BajaNomad

Car Insurance in Mexico

Tommy A - 11-16-2004 at 09:48 AM

Got a quote of 442.00 for 1 year of insurance from AAA. Is this a good deal or can someone reccomend somethig better.

Thanks

wilderone - 11-16-2004 at 10:18 AM

Contact Discover Baja travel club (619) 275-4225 and see what they can offer you.

losfrailes - 11-16-2004 at 10:46 AM

Check out Lewis & Lewis. Excellent underwriter for Qualitas Insurance. Rates on 25000 value full coverage is about 230 bucks US.

David K - 11-16-2004 at 06:24 PM

What was the $442 for, a HUMMER H-1? It all depends on the value of the rig if it is for full coverage. :?:

Tommy A - 11-16-2004 at 06:41 PM

5 Year old jeep wagoner

In '99 Jeep Wagoneer was made?

David K - 11-16-2004 at 06:50 PM

I thought only they retired that name by then. No matter...

Then that price you got from AAA is over double the going rate. You can use the Internet to get quotes from several Mexican insurance dealers.

In my site (under Baja Travel Web Sites) is the link to Lewis & Lewis (rated #1 by several Nomads), Discover Baja Travel Club(personally used, requires $39 membership), and Baja Bound (personally used for short trips... print policy at your home ... not a bargain for an annual policy).

Then I would also check the link that Tio Rocky posted above. Uncle Rocky is a good guy!:saint:

Disclosure

Tio Rocky - 11-17-2004 at 07:13 AM

Not trying to sell anything here but to fair I should disclosure that I own www.drivemexico.net ?.

Fill out one form and receive four quotes from four separate underwriters. All Insurance from DriveMexico is from true Mexican Insurance companies with all being A rated or higher?. The advantage is if you have a problem in Mexico you may require representations, most US companies selling Mexican Insurance can not represent you?

Anyway,,,, just thought I should throw that in there?.

Tio Rocky
DriveMexico

And

Tio Rocky - 11-17-2004 at 07:35 AM

I pay $180 a year (you get the same deal) for $15000 value,,, which includes legal representation if needed?

Tio Rocky

cheap insurance

MICK - 11-17-2004 at 07:37 AM

We belong to the Vagabundos and they have always had good deals on insurance for usfor yearly rates. Although, I needed insurance for another car for two days as my son is coming down for turkey day and I got the best rate over the net at mexicaninsurance.com. They were the cheapest by far for Qualitas, full coverage. Take the time to shop. Good luck
Mick

discover baja had its license to sell suspended

Anonymous - 11-27-2004 at 11:42 AM

steer clear of 'em they wrote non existant policies and had their right to sell insurance pulled then fined

try lewis and lewis

Surte No

Try Progresive Ins.

Debra - 11-27-2004 at 02:31 PM

The large amount you are being quoted is to cover any damage to your rig, not just liabilty (which you need in Mexico) I'm not sure if Progresive offers the protection any longer (I've been told not, but lucky me, I have a "grandfather clause") Check them out first, then you might want to switch?.....then as recommended here Lewis & Lewis would be the way to go. I pay less than $100 per year.

BajaNomad - 11-27-2004 at 03:21 PM

Quote:
Originally posted by Anonymous
steer clear of 'em they wrote non existant policies and had their right to sell insurance pulled then fined
Your statement is maliciously misleading. The only record of such is from 1998.

Over 6 years ago? That's hardly new - or relevant - news.

Discover Baja's license appears to currently be active with no restrictions:

License#: 0826828
Resident Insurance Producer
License type: Fire and Casualty Broker-Agent

Status: Active
Status Date: 03/26/1998
Expiration Date: 08/31/2005


Enforcement Action: ORD: ORDER ID: BP IT IS HEREBY ORDERED, THAT THE CONDITIONS AND RESTRICTIONS ON RESPONDENT'S LICENSE AND LICENSING RIGHTS ARE HEREBY REMOVED. ISSUE UNRESTRICTED LICENSE. ON DATE: 11/08/2004

Enforcement Action: ORD: Order ID: AP LICENSE AND LICENSING RIGHTS OF RESPONDENT ARE HEREBY REVOKED. ISSUE IN LIEU THEREOF A RESTRICTED LICENSE. MONETARY PENALTY IN THE AMOUNT OF ONE HUNDRED ($100) DOLLARS WAS PAID. ON DATE: 03/25/1998


http://160.88.209.44/pls/wu_lic_sts/LIC_STS_UTL.GET_LIC_DETAILS?P_IL_LIC_NBR=0826828


Regards,
--
Doug Means




[Edited on 11-27-2004 by BajaNomad]

Anonymous - 11-27-2004 at 03:45 PM

I just paid 1.500 pesos for one years liability on a car value of 50.000 .
Here in La Paz

woody with a view - 11-28-2004 at 03:12 PM

lewis and lewis seems to be the best i could find also. 7k replacement + uninsured motorist for +/- $200 usd/year.

at the drive-ups near the border it's +/- $10/day and i need 5 days in dec =$50 + 14-17 days in june (b4 schools regurgitate their pupils) =$140-170 =A DEAL!

and that doesn't even take into account the 1-3 day/weekend jaunts to BCN this summer for hurricane surf.

wilderone - 11-29-2004 at 11:12 AM

Regardless of what you pay and with whom you insure with, READ and understand your policy. Not all policies are created equal. Some do not insure if the occurrence happens off a paved road. The legal representation may only be $250 which isn't going to pay for much. Towing? Understand your responsibilities after an accident re notification; repairs inside/outside Mexico. And if you're buying insurance one day at a time, you don't need insurance for the time your vehicle is parked at a campsite - only for the days you're driving it.

