BajaNomad

Driving someone else's car....

Bob H - 1-8-2007 at 12:29 PM

What do I need to do/know about driving a car across the border and back that is not registered to me?
Bob H

David K - 1-8-2007 at 12:32 PM

How to drive faster than the cops?:yes:


Okay, just kidding Bob! To start: a notified letter of permission from the owner... You added to the Mexican insurance policy or obtain one with you as a driver (Discover Baja has done this for Elizabeth to drive my truck, no problem)...

Bob H - 1-8-2007 at 10:17 PM

Thanks David... I just wasn't sure.
Bob H

Phil S - 1-9-2007 at 10:55 AM

First of all what comes to mind is, how good of a friend he is and is it worth the risk? Second. Does he carry physical damage to the vehicle in event of accident? If not & it's damaged or worse, totalled, can he afford to repair it, or replace it. More important. Can you afford to do so? I personally wouldn't consider driving someone elses car into anyplace like TJ or Ensenada, regardless of how good a friend they/he/her is/are. Maybe being an x insurance agent years ago has shown me the "things that happen" when you don't think it could happen to you!!!! IMHO!!!

woody with a view - 1-9-2007 at 12:27 PM

been told more than once by the agents that "any" licensed driver is valid on a policy. i still have them name my son on mine, just in case!

[Edited on 1-9-2007 by woody in ob]

Phil S - 1-9-2007 at 12:36 PM

Woody. That usually applies to the General Lines insurance companies, but I doubt it in Mexico. In fact I was told that is there is a someone who will be driving the car, be sure they are listed on the policy!!!!!!!!
Was good idea for you to add your son to your policy. There are some policies that are restrictive (usually for those assigned risk drivers) that this may not apply in the states.

woody with a view - 1-9-2007 at 12:44 PM

hmmmm.......my u.s. policy forbids my son to drive my truck (high risk, accident) w/o a huge premium increase (he pays for himself on his own policy w/ another company on his truck). my mex policy agent told me the above statement???????

Cypress - 1-9-2007 at 12:48 PM

Last time I let a friend borrow my vehicle it took me two days to find them.:tumble: Both were OK!:lol:

Bob H - 1-9-2007 at 01:44 PM

Quote:
Originally posted by Phil S
First of all what comes to mind is, how good of a friend he is and is it worth the risk? Second. Does he carry physical damage to the vehicle in event of accident? If not & it's damaged or worse, totalled, can he afford to repair it, or replace it. More important. Can you afford to do so? I personally wouldn't consider driving someone elses car into anyplace like TJ or Ensenada, regardless of how good a friend they/he/her is/are. Maybe being an x insurance agent years ago has shown me the "things that happen" when you don't think it could happen to you!!!! IMHO!!!


Phil, I appreciate this information. Seems like good advice to me too.

Summanus - you too! :lol:

Bob H

[Edited on 1-9-2007 by Bob H]