EnsenadaDr, in reference to the Kaiser Senior Medicare Advantage Plan, it appears you are correct on both counts, your primary residency should be, in
this case, San Diego County and Kaiser reimburses the expense after you pay for the emergency care at the Mexican hospital.
I'm new to Medicare so I've been reading about it, paying special attention to outside of the US medical emergencies.
Basic Part A and Part B does not cover medical expenses outside of the US except in very special cases. One being you're in Canada in transit between
the lower 48 and Alaska and the other being it's an emergency near the border and a Canadian or Mexican hospital is closer than a US hospital.
However, many people buy Medigap or Medicare Advantage (Part C) insurance to cover what Medicare doesn't and many of those policies will cover medical
emergencies while traveling abroad. I've read for up to 60 days abroad but there is probably differences from one policy to another.
Anyway, Medicare is new to me and I'm trying to learn about it, especially considering I spend a lot of time in Mex. and I need to be prepared for
medical emergencies.
If this thread is to continue a distinction needs to made for full time Mexico residency and part-time residency. |
