BajaNomad

bank machines that take cards with chip?

MissesB - 12-3-2013 at 08:03 PM

My dad just crossed into Ensenada, and most bank machines will not accept his new ATM card with the chip, only the newest machines, like at Costco. Has anyone run into this problem. Any advice on where other new machines are that will accept chip down the Baja? They are in El Rosario tonight.
TIA!

Timo1 - 12-3-2013 at 08:17 PM

I have a chipped card and had no problems anywhere in "THE" baja

woody with a view - 12-3-2013 at 08:18 PM

there is a bank in G. Negro. other than that, good luck!

p.s. what is his bank in the US? what is this chip?

Timo1 - 12-3-2013 at 08:23 PM

You had problems Woody ??

MissesB - 12-3-2013 at 08:28 PM

It's a Canadian card, VanCity, a credit union.

Timo1 - 12-3-2013 at 08:35 PM

Mine is TD from Canada

woody with a view - 12-3-2013 at 08:38 PM

i've never had an issue, but i'm not Canuckian! didn't know about the chip.

Timo1 - 12-3-2013 at 08:44 PM

Woody


That Bancomer around the corner at the far end was giving even the locals problems

woody with a view - 12-3-2013 at 08:49 PM

that's where we go when needed. never an issue. we normally stop at the third toll booth in ensenada heading south. there is an atm kiosk right next to the tienda/bathrooms.

MMc - 12-3-2013 at 08:51 PM

It is a RFID chip, the same as the new passport and passport card. This gives the thief a easier time. Some use both a mag. stripe and/or the chip, some only use the chip. If they also have a mag. strip should not be a problem. I would not use it on a weekend if they are not ready to go to the bank on Monday.

http://forums.bajanomad.com/viewthread.php?tid=68879#pid8386...

A little back ground info. this is not new, just not talked about.
Make sure they are always in a metal sleeve.

oladulce - 12-4-2013 at 07:45 AM

Banamex banks in Baja will accept EMV chips cards (in fact they dispense EMV chipped ATM/debit cards for their account holders).

It seems like there's some "chip" confusion. This article explains the type of chip MissesB is probably talking about.
Microprocessor chips

These are not the RF wave-your-card-at-the-machine chips. You must insert your card in to the machine, wait a second until it reads the card, and then remove it. You do not swipe this type of card and it can't pick up radio signals.

These cards have a small shiny silver logo on them. There is no "radio tower" symbol on this type of card.

dasubergeek - 12-4-2013 at 10:41 AM

These are chip-and-PIN cards. Mexico is just starting to convert to them, Canada's most of the way done converting. Europe's been on EMV chip-and-pin for so long that an entire generation of teenage shopkeepers have never known any different.

You should be able to put your chipped card in a normal ATM, though. It will read the mag stripe that remains.

Casey67 - 12-4-2013 at 12:41 PM

I've had a Vancity chip card for 3 years. No problems at the Mulege ATM; I've never used it anywhere else in Mexico. They replaced/rebuilt the Mulege machine in July and my sisters chipped Vancity card has worked fine too since then.