder and send it in. They will prepare the letter but I'm not waiting for it. The truck is in my business name, but registered in my name and I have documents showing everything. Will keep multiple copies. Thanks for the community input.

And yes, I did buy Mex insurance thru BajaBound due to their sponsorship. But $320 for a week is not cheap!

David K - 3-24-2021 at 10:14 AM

6 month or 12 month insurance policies are CHEAPER than daily-rate policies if you are going for a couple weeks or more in that 6 to 12 month period... multiple trips or one long trip. They have a new Baja and Sonora region only policy that is extra special priced, too.

JZ - 3-24-2021 at 10:18 AM

Quote: Originally posted by David K  
6 month or 12 month insurance policies are CHEAPER than daily-rate policies if you are going for a couple weeks or more in that 6 to 12 month period... multiple trips or one long trip. They have a new Baja and Sonora region only policy that is extra special priced, too.


This is very true.

Should post a link to the promo.