CortezBlue
Super Nomad
Posts: 2213
Registered: 11-14-2006
Location: Fenix/San Phelipe
Member Is Offline
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Baja Home Insusurnace?
I am curious if anyone in San Felipe has Home Owners Insurance and if so, where did you get it and how much is it??
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bajabound2005
Ultra Nomad
Posts: 2760
Registered: 10-15-2005
Location: Punta Banda, BCN
Member Is Offline
Mood: words cannot describe...
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We have it through MAPFRE. www.mapfretepeyac.com
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BajaWarrior
Super Nomad
Posts: 2307
Registered: 9-27-2006
Location: Mission Bay, San Diego. Playa Hermosa, San Felipe.
Member Is Offline
Mood: Anxious to get south
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I got mine through Discover Baja, under $300 annualy including earthquake coverage for $100,000 coverage included two homes and one garage on same
property. Some people in the area go through ING through Lynda in town.
You have to have an FM-3 to validate your insurance.
They told me they handled many claims in Mulege after Hurricane John.
Any feedback on those claims from Discover Baja?
[Edited on 5-3-2007 by BajaWarrior]
[Edited on 5-3-2007 by BajaWarrior]
Haven't had a bad trip yet....
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bajalou
Ultra Nomad
Posts: 4459
Registered: 3-11-2004
Location: South of the broder
Member Is Offline
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I have it thru Alanis agency, San Felipe, don't remember the actual company. I have had a claim, a shed and contents destroyed by fire. They weren't
quite as fast as I would have liked - but really not bad - 6 weeks from fire to check in hand - and paid way more than I expected since the shed
wasn't listed as covered in the policy. Very happy with agent and company.
Side note - Agent said that settlement had been deposited in his account, but he hadn't received the paper work. I was leaving town that day so he
wrote me a check and said we'd take care of the papers later.
No Bad Days
\"Never argue with an idiot. People watching may not be able to tell the difference\"
\"The trouble with doing nothing is - how do I know when I\'m done?\"
Nomad Baja Interactive map
And in the San Felipe area - check out Valle Chico area |
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bajabird
Nomad
Posts: 205
Registered: 12-22-2004
Location: LA & BCS
Member Is Offline
Mood: Always happy
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Is having insurance really worth anything? I mean come on, are you ever really gonna get paid on anything that youve alread given an insurance
company money for?
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bajalou
Ultra Nomad
Posts: 4459
Registered: 3-11-2004
Location: South of the broder
Member Is Offline
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| Quote: | Originally posted by bajabird
Is having insurance really worth anything? I mean come on, are you ever really gonna get paid on anything that youve alread given an insurance
company money for? |
See my post above.
No Bad Days
\"Never argue with an idiot. People watching may not be able to tell the difference\"
\"The trouble with doing nothing is - how do I know when I\'m done?\"
Nomad Baja Interactive map
And in the San Felipe area - check out Valle Chico area |
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bajabird
Nomad
Posts: 205
Registered: 12-22-2004
Location: LA & BCS
Member Is Offline
Mood: Always happy
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Good for you Lou, I have never heard of a happy recipient of a baja claim before. I myself have no burnable material stored or in structure.
There has also been much debate on auto policies....
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longlegsinlapaz
Super Nomad
Posts: 1685
Registered: 11-18-2005
Location: La Paz
Member Is Offline
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| Quote: | Originally posted by bajabird
Is having insurance really worth anything? I mean come on, are you ever really gonna get paid on anything that youve alread given an insurance
company money for? |
Have you ever been through a hurricane here??? Yes, in MY opinion, homeowner's insurance is a small price to pay to protect your home &
possessions. Not everyone has a vacation casita, some of us live here full-time & have all our possessions here. Ditto on car insurance in a
country where so many aren't insured & drive beaters! Maybe if you're in the Bill Gates or Donald Trump stratosphere, you can afford to go
without & replace whatever whenever!
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BajaDave
Junior Nomad
Posts: 76
Registered: 9-2-2003
Member Is Offline
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Do any of these homeowner policies cover contents in event of burglary? If so, what kind of deductibles are there for that?
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bajalou
Ultra Nomad
Posts: 4459
Registered: 3-11-2004
Location: South of the broder
Member Is Offline
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Each policy is different, but they do cover theft from break in. Different deductables could be set - check with the carrier.
No Bad Days
\"Never argue with an idiot. People watching may not be able to tell the difference\"
\"The trouble with doing nothing is - how do I know when I\'m done?\"
Nomad Baja Interactive map
And in the San Felipe area - check out Valle Chico area |
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