BajaNomad

south dakota auto insurance

willardguy - 12-10-2013 at 01:27 PM

so does anyone know what a minimum limit liability only policy runs in south dakota? im paying $350 a year for a ca. geico policy. any savings to be had?:?:

Cisco - 12-10-2013 at 01:31 PM

Quote:
Originally posted by willardguy
so does anyone know what a minimum limit liability only policy runs in south dakota? im paying $350 a year for a ca. geico policy. any savings to be had?:?:


Call these folks:

Dougherty & Associates
3704 S Westport Ave
Sioux Falls, SD 57106
605-361-6318

durrelllrobert - 12-11-2013 at 09:51 AM

Quote:
Originally posted by willardguy
so does anyone know what a minimum limit liability only policy runs in south dakota? im paying $350 a year for a ca. geico policy. any savings to be had?:?:


Depends on how many miles/ year you DRIVE IN THE USA. Because I told GIECO that both of my SD plated cars are driven less than 5,000 miles while in the US, and they are covered by MX insurance while not in the US. my semi annual cost for an 02 Yukon and a 95 jeep is $220

bajajudy - 12-11-2013 at 10:29 AM

I don't think that SD requires insurance

willardguy - 12-11-2013 at 10:29 AM

Quote:
Originally posted by durrelllrobert
Quote:
Originally posted by willardguy
so does anyone know what a minimum limit liability only policy runs in south dakota? im paying $350 a year for a ca. geico policy. any savings to be had?:?:


Depends on how many miles/ year you DRIVE IN THE USA. Because I told GIECO that both of my SD plated cars are driven less than 5,000 miles while in the US, and they are covered by MX insurance while not in the US. my semi annual cost for an 02 Yukon and a 95 jeep is $220
thanks bob, so there is quite a savings to be had. man it just drives me crazy to have to carry a yearly u.s. policy for maybe three trips norte a year! so I assume you have a SD drivers license?

durrelllrobert - 12-11-2013 at 10:32 AM

Quote:
Originally posted by willardguy
Quote:
Originally posted by durrelllrobert
Quote:
Originally posted by willardguy
so does anyone know what a minimum limit liability only policy runs in south dakota? im paying $350 a year for a ca. geico policy. any savings to be had?:?:


Depends on how many miles/ year you DRIVE IN THE USA. Because I told GIECO that both of my SD plated cars are driven less than 5,000 miles while in the US, and they are covered by MX insurance while not in the US. my semi annual cost for an 02 Yukon and a 95 jeep is $220
thanks bob, so there is quite a savings to be had. man it just drives me crazy to have to carry a yearly u.s. policy for maybe three trips norte a year! so I assume you have a SD drivers license?


No SD DL, just plates. MY CA DL just has a PO box address so if I'm stopped I just tell them I don't work or live in US so I don't need CA registration.

Bajaboy - 12-11-2013 at 10:35 AM

Quote:
Originally posted by willardguy
Quote:
Originally posted by durrelllrobert
Quote:
Originally posted by willardguy
so does anyone know what a minimum limit liability only policy runs in south dakota? im paying $350 a year for a ca. geico policy. any savings to be had?:?:


Depends on how many miles/ year you DRIVE IN THE USA. Because I told GIECO that both of my SD plated cars are driven less than 5,000 miles while in the US, and they are covered by MX insurance while not in the US. my semi annual cost for an 02 Yukon and a 95 jeep is $220
thanks bob, so there is quite a savings to be had. man it just drives me crazy to have to carry a yearly u.s. policy for maybe three trips norte a year! so I assume you have a SD drivers license?


I carry an annual Mexican policy that runs me about $500 bucks per year plus my annual AAA as well. I'm guessing you're getting the better deal living in Mexico.

durrelllrobert - 12-11-2013 at 10:36 AM

Quote:
Originally posted by bajajudy
I don't think that SD requires insurance


There is no requirement to SHOW PROOF OF INSURANCE, but don't know about needing it to drive there. My GIECO agent sends me a SD Insurance card (and a Canadian card) every year.

Wally - 12-11-2013 at 10:37 AM

You only need SD liability if you are going to drive in SD. Took the truck to the the States for 2 months two years ago and bought a 6 month policy from Progressive for $171 using our San Ysidro Mailbox address.

willardguy - 12-11-2013 at 10:44 AM

Quote:
Originally posted by durrelllrobert
Quote:
Originally posted by willardguy
Quote:
Originally posted by durrelllrobert
Quote:
Originally posted by willardguy
so does anyone know what a minimum limit liability only policy runs in south dakota? im paying $350 a year for a ca. geico policy. any savings to be had?:?:


Depends on how many miles/ year you DRIVE IN THE USA. Because I told GIECO that both of my SD plated cars are driven less than 5,000 miles while in the US, and they are covered by MX insurance while not in the US. my semi annual cost for an 02 Yukon and a 95 jeep is $220
thanks bob, so there is quite a savings to be had. man it just drives me crazy to have to carry a yearly u.s. policy for maybe three trips norte a year! so I assume you have a SD drivers license?


