BajaNomad

insurance NOB

pacificobob - 2-8-2021 at 09:59 AM

i am making a trip to upper California..planning to be there just a day or two.
i am looking for an efficient way to insure my truck for that short period.
thanks in advance for your suggestions.

RocketJSquirrel - 2-8-2021 at 02:06 PM

I buy one-day liability-only policies from my regular insurance provider. I don't like having only liability, but I've not found 1-2-7 day policies with comprehensive coverage. Happy to hear if others have. Please share info!

Even with the liability you have to review it and up coverage. The original policy was so poor that if you rear-end a Mercedes or something nice, you're in trouble. And any injury more than a sprained finger and you in super deep chit.

Don Pisto - 2-8-2021 at 02:15 PM

if you're only looking to be legal while driving in california National Unity for daily/weekly u.s. insurance. they do have an awful reputation so beware, and good luck:D

http://www.nationalunity.com/index.html

I buy it from my local mexican broker

[Edited on 2-8-2021 by Don Pisto]

TMW - 2-8-2021 at 05:49 PM

You can try here. I know nothing about them.

https://www.trustedchoice.com/car-insurance/auto-coverage-ty...

https://insurify.com/blog/car-insurance/one-day-car-insuranc...

https://coverhound.com/insurance-learning-center/how-to-get-...

pacificobob - 2-9-2021 at 05:36 PM

thanks ya'll. i check out the links and report back.

Hook - 2-10-2021 at 07:04 AM

Quote: Originally posted by pacificobob  
i am making a trip to upper California..planning to be there just a day or two.
i am looking for an efficient way to insure my truck for that short period.
thanks in advance for your suggestions.


Where is your truck registered?

pacificobob - 2-10-2021 at 07:42 AM

it has montana plates

pacificobob - 2-10-2021 at 05:00 PM

Quote: Originally posted by Don Pisto  
if you're only looking to be legal while driving in california National Unity for daily/weekly u.s. insurance. they do have an awful reputation so beware, and good luck:D

http://www.nationalunity.com/index.html

I buy it from my local mexican broker

[Edited on 2-8-2021 by Don Pisto]


thanks, contacted them. 3 days insurance is a whopping $18!
they my not pay a claim, but ill have some sort of document to present if requested.

RocketJSquirrel - 2-11-2021 at 12:04 PM

I buy HD Seguros through my regular agent. $9 first day then much cheaper day by day. My understanding is that it is useful to have a good agent batting for you when/if you need help.

pacificobob - 2-11-2021 at 04:11 PM

ill check that out. i had a claim with hd seguros.. I couldn't be happier with how they paid.
baja bound told me they don't offer NOB policies.

[Edited on 2-11-2021 by pacificobob]

Hook - 2-13-2021 at 08:20 AM

This question just came up on a San Carlos board. A few recommended Seguro Gringo. Just passing info on.

RocketJSquirrel - 2-13-2021 at 01:48 PM

Quote: Originally posted by pacificobob  
ill check that out. i had a claim with hd seguros.. I couldn't be happier with how they paid.
baja bound told me they don't offer NOB policies.

[Edited on 2-11-2021 by pacificobob]


I use HD Seguros for my Baja regular insurance (never had a claim, so I don't know how they do, but my agent has an excellent reputation) AND for NOB.

Don Pisto - 2-13-2021 at 03:01 PM

I got a quote from seguro gringo and it was 3 times the cost of national unity.....but probably 3 times better insurance too!