BajaNomad - Retirement plans on "hold" ?

Retirement plans on "hold" ?

Pages: 1 2

Pops - 5-31-2009 at 07:26 PM

How has this "adjustment" of the economy and especially the current home values effected your retirement or retirement plans?

Excuse me if this has already been discussed.

bajaguy - 5-31-2009 at 07:29 PM

Nope, just increases my desire to get to Baja

bajabound2005 - 5-31-2009 at 07:31 PM

We're already here! YEAH! Sold our house in Sacramento for top $ about 2 minutes before the bottom fell out of the market. Life is good in Baja.

Bajaboy - 5-31-2009 at 07:36 PM

No change in our plans...we have about 20 years to go.

Udo - 5-31-2009 at 07:37 PM

We are still coming down to Baja in about four years, but it looks like we will be more dependent on our Social Security incomes. Although, in four years, we should come out about $400,000 ahead on the house, and a third of that will go toward paying off the RV.
Life is not sweet right now but I'm optimistic.

[Edited on 6-1-2009 by udowinkler]

bajabound2005 - 5-31-2009 at 07:38 PM

Quote:

Originally posted by udowinkler
We are still coming down to Baja in about for years, but it looks like we will be more dependent on our Social Security incomes. Although, in four years, we should come out about $400,000 ahead on the house, and a third of that will go toward paying off the RV.
Life is not sweet right now but I'm optimistic.

Udo, exactly how long is "for" years?

Udo - 5-31-2009 at 07:51 PM

Quote:

Originally posted by bajabound2005

Quote:

Udo, exactly how long is "for" years?

Thanks for the heads up, Kath. That is what I get for not proofing my post before posting :bounce:

Woooosh - 5-31-2009 at 08:08 PM

Quote:

Originally posted by bajabound2005
We're already here! YEAH! Sold our house in Sacramento for top $ about 2 minutes before the bottom fell out of the market. Life is good in Baja.

ditto. Mine was in Mission Beach San Diego. We lived in both homes for a while- but taking care of a 120 gallon marine tank is hard to do from a distance and we had homeless people move into the front yard nightly and use the koi pond fountain to wash up. So we sold too-with some recent regrets however- but not because of the sales price. Be careful what you wish for...

woooosh-note: An artist friend of mine painted a ocean-themed tryptich as a housewarming gift for our last house in Mission Beach. When he visited the house in baja- he laughed and said the painting only needed horses and beach trash added to be current.

BajaNuts - 5-31-2009 at 09:03 PM

"woooosh note"

anyone who's been to a self- help seminar knows the first step to getting what you want is to visualize it.

Put a picture of "it" on the refer...........that's REFRIGERATOR....for all you funkys out there :tumble:

Whether it's a motorhome, a newer car, a better job, or a home in the dunes..... You have to look at it every day to be there eventually.

see it, believe it, be it..........

[Edited on 6-1-2009 by BajaNuts]

Bajafun777 - 5-31-2009 at 09:12 PM

Well, my retirement plans changed due to some health issues needing to be fixed first and I now do not think I will take my 5th wheel down. It is 37 feet long with 3 slides and finding a trailer park to set it up will be a little difficult. I also do not want to worry about it down in Baja if things go further down the tubes. I will just rent or lease and we should be down there in about 10 months unless more issues happen. I have friends that go down to Baja with me, however now they refuse to go down with me. They are too worried and their wives are scared, so hopefully as with all things maybe time will change that. I will not be traveling as much due to some stock market failures which probably everybody has also suffered. Maybe time will fix that also, LOL!! later------bajafun777

bajabound2005 - 5-31-2009 at 09:26 PM

scared of what? Cold beer, sandy beaches and suntans?

oldjack - 6-1-2009 at 10:11 AM

My plan(started 5 years ago) was to retire in Los Barriles... now with my investments worth next to nothing and prices escalating in BCS... I am considering selling my Palapa and moving over to the mainland because of the availability of low-cost housing and lower food costs... I am nervous that my savings and social security would make it too difficult to live in BCS.... I have made multiple trips to the central part of MX and am encouraged with what I found... I should be able to live in a small pueblo within a short bus ride to the sea for my fishing fix... and experience a "real mexican retirement"... 16 months from finally pulling the plug and really have no choice... either keep working or take a chance that I can make it in MX... the other change to my plan is that I will be working for 3-4 months each summer in the national parks to make up a little cash cushion... didn't plan on having to do that when I started out...

I am the first to admit that I have made some un-wise choices and to some extent I am responsible for my own demise... but both my ex-wives are content...

Pops - 6-1-2009 at 10:35 AM

"I am the first to admit that I have made some un-wise choices and to some extent I am responsible for my own demise... but both my ex-wives are content... " :lol:

Bajahowodd - 6-1-2009 at 10:42 AM

Wasn't planning to make the move for about another two years. Now, the home is underwater, in mortgage parlance, wondering whether it's worth waiting it out to see if it rebound, or just leaving it behind and hiking South.

capitolkat - 6-1-2009 at 11:05 AM

Put the house on the market last year here in DC with plans to retire by end of 2008 and the market went south- my house is in a niche that while others are selling in my area it's a move up for most folks and mortgages dried up for jumbo loans- so postponed until 8/10 or as soon as the house sells. Did some remodeling to make it more attractive and some realtors are calling to show again- even though it's not on the market. Investments went south but have recovered to some extent so started on some minor building in La Paz, putting up the wall and fencing, car gates and ped gate so the property is protected. got water hook and sewer hook up and now will sit until the housing market sends me a buyer- Am blessed to have a good job and income while we wait this out-- Norm

Sharrone - 6-1-2009 at 12:22 PM

Well we are on hold. One kid is moving back home after we have paid for her mortgage for 1 1/2 years. She got layed off in Dec 07. In a field that is not hiring. Own our lot. Have wonderful house plans all done, but with the economy and the stock market we are not in a position to do the house. We have found a 5th wheel and we plan to put it on our lot. Who cares about a house anyway. We are getting older by the minute.