Anonymous - 12-3-2004 at 04:11 PM

Quote:
Quote:
Originally posted by BajaNomad
Over 6 years ago? That's hardly new - or relevant - news.

1-27-2004 by BajaNomad]


doug, not "revelevant"? i had to pay twice for my annual policy when that all happened and db didnt even tell us policy holders the truth, they sold us policies that had no insurance company backing...many people had losses that were never paid. db knew the surplus line broker, padilla, had no company backing and they sold the policies anyway.
not just relevant but the truth today!

i heard they lost their license for all of this

so, what do you consider to be revelevant, when YOU get ripped off?:lol:

buyer beware

Buyer Beware

Anonymous - 12-22-2004 at 02:10 PM

db, the best club to get reamed by!:yes:

BajaNomad - 12-24-2004 at 08:45 PM

Quote:

Quote:
Originally posted by BajaNomad
Over 6 years ago? That's hardly new - or relevant - news.


doug, not "revelevant"? i had to pay twice for my annual policy when that all happened and db didnt even tell us policy holders the truth, they sold us policies that had no insurance company backing...many people had losses that were never paid. db knew the surplus line broker, padilla, had no company backing and they sold the policies anyway.
not just relevant but the truth today!

i heard they lost their license for all of this

so, what do you consider to be revelevant, when YOU get ripped off?:lol:

buyer beware


I am not aware of any misconduct by Discover Baja. There were obviously some business decisions that didn't go well here (which yes, would have some significance in choosing a provider - but they now have a six year positive track record as well), but is there evidence of misconduct? If so, where, or from who?

If not, please refrain from such defamatory and libelous accusations.

Regards,
--
Doug



[Edited on 12-25-2004 by BajaNomad]

Department of Insurance sanctions

Anonymous - 1-9-2005 at 05:23 PM

doug, your own post provides the evidence of the penalty for the misconduct of Discover Baja Insurance.

I lost several hundred dollars in the fiasco also, the penalty you posted was applied to Discover Baja for misconduct. Their license to sell was revoked.

we dont mind the past as the past, but, lets learn from the lesson. I get my insurance from reputeable sources now.
don't sink your head in the baja sands doug!

dont forget

Anonymous - 1-9-2005 at 05:30 PM

Quote:
Originally posted by BajaNomad
Quote:
Originally posted by Anonymous
steer clear of 'em they wrote non existant policies and had their right to sell insurance pulled then fined
Your statement is maliciously misleading. The only record of such is from 1998.

Over 6 years ago? That's hardly new - or relevant - news.

Discover Baja's license appears to currently be active with no restrictions:

License#: 0826828
Resident Insurance Producer
License type: Fire and Casualty Broker-Agent

Status: Active
Status Date: 03/26/1998
Expiration Date: 08/31/2005


Enforcement Action: ORD: ORDER ID: BP IT IS HEREBY ORDERED, THAT THE CONDITIONS AND RESTRICTIONS ON RESPONDENT'S LICENSE AND LICENSING RIGHTS ARE HEREBY REMOVED. ISSUE UNRESTRICTED LICENSE. ON DATE: 11/08/2004

Enforcement Action: ORD: Order ID: AP LICENSE AND LICENSING RIGHTS OF RESPONDENT ARE HEREBY REVOKED. ISSUE IN LIEU THEREOF A RESTRICTED LICENSE. MONETARY PENALTY IN THE AMOUNT OF ONE HUNDRED ($100) DOLLARS WAS PAID. ON DATE: 03/25/1998


http://160.88.209.44/pls/wu_lic_sts/LIC_STS_UTL.GET_LIC_DETAILS?P_IL_LIC_NBR=0826828


Regards,
--
Doug Means




[Edited on 11-27-2004 by BajaNomad]


also, dont forget for the department to revoke the license takes a very serious violation.

And a fine of $100!!!
Fined and the license REVOKED.

Ask any insurance company/agency whether they had their license to sell in california REVOKED. Rare, it takes a serious violation. DB was also forced to pay back many policy holders for losses, db admitted so much on the amigos net.

unless db is paying some payola for this board, careful mi amigo! Mucho lodo regarding this subject.

Bruce R Leech - 1-9-2005 at 05:44 PM

Anonymous postings should not be allowed

lizard lips - 3-3-2005 at 05:55 AM

Lewis and Lewis has alwaays been reliable for me on the 2 occasioms I have needed help.......and they are reasonable