I am curious if anyone in San Felipe has Home Owners Insurance and if so, where did you get it and how much is it??bajabound2005 - 5-3-2007 at 08:13 AM
I got mine through Discover Baja, under $300 annualy including earthquake coverage for $100,000 coverage included two homes and one garage on same
property. Some people in the area go through ING through Lynda in town.
You have to have an FM-3 to validate your insurance.
They told me they handled many claims in Mulege after Hurricane John.
Any feedback on those claims from Discover Baja?
[Edited on 5-3-2007 by BajaWarrior]
[Edited on 5-3-2007 by BajaWarrior]bajalou - 5-3-2007 at 08:23 AM
I have it thru Alanis agency, San Felipe, don't remember the actual company. I have had a claim, a shed and contents destroyed by fire. They weren't
quite as fast as I would have liked - but really not bad - 6 weeks from fire to check in hand - and paid way more than I expected since the shed
wasn't listed as covered in the policy. Very happy with agent and company.
Side note - Agent said that settlement had been deposited in his account, but he hadn't received the paper work. I was leaving town that day so he
wrote me a check and said we'd take care of the papers later.bajabird - 5-25-2007 at 01:19 PM
Is having insurance really worth anything? I mean come on, are you ever really gonna get paid on anything that youve alread given an insurance
company money for?bajalou - 5-25-2007 at 01:48 PM
Quote:
Originally posted by bajabird
Is having insurance really worth anything? I mean come on, are you ever really gonna get paid on anything that youve alread given an insurance
company money for?
See my post above.bajabird - 5-25-2007 at 03:56 PM
Good for you Lou, I have never heard of a happy recipient of a baja claim before. I myself have no burnable material stored or in structure.
There has also been much debate on auto policies....longlegsinlapaz - 5-25-2007 at 08:38 PM
Quote:
Originally posted by bajabird
Is having insurance really worth anything? I mean come on, are you ever really gonna get paid on anything that youve alread given an insurance
company money for?
Have you ever been through a hurricane here??? Yes, in MY opinion, homeowner's insurance is a small price to pay to protect your home &
possessions. Not everyone has a vacation casita, some of us live here full-time & have all our possessions here. Ditto on car insurance in a
country where so many aren't insured & drive beaters! Maybe if you're in the Bill Gates or Donald Trump stratosphere, you can afford to go
without & replace whatever whenever!BajaDave - 6-7-2007 at 10:13 AM
Do any of these homeowner policies cover contents in event of burglary? If so, what kind of deductibles are there for that?bajalou - 6-7-2007 at 04:32 PM
Each policy is different, but they do cover theft from break in. Different deductables could be set - check with the carrier.