Cypress - 6-1-2009 at 12:31 PM

Sharrone, Neat avatar.

Older by the minute. :biggrin:

Everybody is in that catagory. :lol:

Good luck with all your hassles.

Cypress - 6-1-2009 at 01:35 PM

GM stock was about $50/share in '04, now it's less than 70 cents/share.

vandenberg - 6-1-2009 at 01:38 PM

Quote:

Originally posted by Cypress
GM stock was about $50/share in '04, now it's less than 70 cents/share.

Not tomorrow. :no:

tripledigitken - 6-1-2009 at 03:54 PM

Quote:

Originally posted by Cypress
GM stock was about $50/share in '04, now it's less than 70 cents/share.

There is opportunity right now to repair your portfolio.

Ford........11/20/08=$1.01

...............closed today at $6.13

Don't give up!

Ken

Woooosh - 6-1-2009 at 08:37 PM

Quote:

Originally posted by BajaNuts
"woooosh note"

anyone who's been to a self- help seminar knows the first step to getting what you want is to visualize it.

Put a picture of "it" on the refer...........that's REFRIGERATOR....for all you funkys out there :tumble:

Thanks nuts. May the force be with us. No photos on my fridge though- I've got the things that make me truly happy already and none have any monetary value. The rest is all icing. I've had fun designing and building my houses- but the emphasis has always been on form, function and value- not luxury. It's how you use the materials- not how much they cost. I have seen acid-stained polished concrete floors that were stunning- and marble floors I would give two cents for. My current house is 4200 feet (total constuction area, not interior space) of cement blocks. I treated them like Lego's- some kids make a square box and others create masterpieces. I'm not one who believes that more is necessarily better. More is just more. JMHO though it works for us.

[Edited on 6-2-2009 by Woooosh]

docsmom - 6-2-2009 at 08:44 AM

"Please God give me one more good run and I promise I won't pee it away"

docsmom - 6-2-2009 at 08:45 AM

Don't wanna work 'till I'm 65 but now it looks like I will.

Retirement

bacquito - 6-2-2009 at 08:52 AM

Quote:

Originally posted by bajabound2005
We're already here! YEAH! Sold our house in Sacramento for top $ about 2 minutes before the bottom fell out of the market. Life is good in Baja.

How I envy!! Good move.

ccholder - 6-2-2009 at 02:23 PM

Hopefully 2 years left to retire, wish it were 2 days. The casa in Los Barriles is paid for, and just waiting for us to come and stay. These visits are getting harder and harder.

cantinflas - 6-2-2009 at 03:47 PM

We retired to Mexico in 1998. Thought long and hard about selling our rental property(in the states) when things got so over valued. I'm happy now that we did not as I probably would have put the money in stocks and lost half of it. Now because of the Mortgage meltdown we were able to raise rents and with the 13 to one peso rate we are groovin.

woody with a view - 6-2-2009 at 04:16 PM

20 years, and counting.............

Sharrone - 6-2-2009 at 07:43 PM

Quote:

Originally posted by Cypress
Sharrone, Neat avatar.

Older by the minute. :biggrin:

Everybody is in that catagory. :lol:

Good luck with all your hassles.

Thanks Cypress.

oladulce - 6-2-2009 at 08:45 PM

Our goal to reside in BCS is unwavering . We've been planning it for so long can't imagine any other scenario. Trying to hold out long enough to have the funds to retire without worries, but still be young enough to enjoy the stuff we're retiring for- it's a delicate balance.

Been tempted many times to chuck it all and move to paradise as some of our friends have done. But we don’t want to be living in a hut when we’re 70 scraping together pennies to get our cataracts fixed. So we've stuck it out and year after year the cycle has been : Work- Come home- Make retirement plans/ pack for the next trip- Work- Come home...

This year is it. Time to start living. Not going to get as much as expected for our So Cal home so we had to forfeit the dream of building a little place in Nicaragua and sold the property so we'll have the funds to finish building in BCS.

The for sale sign goes up next month and we'll keep working until the house sells. Then it's adios.

bajalorena - 6-2-2009 at 08:52 PM

No change in plans, already retired and living the good life.
We do see the economy trickle-down effect happening here. Lots of businesses may not make it thru the summer (the swine flu media fiasco didn't help either).

Hook - 6-2-2009 at 09:46 PM

Just this last week, my 401k type investments passed the amount I had been putting into them since I started them in 2000. Of course, their VALUE was higher 18 months ago, but I am now back in black. I was about 15% BELOW what I had put into them until this latest stock market "rally". I'm still about 25% below their highest valuation. But we cant touch that for a few years anyway so we planned our retirement w/o it in mind. SS will also be gravy. We are also pensioneros publicos.

