BajaNomad

Car insurance

DosEquis - 2-26-2018 at 07:36 AM

I believe I have read that there is a company that will sell short term US insurance, for US state registered vehicles. I've seen lots of companies for Mexican vehicles making trips in to the USA, but not for American or Canadian registered.
Anybody know if such an insurance carrier does exist?

Udo - 2-26-2018 at 08:43 AM

Do you want the insurance to go to the USA, and you are in Mexico?

If you are in Mexico, where are you?

DosEquis - 2-26-2018 at 10:05 AM

I'm in Sonora.
Most insurance companies want you to buy six months minimum, and I would like to just purchase one month at a time.

Paco Facullo - 2-26-2018 at 10:16 AM

Just did a little Google search and found this,

http://www.buyautoinsurance.com/temporary-car-insurance/

Hope it helps.

AKgringo - 2-26-2018 at 10:23 AM

I have vehicles in Alaska, and in California which may sit for six months or more without being driven. I keep an insurance policy in effect, but notify my carrier when I put them in a storage status.

The cost is minimal to cover them for comprehensive theft or damage while stored, and I can start and stop liability insurance with a phone call, or on line.

del mar - 2-26-2018 at 12:34 PM

(646) 178-5715, elenabretts@yahoo.com.

daily insurance for u.s. plated cars. liability only. print it and go;)

Sonora Wind - 2-26-2018 at 01:14 PM

Don Smith Insurance located in Nogales

chavycha - 2-26-2018 at 02:11 PM

With some carriers, if you buy a six-month policy and cancel before six months is up, they will refund the unused portion. I believe I have had this happen with GEICO and Americian Family.

Bob and Susan - 2-26-2018 at 02:23 PM

i'm pretty sure if you let your USA insurance lapse your registration is cancelled

I think it's almost every state

so if you don't have insurance now...the registration is NO GOOD

this is the easiest ticket to give out...$$$
and...what they look for...unregistered cars and trucks on the road

[Edited on 2-26-2018 by Bob and Susan]

bill erhardt - 2-26-2018 at 02:44 PM

Quote: Originally posted by DosEquis  
I'm in Sonora.
Most insurance companies want you to buy six months minimum, and I would like to just purchase one month at a time.


Progressive sells insurance for six months with payment either for the entire six months or monthly. You can cancel any time with no penalty, and you can buy either liability only or comprehensive. If you cancel at anytime during the six month term there is no penalty and any advance payments you have tendered will be rebated to you prorated on a daily basis. You cannot arrange for the cancellation at the time you purchase the policy.
I recently did just this for a trip to the States of a little less than a month. The prepaid monthly fee for full coverage was $50+ U S. When I cancelled the policy a little short of a full month I was refunded a few dollars for the days I was back in Mexico before the one month anniversary.
You can get a Progressive policy online in a few minutes and print out the policy and proof of insurance at home.

bill erhardt - 2-26-2018 at 02:49 PM

Quote: Originally posted by Bob and Susan  
i'm pretty sure if you let your USA insurance lapse your registration is cancelled

I think it's almost every state

so if you don't have insurance now...the registration is NO GOOD

[Edited on 2-26-2018 by Bob and Susan]


This is not true for vehicles registered in South Dakota.




Bob and Susan - 2-26-2018 at 03:01 PM

good to know...someday I may live in south Dakota too : )

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