micah202
Super Nomad
Posts: 1615
Registered: 1-19-2011
Location: vancouver,BC
Member Is Offline
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..CAR INSURANCE,,,,recomendations??
...I was checking on-line quotes,,,it seems most don't quote for less than 6 months....
......what's the best -deal= between price and reliability for
5 to 6 weeks??,,,,,,thanks!
[Edited on 1-22-2011 by micah202]
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mcfez
Elite Nomad
Posts: 8678
Registered: 12-2-2009
Location: aka BN yankeeirishman
Member Is Offline
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Shop at the Vagabundos. The rates are great...we been going there for years. You can buy on line or telephone. These folks speak easy and clear...no
bull involved.
Member Rates $35 per year and you get a yearly 6 magazines in the year.
http://www.vagabundos.com/index.html
Toll Free Phone: 800-474-BAJA(2252)
Vagabundos Del Mar
Boat and Travel Club, Inc.
190 Main Street
Rio Vista, CA 94571
Old people are like the old cars, made of some tough stuff. May show a little rust, but good as gold on the inside.
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KASHEYDOG
Senior Nomad
Posts: 649
Registered: 2-21-2007
Location: CARLSBAD,CA 619-990-0270
Member Is Offline
Mood: SO MANY TACOS, SO LITTLE TIME... Gotta Go, See ya there.... 
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CostCo member??? Try this. I've been using it for many years. It's by American Express. It's worth becoming a member to get it. Just print and
go.. ..
http://www.costco.com/Browse/Productgroup.aspx?ec=BC-EC12628...
Don\'t mess with the old dog...... Age and skill will always overcome youth and treachery! Brilliance only comes with age and
experience.....  ....  ....
Are you getting the most out of life OR is life getting the most out of you ?? 
Twenty years from now you\'ll be more disappointed by the things you didn\'t do then the things you did.
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bajaguy
Elite Nomad
Posts: 9247
Registered: 9-16-2003
Location: Carson City, NV/Ensenada - Baja Country Club
Member Is Offline
Mood: must be 5 O'clock somewhere in Baja
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You will find that buying a 6 month or one year policy is less expensive than a 5 or 6 week policy
My suggestion is Bajabound (see banner at top of this page) a great guy, a great business and a Baja Nomad supporter!!!
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micah202
Super Nomad
Posts: 1615
Registered: 1-19-2011
Location: vancouver,BC
Member Is Offline
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| Quote: | Originally posted by mcfez
Shop at the Vagabundos. The rates are great...we been going there for years. You can buy on line or telephone. These folks speak easy and clear...no
bull involved. |
...I don't understand why a year of 'all mexico' costs more than 35 days of just Baja???
[Edited on 1-23-2011 by BajaNomad]
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David K
Honored Nomad
Posts: 65410
Registered: 8-30-2002
Location: San Diego County
Member Is Offline
Mood: Have Baja Fever
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| Quote: | Originally posted by micah202
| Quote: | Originally posted by mcfez
Shop at the Vagabundos. The rates are great...we been going there for years. You can buy on line or telephone. These folks speak easy and clear...no
bull involved. |
...I don't understand why a year of 'all mexico' costs more than 35 days of just Baja??? |
??? it doesn't or shouldn't
[Edited on 1-23-2011 by BajaNomad]
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mcfez
Elite Nomad
Posts: 8678
Registered: 12-2-2009
Location: aka BN yankeeirishman
Member Is Offline
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| Quote: | Originally posted by micah202
| Quote: | Originally posted by mcfez
Shop at the Vagabundos. The rates are great...we been going there for years. You can buy on line or telephone. These folks speak easy and clear...no
bull involved. |
...I don't understand why a year of 'all mexico' costs more than 35 days of just Baja??? |
Oh.....buy the yearly. It's much cheaper :-) Why? I dunno and dont care....as long as its the best price and service.
[Edited on 1-23-2011 by BajaNomad]
Old people are like the old cars, made of some tough stuff. May show a little rust, but good as gold on the inside.
