BajaNomad

What's the real deal RE:rental cars/credit card coverage

msrla - 5-1-2006 at 05:05 PM

We'd really like to get this straight -- and forgive me, because I know this subject has been discussed before, I just don't remember the outcome...

What is the deal with renting a car and the insurance/coverage your credit card provides. Some say this type of coverage is invalid in Mexico, others say to just sign up for the liability coverage and if something else happens and your credit card provides coverage in Mexico (like Amex) then you are good to go.

I'd really like to get to the bottom of this once and for all !:?:
Thanks!

Suggest that you read your guide to Benefits !

beercan - 5-1-2006 at 05:27 PM

My Visa says that I am covered in most countries---not to exceed 31 days !

Salsa - 5-1-2006 at 07:10 PM

I think with most CC deals, you have to pay and they will reinburse you.

In the case of Mexico, they reinburse you AFTER you get out of JAIL!!!!!!!!!!

Don

bajaguy - 5-1-2006 at 07:45 PM

When going into Baja (Ensenada) I rent from Dollar. My VISA covers CDW (told me on the phone that it's good for Baja)and Dollar tacks on $25 a day full coverage Mexican insurance...so far, so good.

bajalou - 5-1-2006 at 07:51 PM

Quote:
Originally posted by bajaguy
When going into Baja (Ensenada) I rent from Dollar. My VISA covers CDW (told me on the phone that it's good for Baja)and Dollar tacks on $25 a day full coverage Mexican insurance...so far, so good.


So you're paying $25 a day to duplicate the coverage your VISA gives you plus the Mex liability.

bajaguy - 5-1-2006 at 08:36 PM

no, ma'am.....the $25 a day is Mexican liability insurance....I decline the Dollar Rentals CDW policy ($9.00 a day), VISA covers the CDW at no cost to me, as long as I rent the car on my VISA card....

Salsa - 5-1-2006 at 09:58 PM

Get a years "liability on any car you drive" in Mexico for $60 or so.

Don

Stickers - 5-1-2006 at 11:10 PM

I just rented a car in La Paz from Thrifty and the nice girl at the counter said that we got full insurance coverage included in the price. There was one price and she would not offer any other options.

bajabound2005 - 5-2-2006 at 06:29 AM

Your best bet it to check with your credit card company as they all have different terms and conditions.

BajaGeoff - 5-4-2006 at 11:24 AM

Don,

A drivers license policy is in fact a good deal if you will be driving different vehicles, but "tourist" auto insurance does not cover Mexican plated vehicles, such as cars rented in Mexico.