We're building over on the mainland. Incorporating our 35 foot trailer into a shade structure and bodega/bedroom/bathroom/laundry room complex. Outside kitchen on a LARGE patio. Oh yeah, and a large garage for the boat and toys as well as a radio shack. I guess we'll be slightly upscale trailer trash. Fairly low investment was our goal; it will cost about 30% of the money we made on our SoCal real estate when we sold it last year. No, we didn't time the top of the market but we did manage to buy at the low end in 1995 (dumb luck). So, instead of making 4 times what we paid for it, we only made 3 times. We aren't complaining; we feel lucky as values continue to slide.

Once built, it appears our basic living expenses (property taxes, fidecomiso, utilities including internet and sat TV, food) will be about 1/4 of what it cost us in SoCal. And we will have an extensive vegetable garden. No mortgage is key. Boat fuel is the wild card but I have met a group of guys with similar boats and we take turns on each others boats and defray fuel costs. It is looking to be less than I had anticipated. I generally only fish 1-2 times a week, though.

But there are so many other things to do over here. Going to my first Guaymas Ostioneros baseball game tomorrow. Best seat in the house is 35 pesos!!! Meeting a group of 10 others at a little Mex Restaurant in Guaymas. Their mexican combo is 55 pesos and they include a shot of decent tequila and flan after dinner. Hope to go once a week now that the season is in full swing.

It's really cheap over here........but it's not quite the frontier feel of Baja, to be sure.

rogerj1 - 6-3-2009 at 01:34 AM

There's a huge advantage to being in the front of the baby boom rather than at the tail end which is where I find myself. Front end baby boomers are ahead of the curve on getting into and out of real estate.

LOSARIPES - 6-3-2009 at 04:24 AM

Quote:

Originally posted by Hook
Just this last week, my 401k type investments passed the amount I had been putting into them since I started them in 2000. Of course, their VALUE was higher 18 months ago, but I am now back in black. I was about 15% BELOW what I had put into them until this latest stock market "rally". I'm still about 25% below their highest valuation. But we cant touch that for a few years anyway so we planned our retirement w/o it in mind. SS will also be gravy. We are also pensioneros publicos.

We're building over on the mainland. Incorporating our 35 foot trailer into a shade structure and bodega/bedroom/bathroom/laundry room complex. Outside kitchen on a LARGE patio. Oh yeah, and a large garage for the boat and toys as well as a radio shack. I guess we'll be slightly upscale trailer trash. Fairly low investment was our goal; it will cost about 30% of the money we made on our SoCal real estate when we sold it last year. No, we didn't time the top of the market but we did manage to buy at the low end in 1995 (dumb luck). So, instead of making 4 times what we paid for it, we only made 3 times. We aren't complaining; we feel lucky as values continue to slide.

Once built, it appears our basic living expenses (property taxes, fidecomiso, utilities including internet and sat TV, food) will be about 1/4 of what it cost us in SoCal. And we will have an extensive vegetable garden. No mortgage is key. Boat fuel is the wild card but I have met a group of guys with similar boats and we take turns on each others boats and defray fuel costs. It is looking to be less than I had anticipated. I generally only fish 1-2 times a week, though.

But there are so many other things to do over here. Going to my first Guaymas Ostioneros baseball game tomorrow. Best seat in the house is 35 pesos!!! Meeting a group of 10 others at a little Mex Restaurant in Guaymas. Their mexican combo is 55 pesos and they include a shot of decent tequila and flan after dinner. Hope to go once a week now that the season is in full swing.

It's really cheap over here........but it's not quite the frontier feel of Baja, to be sure.

Hey Hook..!!
I lived in GYM for a while... I became a regular at a restaurant near the main church named Paco's. I am talking 1975. I wonder if it still there... great place, great food... cabrito in the fire pit was great.... Guaymas/San Carlos.... nice area

Hook - 6-3-2009 at 06:00 AM

I havent heard of it. Was it actually on the main square in front of the cathedral? There is a very popular one there called PanchoVilla's but it has only been open for about 18 months.

We're going to one called La Barca, not to be confused with Los Barcos down on the waterfront. This one is on 9th, just past the Serdan/Empalme road split. Really just a large palapa.

I suspect you would be amazed at the waterfront of GYM. Total renovation including a malecon. New marina area. Still only about 50% complete, I believe. No more rusting trawlers everywhere you look.

Cabrito in the firepit................man, would that be good.

David K - 6-3-2009 at 03:46 PM

Quote:

Originally posted by rogerj1
There's a huge advantage to being in the front of the baby boom rather than at the tail end which is where I find myself. Front end baby boomers are ahead of the curve on getting into and out of real estate.

Yah, what gives Roger? Us from the mid to late 1950's just barely got our kids to adulthood when the end comes smashing down! Savings, Income, Freedom... it is all vanishing... and by the hands of those who got voted in who is giving us this kind of 'change' and 'hope' (pocket change and little hope)!

When the producers (givers) are outnumbered by the takers, that will be the end of freedom and our way of life.

comitan - 6-3-2009 at 03:55 PM

DK

We're going to be office a long time, just to break you, so you'll never be able to retire. :lol:

You better learn to live with it as we had to do for 8 Loong years.

