BajaNomad - insurance in el norte

insurance in el norte

El Jefe - 4-2-2006 at 03:40 PM

Now that we are living full time in Baja Sur, we have cancelled our insurance policies on our California registered cars. We are going to make a two week trip north to alta cali soon and need a temporary policy for up there. Anyone know of an on-line source?

awfulart - 4-2-2006 at 04:12 PM

Assuming you plan on returning to California for a short time you might check with your old company. Most companies don't write short term polciies in the U.S. but there may be a few. Check with Lewis and Lewis in Beverly Hills or Bob Acosta at San Xavier Mexico Insurance in Nogales AZ.
Acosta phone # is 888-377-1570. In addition you could purchase a policy in the States and than put all the coverage on suspension except the Comp and your company would give you credit for the unused Liability and collision portion as long as you could prove you were in Mexico and had Mexico Insurance.. I am sure there are other solutions. Please let us know how it works ourt. Good Luck!

I know Camping Worlds' insurance with GMAC has that kind of option. However, if you don't have an address in the U.S. that probably wouldn't work

[Edited on 4-3-2006 by awfulart]

The squarecircle - 4-2-2006 at 05:17 PM

Greetings El Jefe; >>>>>>>> Shoot man, why get any insurance for such a short visit here in the North.. The illegal mexicano the wrecked my new Acura didn't have any insurance or any other kind legalizing paperwork.. His non- American wife was in the hospital having a very difficult and expensive birth at U.S. taxpayers expense.. If you are living South of the border full time, just treat the rest of us gringos as the Mexicans do.. >>>>>> Regards,sq.

woody with a view - 4-2-2006 at 07:41 PM

Quote:

Shoot man, why get any insurance for such a short visit here in the North.. The illegal mexicano the wrecked my new Acura didn't have any insurance or any other kind legalizing paperwork.. His non- American wife was in the hospital having a very difficult and expensive birth at U.S. taxpayers expense.. If you are living South of the border full time, just treat the rest of us gringos as the Mexicans do..

if it wasn't so true, it'd be funny. no wait-it is funny= :lol:

David K - 4-2-2006 at 09:18 PM

Today in Santee I saw a car's back window sticker that showed a man, woman and child holding hands running*... below that was the words:

'got papers?'

*same as the one on the warning sign near the border and San Onofre immigration checkpoint.

Dave - 4-2-2006 at 09:38 PM

Quote:

Originally posted by The squarecircle
The illegal mexicano the wrecked my new Acura didn't have any insurance or any other kind legalizing paperwork..

Just a little hard to get without a drivers license. Try it sometime.

The squarecircle - 4-2-2006 at 11:25 PM

Dave; >>>>>> Do you really believe that a criminally illegal Mexican should have a U.S drivers license?? Maybe abnormal admission for welfare services, food stamps and free hospitalization for his equally illegal wife also?? >>>>>> On second thought ------- Don't answer that!!! I'm afraid of your response.. >>>>>> sq.

Sorry, but you opened the barn door

Dave - 4-3-2006 at 12:09 AM

Quote:

Originally posted by The squarecircle
Dave; >>>>>> Do you really believe that a criminally illegal Mexican should have a U.S drivers license?? Maybe abnormal admission for welfare services, food stamps and free hospitalization for his equally illegal wife also?? >>>>>> On second thought ------- Don't answer that!!! I'm afraid of your response.. >>>>>> sq.

Didn't you say that his wife was already obtaining free hospitalization?

I believe that everyone who operates a vehicle should be licensed, and insured. Even if they're from Mars. Obviously you don't.

Then...I hope you enjoy the fact that it's your insurance company that will pay for the damages... And you the increased premiums.

[Edited on 4-3-2006 by Dave]

The squarecircle - 4-3-2006 at 01:20 AM

Dave; >>>>> I am absolutely impressed with your characteristic retort.. Pertinent here is bajalou's admonition.. >>>> "Never argue with an idiot. People watching may not be able to tell the difference" >>>>>>> sq.

oladulce - 4-3-2006 at 11:13 AM

Jefe, Jefe, come in.