No SD DL, just plates. MY CA DL just has a PO box address so if I'm stopped I just tell them I don't work or live in US so I don't need CA registration.
so you just do a CA DL change of address using the PO box # of the SD outfit that got you your plates? its that easy???

Cisco - 12-11-2013 at 10:57 AM

Quote:
Originally posted by willardguy
Quote:
Originally posted by durrelllrobert
Quote:
Originally posted by willardguy
Quote:
Originally posted by durrelllrobert
Quote:
Originally posted by willardguy
so does anyone know what a minimum limit liability only policy runs in south dakota? im paying $350 a year for a ca. geico policy. any savings to be had?:?:


Depends on how many miles/ year you DRIVE IN THE USA. Because I told GIECO that both of my SD plated cars are driven less than 5,000 miles while in the US, and they are covered by MX insurance while not in the US. my semi annual cost for an 02 Yukon and a 95 jeep is $220
thanks bob, so there is quite a savings to be had. man it just drives me crazy to have to carry a yearly u.s. policy for maybe three trips norte a year! so I assume you have a SD drivers license?


No SD DL, just plates. MY CA DL just has a PO box address so if I'm stopped I just tell them I don't work or live in US so I don't need CA registration.
so you just do a CA DL change of address using the PO box # of the SD outfit that got you your plates? its that easy???



http://mydakotaaddress.com/

willardguy - 12-11-2013 at 11:01 AM

Quote:
Originally posted by Cisco
Quote:
Originally posted by willardguy
Quote:
Originally posted by durrelllrobert
Quote:
Originally posted by willardguy
Quote:
Originally posted by durrelllrobert
Quote:
Originally posted by willardguy
so does anyone know what a minimum limit liability only policy runs in south dakota? im paying $350 a year for a ca. geico policy. any savings to be had?:?:


Depends on how many miles/ year you DRIVE IN THE USA. Because I told GIECO that both of my SD plated cars are driven less than 5,000 miles while in the US, and they are covered by MX insurance while not in the US. my semi annual cost for an 02 Yukon and a 95 jeep is $220
thanks bob, so there is quite a savings to be had. man it just drives me crazy to have to carry a yearly u.s. policy for maybe three trips norte a year! so I assume you have a SD drivers license?


No SD DL, just plates. MY CA DL just has a PO box address so if I'm stopped I just tell them I don't work or live in US so I don't need CA registration.
so you just do a CA DL change of address using the PO box # of the SD outfit that got you your plates? its that easy???



http://mydakotaaddress.com/
gracias, im in!

durrelllrobert - 12-12-2013 at 10:56 AM

Quote:
Originally posted by willardguy
Quote:
Originally posted by durrelllrobert
Quote:
Originally posted by willardguy
Quote:
Originally posted by durrelllrobert
Quote:
Originally posted by willardguy
so does anyone know what a minimum limit liability only policy runs in south dakota? im paying $350 a year for a ca. geico policy. any savings to be had?:?:


Depends on how many miles/ year you DRIVE IN THE USA. Because I told GIECO that both of my SD plated cars are driven less than 5,000 miles while in the US, and they are covered by MX insurance while not in the US. my semi annual cost for an 02 Yukon and a 95 jeep is $220
thanks bob, so there is quite a savings to be had. man it just drives me crazy to have to carry a yearly u.s. policy for maybe three trips norte a year! so I assume you have a SD drivers license?


No SD DL, just plates. MY CA DL just has a PO box address so if I'm stopped I just tell them I don't work or live in US so I don't need CA registration.
so you just do a CA DL change of address using the PO box # of the SD outfit that got you your plates? its that easy???


Don't have a SD mail box, just use my Chula Vista CA mail box and buy the SD registration/plates on line from the Clay County Treasurer using this:

https://www.govteller.com/Pay.aspx?mid=71856572001

DavidE - 12-12-2013 at 02:43 PM

Here's what a @#$%^&! C.H.P. told me as he was writing aticket

1. California license holders must have a physical address. No "only" PO Box

2. DMV said they will not issue license for only PO Box

3. No physical address the cop takes your license.

This did not seem fair, and doesn't seem fair. Feeding law to a traffic cop is like feeding water to a gremlin after midnight.