David K - 6-3-2009 at 04:00 PM

We... Us... ??

Aren't you living in Mexico? :wow:

I didn't run away because I don't like it here... I live here and pay taxes here... and think that freedom (personal and economic) should not be carved out of our constitution by someone who lied his way into office, IMO.

That means In My Opinion... while we here in the USA are still permitted to have one that is different than CNN or MSNBC! :bounce:

Woooosh - 6-3-2009 at 04:01 PM

Quote:

In San Diego I found many older military retirees very frustrated. They were happy their once-humble abodes climbed to astronomical levels- but were hurt that many of their own children couldn't afford to buy a house anywheres near them. That increase in home values broke up many many families and seperated grandparents from their granchildren.

And the increase in home value wasn't really doing them any good- that "greatest generation" had paid of their homes and wasn't gullible enough to borrow against a paid-off home. I don't know any that sold at the top of the market- they want to enjoy their old age and die where they lived their whole lives- not move closer to their children. JMHO

David K - 6-3-2009 at 04:02 PM

Quote:

Originally posted by Woooosh

Quote:

SOOO TRUE!

comitan - 6-3-2009 at 04:09 PM

DK

It would be stupid of me to try to discuss politics with you, the only reason I posted that was in reply to your politicizing the General forum with impunity.

longlegsinlapaz - 6-3-2009 at 06:09 PM

Quote:

Originally posted by David K
We... Us... ??

Aren't you living in Mexico? :wow:

It never ceases to amaze me how your mind works, or how on earth you come up with your fanciful opinions/assumptions about people you know nothing about other than the words they've chosen to post here!

"I didn't run away because I don't like it here..." So your inference is that those of us who were able to realize our dreams, follow our hearts & move to areas we love....were in reality just running away from some unspecified thing we didn't like in the states? Have you seen pics of Wiley in your local PO lately?

ME?

ANY other Nomad you know is living in Baja? What IYHO were we all running away from? Please enlighten us all.

"I live here and pay taxes here..."....I lived there for 52 years, paid taxes in one form or another from the day I bought my first package of bubble gum & much higher state & federal tax rates once I started working. I've been living outside of the USA full-time for 10 years, but I have a news flash for you, I still pay federal taxes each & every year & all the other gringo's formerly from the USA that I know here also pay & file US taxes annually. So can you explain what's so special/unique about your honoring your tax obligations in the country you live in? :?:

You have extreme tunnel vision on your mis-perceptions of available news sources for those who live in Baja. I personally have access to just as many news sources as you do & I'll go out on a limb & say that I'd guess more than 60-75% of the gringos who live south of the border do as well.

I rarely respond to what I consider to be political posts, but your ludicrous statements/assumptions/opinions about people you don't know, have never met, will most likely never meet, infuriated me. :fire:

Did you ever once stop & think about the fact that possibly, just possibly you're not quite the expert on others lives, actions, personal choices & decisions that you seem to believe you are?

Are you under an impression that because those of us from the USA choose to live in Baja....that we're no longer U.S. citizens? :no:

That we lost our voting capabilities because we live here? :no:

That we left our interest in what happens in the USA at the border along with our USA standards & expectations? :no:

That we feel no loyalty to the country of our birth? :no:

Please THINK about your words before you hit the send button. Words, like bells, can't be un-rung or called back, they echo through time. I know that you posted a disclaimer that those words were just your HO, and while you have a right to express your opinion, I also have a right to express my HO in telling you that I found your HO to be ludicrous, way off base & personally offensive.

DianaT - 6-3-2009 at 06:45 PM

Quote:

Originally posted by comitan
DK

It would be stupid of me to try to discuss politics with you, the only reason I posted that was in reply to your politicizing the General forum with impunity.

I find myself wanting to post here less and less and ONE of the reasons is exactly what you are saying. It does seem that as long as the politicizing is right wing, it is definitely ignored.

Longlegs---as usual, a well thought out and well stated post and I know we even disagree in some areas of politics. :yes:

Diane

docsmom - 6-3-2009 at 07:10 PM

My retirement fund has been close to wiped out. Yeah, my plans have definitely been postponed and I don't see anything turning around any time soon. Red or blue, (and I'm a die hard red) I don't see anything turning around soon.... So 3 months ago I went back to a 40 hour a week job, it's kicking my old butt, and I don't see the end in sight.
Can anyone explain to me where we're going to find the money for all this "stimulus"? Cuz I'm puzzled. This will be my last post on this topic in this thread.

tripledigitken - 6-3-2009 at 07:13 PM

Quote:

Originally posted by jdtrotter

Quote:

Originally posted by comitan
DK

It would be stupid of me to try to discuss politics with you, the only reason I posted that was in reply to your politicizing the General forum with impunity.

Diane,

Don't think any rightwing statement is ignored, numerous posts have called out DK's statement. Except in OffTopic the majority of opinions with a political bent here are from left of center, IMO. Not complaining just pointing the obvious out.

Ken

comitan - 6-3-2009 at 08:02 PM

starboarddefender'

For your info I ran away 25 years ago does that change anything, and thank you Legs for the excellent summary of DK's misconcepts.