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David K
Honored Nomad
Posts: 65410
Registered: 8-30-2002
Location: San Diego County
Member Is Offline
Mood: Have Baja Fever
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Folks... ONLY ONE company sponsors this web site to help keep it here for all of us to enjoy... http://www.BAJABOUND.com
I trust BajaGeoff and his partners and have bought daily policies from them starting 10 years ago...
You can do it all from your PC and printer at home, before your trip... Just pick the days you will be in Mexico.
They can also give you annual policies if you travel often or stay in Mexico more than 2-3 weeks... Annual policies are less expensive than 3 weeks of
a daily policy (at least in my case).
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micah202
Super Nomad
Posts: 1615
Registered: 1-19-2011
Location: vancouver,BC
Member Is Offline
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yeh,,,curious minds!
,,,,okay now that I'm -over- the weekly v.s. yearly thing....
YES ,Bajabound's prices are at least equal to the others.
.....they list two different carriers,,,HDI,,and ACE,,any recomendations there?
.....good if it comes to a claim??
| Quote: | Originally posted by mcfez
| Quote: | Originally posted by micah202
| Quote: | Originally posted by mcfez
Shop at the Vagabundos. The rates are great...we been going there for years. You can buy on line or telephone. These folks speak easy and clear...no
bull involved.
...I don't understand why a year of 'all mexico' costs more than 35 days of just Baja??? |
Oh.....buy the yearly. It's much cheaper :-) Why? I dunno and dont care....as long as its the best price and service. |
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bajaguy
Elite Nomad
Posts: 9247
Registered: 9-16-2003
Location: Carson City, NV/Ensenada - Baja Country Club
Member Is Offline
Mood: must be 5 O'clock somewhere in Baja
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I get the "full" coverage including legal representation........I think it's the Platinum plan.........
And tell Geoff we sent ya!!!!!
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TecateRay
Nomad
Posts: 346
Registered: 9-6-2006
Location: La Mesa, CA
Member Is Offline
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| Quote: | Originally posted by David K
Folks... ONLY ONE company sponsors this web site to help keep it here for all of us to enjoy... http://www.BAJABOUND.com
I trust BajaGeoff and his partners and have bought daily policies from them starting 10 years ago...
You can do it all from your PC and printer at home, before your trip... Just pick the days you will be in Mexico.
They can also give you annual policies if you travel often or stay in Mexico more than 2-3 weeks... Annual policies are less expensive than 3 weeks of
a daily policy (at least in my case). |
I second this recommendation for Bajabound and Geoff in particular, although all the folks in the office are great help. I had my first accident in
over 40 years last November just south of Ensenada. Geoff and the folks have been with me through the entire claims process, including translating
with the insurance claims guy via the phone right on the accident site. It got complicated because I got "sandwiched" with both front and rear
damage. I got my truck repaired up here and am just now finishing the final details on the claim. As always, the devil is in the details and Geoff
has been with me every step of the way.
Their prices and coverage are excellent - I got the 90 days / year policy since, while I am a frequent Baja traveller, my trips usually add up to just
less than 90 days down south. Be sure to insure for the real value of your vehicle, I underestimated my truck's value just a bit and after the
accident I did the research I should have done BEFORE I bought my policy. I will be upgrading from the $15K to the $20K value bracket.
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David K
Honored Nomad
Posts: 65410
Registered: 8-30-2002
Location: San Diego County
Member Is Offline
Mood: Have Baja Fever
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HDI covers your car repairs to be done in the USA!
Discover Baja Travel Club also offers HDI for their members.
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micah202
Super Nomad
Posts: 1615
Registered: 1-19-2011
Location: vancouver,BC
Member Is Offline
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...thanks for the recco's!!
....BAJABOUND's HDI premium is it!!!!
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BAJA.DESERT.RAT
Senior Nomad
Posts: 980
Registered: 11-5-2009
Location: BAJA SUR
Member Is Offline
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Hola,
has anyone else used any companies policy in an accident and if so, what was your experience, good and bad ?
i've had vagabundos six month coverage for a number of years as it stretches over a year of coverage but for intermittent periods of time totaling six
months of travels.
it's a bit curious as to how they have the ability to monitor it for the six month time frame in multiple crossings over that one year time frame ?
i thank you in advance,
BIEN SALUD, DA RAT
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