BajaNomad

What to do if your bank card wont work in Baja

Bruce R Leech - 4-21-2005 at 09:05 AM

People don't realize that this is a vary common occurrence here in Mexico. in fact about 20 % of our card customers have the problem with there card not working. the problem is after you are in Mexico and use your card once or twice some card company's put a automatic hold on your card to be sure it hasn't been stolen. the solution to this is to call the 24 hour 800 number on the back of the card and answer your secret question and tell them that your card is not stolen and you need to remove the hold for the rest of your trip. by the time you git bask to where you need to use your card it will work fine. we go through this several times a day .the other thing you can do to avoid this is to call that same number before you leave and tell them that you are going to be in Mexico and to expect charges.

Bob H - 4-21-2005 at 09:19 AM

Bruce, excellent advice. This should be the procedure for any time you are traveling to another country. The same thing happend to us when we went to Vancouver last year. We had to call the company to tell them we were on vacation and have them reactivate our card.

MACHINE ATE IT!

MIKEMCCARTY - 4-21-2005 at 01:45 PM

It was friday afternoon in San felipe, going out to supper, running low on cash. We stopped at the AM PM in middle of town. They have one of the only atm machines in town. Put my card in the machine answered some questions. The next thing I know, I am asking the guy behind the counter what the machine is telling me. He said you will have to pick up your card monday morning."SAY WHAT". I will be back home monday. oh well. thank god for credit!

bajalou - 4-21-2005 at 03:14 PM

I don't use the AM/PM ATM machine as it won't let you withdraw more that 3,000 pesos. There are probably 5 more ATM's in town including one at the Bancomer, and one at the Seven leven gas station. Also, El Dorado ranch. Sorry about your experience.

:biggrin:

always carry cash

yankeeirishman - 4-21-2005 at 03:19 PM

I always carry a hidden little bundle of cash, in case of this credit card gets lost or wont op. Problem is...my hidden catch was in my tackle box that stolen off the car's rack in my driveway!

lizard lips - 4-22-2005 at 08:05 AM

I use my bank card all over Mexico and South America but have had the problem of the machine eating my card on several occasions and not giving it back to me. What I try and do is use the card at a bank which is open at the time so if this happens you can at least talk to someone about it! Now you can get 4000 pesos at several machines.

Card Services

Tio Rocky - 4-22-2005 at 10:34 AM

Most Machines in Ensenada allow 5000 pesos per day?

This happened to me in La Paz? The main problem I had getting it reactivated is I could NOT call a US 800 number from La Paz? it took me two days to get a non 800 number. Make sure you have a direct number before leaving.

I also read on another forum here that someone had this happen to them even thou they had stopped by the ?Bank? prior to their trip and notified them of the trip. People at the bank don?t have a clue and have nothing to do with ATM or Credit Cards? All they really achieved was telling another person their house would be empty for the next week.

You MUST contact your Card Services Department, not the Bank. And as Bruce stated, that number is on your card.

Tio Rocky

Packoderm - 4-22-2005 at 11:09 AM

" I always carry a hidden little bundle of cash, in case of this credit card gets lost or wont op. Problem is...my hidden catch was in my tackle box that stolen off the car's rack in my driveway!"

It's good to spread it around - a bill in one shoe, one in the other, a bill or two in your dirtiest clothes bag (nobody wants to snoop around there), etc. Just don't lose track of it all!

Worldtraveller - 4-22-2005 at 01:11 PM

I had an instance in Mexico where the bank machine shorted me by issuing fewer pesos than indicated. I suspect the ATM ran out of cash over a holiday weekend.

The Mexican bank told me to get my card-issuing US bank to issue me a credit. The US bank told me to get the Mexican bank to issue the refund. Neither seemed to think that I was scamming them, but still neither was willing to solve the problem. Eventually, the hassle factor became greater than the money involved, so I gave up.

I now do not use ATMs in Mexico over holidays unless I first observe someone else making a successful withdrawal.

woody with a view - 4-22-2005 at 05:58 PM

Quote:

I now do not use ATMs in Mexico over holidays unless I first observe someone else making a successful withdrawal.


and possibly leaving 2 bills inside the machine for the next customer....:lol::lol::lol:

Oso - 4-22-2005 at 06:14 PM

I'm embarrassed to admit this, but not too long ago I dealt with an unfamiliar machine in SLRC and put the card in the wrong slot whereupon it fell somewhere into the bowels of the machine. Luckily the bank was still open on a Friday. Unluckily, the manager explained they couldn't open up the machine until Monday and wasn't sure they'd be able to reach the card even then. Luckily, my wife's card had the same PIN for our joint acct. So as not to have to come back, the manager agreed to cut up the card if they found it. I feel much better about the newer machines where you stick it in and pull it out without letting go of it.


:( I may have Alzheimer's but at least I don't have Alzheimer's.