[Edited on 6-4-2009 by comitan]

[Edited on 6-4-2009 by comitan]

comitan - 6-3-2009 at 08:17 PM

soulpatch

I agree with you, but you could have hit the report button when DK politicized the thread for what good it would have done you.

ncampion - 6-4-2009 at 07:02 AM

Quote:

Originally posted by David K

When the producers (givers) are outnumbered by the takers, that will be the end of freedom and our way of life.

What a bunch of over-the-top reaction to a simple (and truthful) statement. This is why I rarely post on this forum.

.

Cypress - 6-4-2009 at 07:14 AM

620,000 newly jobless applied for unemployment benefits this last week. That number is equal to the entire population of Seattle, WA.

docsmom - 6-4-2009 at 07:19 AM

Hard not to not put politics into this topic.

[Edited on 6-4-2009 by docsmom]

bajamigo - 6-4-2009 at 07:33 AM

Easier not to.

bajaguy - 6-4-2009 at 07:38 AM

Quote:

Originally posted by bajamigo
Easier not to.

Simple, and well stated!!!!

David K - 6-4-2009 at 08:20 AM

Isn't it amazing how fearful those on the left are of the voice of someone on the right?

Why can't any of you (who jumped on me) just read and paricipate in a friendly discussion?

Very, very sad that the two party system isn't able to work out things together, without name calling or threats.

As stated, you guys won the election and your guy and your party took on a one billion dollar debt and turned it into a THREE billion dollar debt in a couple months... more than all the previous presidents before, in over 200 years!

That that doesn't concern you has me wondering what brand of tequila you drink so much of? That's a joke not an insult (by-the-way)...

Seriously, lighten up an try and get along with the rest of us Nomads... Maybe some of you live in another country now, but those of us unable to run away from this mess need some serious repairs to the freedom being removed from us. A little friendship and understanding wouldn't hurt either!

What happened to being open minded and tolerant of other ideas?

Now have a nice day all of you !

comitan - 6-4-2009 at 08:52 AM

DK

You have a nice day since you seem to own this Forum!!!!!!!!!!!

cantinflas - 6-4-2009 at 08:58 AM

Why does this dk guy bring politics into every post?

mtgoat666 - 6-4-2009 at 09:03 AM

Quote:

Originally posted by David K
We... Us... ??

Aren't you living in Mexico? :wow:

dk, who lied his way into office?

does rush brain wash you by radio waves, or do you have to buy his books to get the fuyll lobotomy? :lol:

bajamigo - 6-4-2009 at 09:35 AM

Quote:

Originally posted by David K
Isn't it amazing how fearful those on the left are of the voice of someone on the right?

Why can't any of you (who jumped on me) just read and paricipate in a friendly discussion?

Very, very sad that the two party system isn't able to work out things together, without name calling or threats.

As stated, you guys won the election and your guy and your party took on a one billion dollar debt and turned it into a THREE billion dollar debt in a couple months... more than all the previous presidents before, in over 200 years!

That that doesn't concern you has me wondering what brand of tequila you drink so much of? That's a joke not an insult (by-the-way)...

Seriously, lighten up an try and get along with the rest of us Nomads... Maybe some of you live in another country now, but those of us unable to run away from this mess need some serious repairs to the freedom being removed from us. A little friendship and understanding wouldn't hurt either!

What happened to being open minded and tolerant of other ideas?

Now have a nice day all of you !

"Lighten up" after your pejorative remarks about those of us who worked hard for the privilege of living here? I don't understand why you insist on characterizing this as "running away."

This was a very interesting and informative thread until you derailed it with what is becoming your usual politically-charged response to virtually any issue on this board. Look in the mirror next time you want to utter "lighten up." Better yet, reintroduce yourself to the Off-Topic forum.

Now can we return to an area of far greater human interest, namely the topic of this thread.

tripledigitken - 6-4-2009 at 10:33 AM

Back to the original topic. :rolleyes:

We are planning on spending 6 months ea year in Baja after we retire in less than two years. We currently live in So Cal and will relocate to AZ when we pull the plug. We own a lot in Punta Chivato on Shell Beach which we plan to build a small house on. The economy has postponed these plans by 2 years.

If the value of houses in So Cal doesn't improve from here in the next 18 months we will have a nice camping spot to put our 5th wheel on.

Either option will be just fine!

Ken

Jack Swords - 6-4-2009 at 11:02 AM

Good for you, Ken. We started living half the year in La Paz 10 years ago. Will be back next October 'till April. I wear shorts and T shirt all year (well, maybe a sweat shirt now and then). We get back to the U.S. in time for spring wildflowers, killing weeds, planting a garden and start hiking the coast range. As the snow melts in the Sierras, we are backpacking. Then, when the leaves start turning, days getting shorter/colder, we lose daylight savings time, we head down to La Paz. Seems like Springtime there as the fall weather brings rain and then the desert starts greening up and flowers come out. Used to ski every winter, but probably forgot how. Good luck, it's well worth waiting for!

David K - 6-4-2009 at 11:21 AM

Quote:

Originally posted by cantinflas
Why does this dk guy bring politics into every post?

You don't read very many of my posts, do you?

1) It is extremely rare to see politics in my 18,000 posts here

2) It is always in response, politics is never started by me.

3) Because the lefties can't stand to be questioned... or have facts to expose their view of reality... they are very quick to condemn anyone who disputes their view or their wishes of world socialism. Democrats used to hate Marxism, now they embrace it.

