BajaNomad

..CAR INSURANCE,,,,recomendations??

micah202 - 1-22-2011 at 01:36 AM

...I was checking on-line quotes,,,it seems most don't quote for less than 6 months....
......what's the best -deal= between price and reliability for
5 to 6 weeks??,,,,,,thanks!

[Edited on 1-22-2011 by micah202]

mcfez - 1-22-2011 at 01:53 AM

Shop at the Vagabundos. The rates are great...we been going there for years. You can buy on line or telephone. These folks speak easy and clear...no bull involved.

Member Rates $35 per year and you get a yearly 6 magazines in the year.

http://www.vagabundos.com/index.html
Toll Free Phone: 800-474-BAJA(2252)

Vagabundos Del Mar
Boat and Travel Club, Inc.
190 Main Street
Rio Vista, CA 94571

KASHEYDOG - 1-22-2011 at 08:55 AM

CostCo member??? Try this. I've been using it for many years. It's by American Express. It's worth becoming a member to get it. Just print and go..:yes:..;)



http://www.costco.com/Browse/Productgroup.aspx?ec=BC-EC12628...

bajaguy - 1-22-2011 at 08:57 AM

You will find that buying a 6 month or one year policy is less expensive than a 5 or 6 week policy

My suggestion is Bajabound (see banner at top of this page) a great guy, a great business and a Baja Nomad supporter!!!

micah202 - 1-22-2011 at 09:06 AM

Quote:
Originally posted by mcfez
Shop at the Vagabundos. The rates are great...we been going there for years. You can buy on line or telephone. These folks speak easy and clear...no bull involved.


...I don't understand why a year of 'all mexico' costs more than 35 days of just Baja???

[Edited on 1-23-2011 by BajaNomad]

David K - 1-22-2011 at 09:09 AM

Quote:
Originally posted by micah202
Quote:
Originally posted by mcfez
Shop at the Vagabundos. The rates are great...we been going there for years. You can buy on line or telephone. These folks speak easy and clear...no bull involved.


...I don't understand why a year of 'all mexico' costs more than 35 days of just Baja???


??? it doesn't or shouldn't





[Edited on 1-23-2011 by BajaNomad]

mcfez - 1-22-2011 at 09:12 AM

Quote:
Originally posted by micah202
Quote:
Originally posted by mcfez
Shop at the Vagabundos. The rates are great...we been going there for years. You can buy on line or telephone. These folks speak easy and clear...no bull involved.


...I don't understand why a year of 'all mexico' costs more than 35 days of just Baja???


Oh.....buy the yearly. It's much cheaper :-) Why? I dunno and dont care....as long as its the best price and service.




[Edited on 1-23-2011 by BajaNomad]

David K - 1-22-2011 at 09:15 AM

Folks... ONLY ONE company sponsors this web site to help keep it here for all of us to enjoy... http://www.BAJABOUND.com

I trust BajaGeoff and his partners and have bought daily policies from them starting 10 years ago...

You can do it all from your PC and printer at home, before your trip... Just pick the days you will be in Mexico.

They can also give you annual policies if you travel often or stay in Mexico more than 2-3 weeks... Annual policies are less expensive than 3 weeks of a daily policy (at least in my case).

micah202 - 1-22-2011 at 09:34 AM

yeh,,,curious minds!
,,,,okay now that I'm -over- the weekly v.s. yearly thing....
YES ,Bajabound's prices are at least equal to the others.
.....they list two different carriers,,,HDI,,and ACE,,any recomendations there?
.....good if it comes to a claim??
Quote:
Originally posted by mcfez
Quote:
Originally posted by micah202
Quote:
Originally posted by mcfez
Shop at the Vagabundos. The rates are great...we been going there for years. You can buy on line or telephone. These folks speak easy and clear...no bull involved.

...I don't understand why a year of 'all mexico' costs more than 35 days of just Baja???


Oh.....buy the yearly. It's much cheaper :-) Why? I dunno and dont care....as long as its the best price and service.

bajaguy - 1-22-2011 at 09:43 AM

I get the "full" coverage including legal representation........I think it's the Platinum plan.........

And tell Geoff we sent ya!!!!!

TecateRay - 1-22-2011 at 09:46 AM

Quote:
Originally posted by David K
Folks... ONLY ONE company sponsors this web site to help keep it here for all of us to enjoy... http://www.BAJABOUND.com

I trust BajaGeoff and his partners and have bought daily policies from them starting 10 years ago...

You can do it all from your PC and printer at home, before your trip... Just pick the days you will be in Mexico.

They can also give you annual policies if you travel often or stay in Mexico more than 2-3 weeks... Annual policies are less expensive than 3 weeks of a daily policy (at least in my case).


I second this recommendation for Bajabound and Geoff in particular, although all the folks in the office are great help. I had my first accident in over 40 years last November just south of Ensenada. Geoff and the folks have been with me through the entire claims process, including translating with the insurance claims guy via the phone right on the accident site. It got complicated because I got "sandwiched" with both front and rear damage. I got my truck repaired up here and am just now finishing the final details on the claim. As always, the devil is in the details and Geoff has been with me every step of the way.

Their prices and coverage are excellent - I got the 90 days / year policy since, while I am a frequent Baja traveller, my trips usually add up to just less than 90 days down south. Be sure to insure for the real value of your vehicle, I underestimated my truck's value just a bit and after the accident I did the research I should have done BEFORE I bought my policy. I will be upgrading from the $15K to the $20K value bracket.:yes:

David K - 1-22-2011 at 09:46 AM

HDI covers your car repairs to be done in the USA!

Discover Baja Travel Club also offers HDI for their members.

micah202 - 1-22-2011 at 09:53 AM

...thanks for the recco's!!

....BAJABOUND's HDI premium is it!!!!

BAJA.DESERT.RAT - 1-22-2011 at 12:55 PM

Hola,

has anyone else used any companies policy in an accident and if so, what was your experience, good and bad ?

i've had vagabundos six month coverage for a number of years as it stretches over a year of coverage but for intermittent periods of time totaling six months of travels.

it's a bit curious as to how they have the ability to monitor it for the six month time frame in multiple crossings over that one year time frame ?

i thank you in advance,

BIEN SALUD, DA RAT