I've emailed a friend in BCS who gets short term US auto insurance when he comes back to Cali. I'll let you know what he says.

square...

eetdrt88 - 4-3-2006 at 12:13 PM

Quote:

are you one of those minutemen dudes that stands around labor yards waving those ridiculous signs that accomplish absolutely nothing??? just to let you know your comments are stone age and archaic,it would be wise for you to get up to date on whats really going on in this country

Dave----and that is why I have------------

Barry A. - 4-3-2006 at 12:19 PM

----------"uninsured motorist insurance", to protect me from folks that do not have any insurance, or are here illegally.

Bottom line (IMHO) : Anything that stems from something illegal, is illegal-----thus no person here "illegally" should be able to obtain anything that only "legal" people are entitled too------period! The adherance to "rule of Law" is what separates us from much of the rest of the world, and allows us to prosper.

Last time I checked, we were the most prosperous country in the world, along with a few others that abide by "USA like" principals.

What you seem to be proposing would totally errode that------the "slippery slope" concept------I think that we should stick with the "rule of Law".

awfulart - 4-3-2006 at 03:26 PM

Barry, You hit the nail on the head and this problem should have been addressed long ago. I understand there was a power failure in D.C. today, I believe this power failure occurred long ago when our elected representatives ignored the issue. One of the problems developed is that illegals and those that hire them, knowingly or not, have caused pay rates to be less and affected those immigrants who are here legally. In addition, by lowering the pay some unskilled Americano wont do the work either. Still there are Americans doing this work. Supply and demand? Much supply from South of The Border.

[Edited on 4-4-2006 by awfulart]

bajajudy - 4-3-2006 at 03:46 PM

SOOOOOOOOOOOOOOOO
Does anyone know the answer to El Jefe's question. I remember that someone told me that you can get temp insurance on line and I would love to have that information should I ever have to venture north of the border again.....dog forbid.

Barry A. - 4-3-2006 at 04:13 PM

:lol:

State Farm will write short-term insurance policies, my agent informs me.

The squarecircle - 4-3-2006 at 05:41 PM

eetdrt88; >>>>>>>>>>> Your Nomad profile --- Current Mood: "MUEY LOCO" prognosticates the harangue sure to gush forth from you!!!! Read the admonition on my post #88. >>>>>>>>>sq.

[Edited on 4-4-2006 by The squarecircle]

[Edited on 4-4-2006 by The squarecircle]

Dave - 4-3-2006 at 06:47 PM

Quote:

Originally posted by The squarecircle
Pertinent here is bajalou's admonition.. >>>> "Never argue with an idiot.

and those who confuse geometrical shapes.

Believe it or not, I'm not debating immigration policy. Just that it would be better if all drivers were insured, which can't happen unless they are also licensed.

Since I drive but don't live in California I'll leave you to deal with all the other crap. I simply want what happened to you, not to happen to me. Logic tells me I stand a better chance if more drivers are licensed and insured.

Oso - 4-3-2006 at 06:54 PM

Quote:

Originally posted by Barry A.
:lol:

State Farm will write short-term insurance policies, my agent informs me.

Yeah, they'll write the policy. But will they pay the claim? State Farm has a BAD record of denying claims. F State Farm :fire:

[Edited on 4-4-2006 by Oso]

Oso-------??????????????

Barry A. - 4-3-2006 at 09:32 PM

-------all members of my family (10+folks) including me, have been with State Farm for the past 49 years, and we have NEVER had any problems with claims----------what are you talking about???? One of the best insurance companies in the World, and the most reasonable, for what you get. State Farm gets ALL my insurance business, except for my Mexican Insurance.

El Jefe - 4-6-2006 at 06:51 PM

OK ya boneheads! Hijack my post will ya!!!

Found the info I needed through my old insurance company in the states.

We got a three week liability only policy for $70 bucks. Only $100K combined liability, so if anything really bad happens I'll have to ditch the car and run for the border.

They did not offer collision. It is from National Unity Insurance Company out of San Antonio TX. Only for Mexican Citizens or full time residents of Mx.

Phone 1 800 4427286

Now, as far as those hard working souls that violate our law to come to our country to do the dirty work are concerned, I have to agree with a lot of the article in the SD Union yesterday by Thomas Friedman. We need a high "fence" in the form of a tamper resistant national Id card, without which one could not get work. And a big "gate" in the form of a guest worker program that legitimized the influx of the needed work force.

OK, back to having fun, but don't forget who changes your sheets at the motel 6.