All I am saying is if you value the freedom of ideas and debate, you stop this one sided attack on me or anyone who posses a different view. Being liberal used to mean open expression of ideas. What happened to that?

This thread should be a place to read each post and respond if you have something to share. Instead of just reading my response and posting something of his own, comi decided to re-direct the resonse to me and not the subject... then the others jumped in for a bite!

Now, look again at the replies above...

Freedom isn't just for the few... :light:

mtgoat666 - 6-4-2009 at 11:33 AM

Quote:

Originally posted by David K
Democrats used to hate Marxism, now they embrace it.

Hey dk,
Stirring the pot,eh? try as you might, you can't get this marxist's goat.

Or are you perhaps chumming the water to fish for beercan and mrbill?

mtgoat666 - 6-4-2009 at 11:40 AM

Quote:

Originally posted by David K
Being liberal used to mean open expression of ideas. What happened to that?

Dick Cheney beat it out of us

Dick Cheney also taught us its OK to attack wihtout reason :lol:

mtgoat666 - 6-4-2009 at 11:40 AM

Quote:

Originally posted by David K
Being liberal used to mean open expression of ideas. What happened to that?

Dick Cheney beat it out of us

Dick Cheney also taught us its OK to attack wihtout reason :lol:

toneart - 6-4-2009 at 11:42 AM

Give it a rest, DK. Your ideology is way far to the right and has blinded you to any objectivity. You are now in the political minority. Even those who may share your extreme views take it to Off Topic.

I have occasionally defended your right to express your opinions (but not your positions), but I'm telling you...you are over the top and ruining this string and some others too.

Stay with what you do best; share your vast knowledge and love of Baja. :light:

comitan - 6-4-2009 at 11:47 AM

Art

Very well said, I totally agree with you. Would like to add more but stirring broth makes no sense. :lol:

David K - 6-4-2009 at 11:56 AM

Quote:

Originally posted by toneart
Give it a rest, DK. Your ideology is way far to the right and has blinded you to any objectivity. You are now in the political minority. Even those who may share your extreme views take it to Off Topic.

I have occasionally defended your right to express your opinions (but not your positions), but I'm telling you...you are over the top and ruining this string and some others too.

Stay with what you do best; share your vast knowledge and love of Baja. :light:

Art, I will be happy too... just ask the others to stop focussing on me and instead on the subject!

This is all I posted that was too much for comi to not jump in:

"Yah, what gives Roger? Us from the mid to late 1950's just barely got our kids to adulthood when the end comes smashing down! Savings, Income, Freedom... it is all vanishing... and by the hands of those who got voted in who is giving us this kind of 'change' and 'hope' (pocket change and little hope)!

When the producers (givers) are outnumbered by the takers, that will be the end of freedom and our way of life."

Now I ask you... is there anything there that is not fair conversation or personal to any one Nomad? Sad that one side is told to shut up, while the others are free to say anything without a reply?

The END of FREE SPEECH.

comitan - 6-4-2009 at 12:02 PM

David

I think you missed this innocent post.

Quote:

Originally posted by David K
We... Us... ??

Aren't you living in Mexico? :wow:

David K - 6-4-2009 at 12:07 PM

Quote:

Originally posted by comitan
David

I think you missed this innocent post.

Quote:

Originally posted by David K
We... Us... ??

Aren't you living in Mexico? :wow:

I typed it, so I didn't miss it... Did you not say we or us when you decided to reply to me instead of the subject? Did you not say basically put up or shut up and then go on to say we will have 8 years of this disaster? Are you now saying that I cannot have an opinion?

Peace to you comitan... and try and be nice to all of us as I would be to you and others.

Freedom Freedom Freedom

[Edited on 6-4-2009 by David K]

mtgoat666 - 6-4-2009 at 12:09 PM

Quote:

Originally posted by David K
Savings, Income, Freedom... it is all vanishing... and by the hands of those who got voted in who is giving us this kind of 'change' and 'hope' (pocket change and little hope)!

dk, your writing is a bit incoherent, but passable enough that we now know you have no grasp on reality. If you would watch the Obama channel, you would know that the change guy did not cause the depression and evaporation of investment gains, it was that shrub guy and his backslapping cronies who robbed the american public.

Interesting

longhairedbeatnik - 6-4-2009 at 12:13 PM

Quote:

Toneart,

With all due respect and please do not take this the wrong way. A 52 % to a 48% result in the last election does not put David in the minority. A vast group of the winning votes were in protest to the Iraq war and not to conservative thought and lifestyle. This will be played out in 2010 but that is another matter. You yourself have injected your own political views in a great deal of your posts and your own hatred of the right is easy to read through. Some of the most intolerant peple I have ever met were liberals and it is played out here on this board. This is not to say that those on the right do not have their cast of charactors who are troublesome in their own right.

I would suggest that those that always seem to scream the loudest here do not want to hear both sides and that in itsself is a frightening thing to behold .

We need to hear each other and try to understand each other. :yes:

comitan - 6-4-2009 at 12:14 PM

DK

A word of advise, you would not be having all these people on your back if you would just follow the forum rules and only post Political Opinions in the OFF TOPIC that's what it there for.

BajaDove - 6-4-2009 at 12:17 PM

Try to understand on off topic. If you haven't noticed Obama did not become pres. in Baja

David K - 6-4-2009 at 12:33 PM

The entire subject of Retirement Plans on Hold... I guess belongs in off topic then?

I was responding to Pops and RogerJ1... why you jumped in and made it more political is beyond me...

This is a Baja forum... and I love that subject... but why should I not get to reply to any other...

POLITICS? Here is what I would call 'politics':

You, the goat, JD, Legs all seem to enjoy the gang bang whenever I indicate the fault of the economy just might be in the hand of those in control of congress... and THAT'S when the economy reversed and began to slide (2007, Democrats took over). Now, just to be fair... the Republicans were NOT being conservative and were spending like democrats even before then... That's why they didn't get re-elected... Bush was no economic conservative either... I blame his liberal spending for the Democrats taking over, too.

Bush did prevent any more 9-11s, and for that we all should be greatful... He was re-elected...

That's all past history now... time to look ahead... is there a future for America? Will the rest of us join Comitan, LongLegs, etc. and leave the United States?

If I do move to Baja, my time will be exploring and enjoying others who love Baja, too... I won't be speaking trash about the USA while living in another country.

Viva Baja! Viva America!

comitan - 6-4-2009 at 12:36 PM

DK

You are to funny. :lol:

David K - 6-4-2009 at 12:50 PM

Thank you... I try! :lol:

Timo1 - 6-4-2009 at 12:54 PM

I don't figure I'm "running" form anything
I consider it persuing a dream
I guess I should just stay home and pay taxes
Then I might pass for being patriotic

toneart - 6-4-2009 at 01:21 PM

Quote:

Originally posted by longhairedbeatnik

Quote:

Thank you for your respectful lead in.

When I speak of the minority, I am speaking of the % of ultra-right wingers; the Chaney defenders with whom the objective Republicans are trying to create some distance. You are correct in that I don't like them.

When I interject my political views into a topic, it is a discussion within the context of the topic. Politics do shape events and all political points of view are valid when trying to illucidate those views within an objective context. I don't rant an ideology. I don't name call, label or shout rhetoric. And I don't "scream the loudest". That is the modus operandi of the far right. Besides that, as the title of a James Carville book states, "We Are Right and They Are Wrong!"

I have not been one to pile onto DK. I have expressed a defense for him in past posts. Fairness is a policy with which I strive to adhere. I should have known better than to get personal with DavidK in the post that you are reacting to. I reached a point where I had seen enough. It is not typical of my posts. I was guilty of the bad form for which I hold disdain.

Bad form is what we (you and I) are talking about, I think; In an objective conversation, bad form obscures any valid point a person of any political persuasion may be trying to express.

Welcome to the forum, longhairdbeatnick. I have to say though, having been one myself in San Francisco, as a poet, jazz musician, bartender at Spec's, early womens' specialty store/head shop owner with then designer wife, I never met one Beatnick with even a moderate, conservative point of view. Remember, Beatnicks followed Bohemians and were intellectuals, artists and world travelers, influenced by European culture. Although pot was around, most people (they were called "Squares") were clueless. We were not the Hippy/drug culture that followed. My point is: I got the chops. I got the credentials. (Using bad grammar as nomenclature)

So, we are all products of our personal and collective experiences. I do try to put myself in the other person's shoes and understand where he/she is coming from. That does not require agreement. I especially agree with your last line, "We need to hear each other and try to understand each other." :yes:

bajamigo - 6-4-2009 at 01:37 PM

Would someone kindly direct me to the forum about retirement plans on hold? Muchas gracias.

:?:

DENNIS - 6-4-2009 at 01:41 PM

Quote:

Originally posted by bajamigo
Would someone kindly direct me to the forum about retirement plans on hold? Muchas gracias.

Can't do that. It's on hold while everybody plays show and tell with their feces.

BajaDove - 6-4-2009 at 01:45 PM

bravo Dennis

Cypress - 6-4-2009 at 01:46 PM

toneart, You been inspired by Carville's book? :lol:

On Topic...

toneart - 6-4-2009 at 01:46 PM

While my real estate holdings have diminished in value, I have not had to put retirement plans on hold. They were in place before the economic downturn. I am old enough to have been able to retire with a modest income from good, secure first mortgages I hold from real estate I have sold...at the right time. I was lucky and my timing was right. I also collect Social Security.

My life as a multi-disciplinary artist has always supplemented my day gig and vice versa. I have never been a slave to a corporation. Those lifetime artistic pursuits have and continue to serve me in a very fulfilling life, indeed. They have contributed vastly to an enhanced quality of life; far more than any monetary possessions could bring. In fact, I have made many decisions and sacrifices along the way that has caused me to live life on the edge, close to the bone. Now, I am set more securely than in any other time of my life. I am pretty well stuck in the house in California and also the casita in Mulege, but that's OK. What great places in which to be stuck!

Being a winter-wuss snow bird, I split at the first sign of a goosebump and head for Mulege. I return to the Northern CA mountains for the beauty of a lush spring.

I have the good fortune to be surrounded by good people and believe I am respected by all. Ahhhhhhhh Life! :yes:

capt. mike - 6-4-2009 at 02:01 PM

Ken sez....

"and will relocate to AZ"

cool, where to? we can fly down from here.

nancyinpdx - 6-4-2009 at 02:21 PM

Quote:

Originally posted by DENNIS

Quote:

Originally posted by bajamigo
Would someone kindly direct me to the forum about retirement plans on hold? Muchas gracias.

Can't do that. It's on hold while everybody plays show and tell with their feces.

ha ha ha! That was funny!

nancyinpdx - 6-4-2009 at 02:26 PM

On topic, my only asset is my house and unfortunately, it's on the market right now. So, at least a third of its value when down the toitie! So, that does drastically affect my future retirement but hopefully, it will still be do-able sone day.

toneart - 6-4-2009 at 02:44 PM

Quote:

Originally posted by DENNIS

Quote:

Originally posted by bajamigo
Would someone kindly direct me to the forum about retirement plans on hold? Muchas gracias.

Can't do that. It's on hold while everybody plays show and tell with their feces.

What are you doing in the monkey cage, Dennis? :lol:

k-rico - 6-4-2009 at 03:16 PM

Retirement plans on hold because of the economy?

Huh?

My retirement plans have been accelerated!

Here I am, 59 and recently laid off.

WHOOPIE

DENNIS - 6-4-2009 at 03:56 PM

Quote:

Originally posted by toneart
:lol:

What are you doing in the monkey cage, Dennis? :lol:

Ducking and Dodgeing, Tony. It's good excercise. Thanks for the thought.

toneart - 6-4-2009 at 08:36 PM

Quote:

Originally posted by Cypress
toneart, You been inspired by Carville's book? :lol:

No. I didn't read the book. I just liked the arrogance of the title. :biggrin:

toneart - 6-4-2009 at 08:38 PM

Quote:

Originally posted by DENNIS

Quote:

Originally posted by toneart
:lol:

What are you doing in the monkey cage, Dennis? :lol:

Ducking and Dodgeing, Tony. It's good excercise. Thanks for the thought.

You've been really good at not stepping in it lately, Dennis. Are you feeling OK? :rolleyes:

DENNIS - 6-4-2009 at 09:02 PM

Quote:

Originally posted by toneart

You've been really good at not stepping in it lately, Dennis. Are you feeling OK? :rolleyes:

Yeah, Tony. I'm fine. Still on long-term parole, ya know, but that's OK. I don't have to be constantly looking over my shoulder or waiting for the big shoe to drop.

I'm out of metaphores for tonight so I'm turning in.

nancyinpdx - 6-4-2009 at 09:17 PM

Quote:

Originally posted by DENNIS

Quote:

Originally posted by toneart

You've been really good at not stepping in it lately, Dennis. Are you feeling OK? :rolleyes:

I, too, am surprised at how well you're behaving. Your suspicious behavior let's us know something's up! I don't think it's gonna be a mere shoe that drops... Are you ok? Maybe u need to go to see a doctor...? :no:

bajamigo - 6-4-2009 at 09:32 PM

Quote:

Originally posted by nancyinpdx

Quote:

Originally posted by DENNIS

Quote:

Originally posted by toneart

You've been really good at not stepping in it lately, Dennis. Are you feeling OK? :rolleyes:

Funny you should say that. The guy who lives in the house that Dennis built looks nothing like him. Now I'm really beginning to wonder.....
:?:

DENNIS - 6-5-2009 at 06:22 AM

Although I have to admit there is more than one Dennis, we're all doing fine. Thanks for the concern.
Now, Dennis and Dennis and Dennis and Dennis and myself are going to Paty's for coffee.

woody with a view - 6-5-2009 at 06:48 AM

so, on one of these outings who drives? :?:

Osprey - 6-5-2009 at 06:54 AM

All of the Dennises have great names. I love the name Dennis. Used to buy all my shirts in California from Dennis of Venice.

BajaGringo - 6-5-2009 at 07:01 AM

Quote:

Originally posted by DENNIS
Although I have to admit there is more than one Dennis, we're all doing fine. Thanks for the concern.
Now, Dennis and Dennis and Dennis and Dennis and myself are going to Paty's for coffee.

So do you get a group discount???

DENNIS - 6-5-2009 at 07:36 AM

Quote:

Originally posted by woody in ob
so, on one of these outings who drives? :?:

We all do. Returning from Sharky's, there's a few more so it gets kinda crowded in the drivers seat.

BajaGringo - 6-5-2009 at 08:05 AM

I once heard a cop say that if you are going to drive drunk it is best to keep only one hand on the wheel. With two hands you will never get them to agree to anything while under the influence.

I can only imagine how complicated it must get with multiple you's onboard...

:lol:

Martyman - 6-5-2009 at 03:43 PM

My plans for retirement haven't changed. In 6 years @58 half time in baja.
My crazy wifes' plans change daily. so...I'll stick with my plans. Hopefully I'll have enuf to get a bigger boat.

DanO - 6-5-2009 at 04:23 PM

Thanks to the market, I'll be retiring substantially later than I had hoped, unless I'm willing to accept a markedly lower standard of living than the one I've unfortunately grown accustomed to. And then there's the matter of putting the two pre-teens through college. Boy, life sure was cheaper before it suddenly seemed like a good idea to get married and have a family. (On the other hand, I rarely have to do my own laundry.)

At least the Baja house is built and paid for. Hopefully it'll still be there when we can finally move in.

:bounce:

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