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Tommy A
Nomad
Posts: 221
Registered: 5-19-2004
Location: Manhattan Beach, Ca
Member Is Offline
Mood: Relaxed
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Car Insurance in Mexico
Got a quote of 442.00 for 1 year of insurance from AAA. Is this a good deal or can someone reccomend somethig better.
Thanks
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wilderone
Ultra Nomad
Posts: 3825
Registered: 2-9-2004
Member Is Offline
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Contact Discover Baja travel club (619) 275-4225 and see what they can offer you.
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losfrailes
Senior Nomad
Posts: 577
Registered: 11-16-2004
Location: Ejido San Lucas near Santa Rosalia
Member Is Offline
Mood: Good!
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Check out Lewis & Lewis. Excellent underwriter for Qualitas Insurance. Rates on 25000 value full coverage is about 230 bucks US.
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David K
Honored Nomad
Posts: 64859
Registered: 8-30-2002
Location: San Diego County
Member Is Offline
Mood: Have Baja Fever
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What was the $442 for, a HUMMER H-1? It all depends on the value of the rig if it is for full coverage. 
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Tommy A
Nomad
Posts: 221
Registered: 5-19-2004
Location: Manhattan Beach, Ca
Member Is Offline
Mood: Relaxed
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5 Year old jeep wagoner
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David K
Honored Nomad
Posts: 64859
Registered: 8-30-2002
Location: San Diego County
Member Is Offline
Mood: Have Baja Fever
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In '99 Jeep Wagoneer was made?
I thought only they retired that name by then. No matter...
Then that price you got from AAA is over double the going rate. You can use the Internet to get quotes from several Mexican insurance dealers.
In my site (under Baja Travel Web Sites) is the link to Lewis & Lewis (rated #1 by several Nomads), Discover Baja Travel Club(personally used,
requires $39 membership), and Baja Bound (personally used for short trips... print policy at your home ... not a bargain for an annual policy).
Then I would also check the link that Tio Rocky posted above. Uncle Rocky is a good guy!
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Tio Rocky
Nomad
Posts: 176
Registered: 6-30-2004
Location: La Paz
Member Is Offline
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Disclosure
Not trying to sell anything here but to fair I should disclosure that I own www.drivemexico.net ?.
Fill out one form and receive four quotes from four separate underwriters. All Insurance from DriveMexico is from true Mexican Insurance companies
with all being A rated or higher?. The advantage is if you have a problem in Mexico you may require representations, most US companies selling Mexican
Insurance can not represent you?
Anyway,,,, just thought I should throw that in there?.
Tio Rocky
DriveMexico
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Tio Rocky
Nomad
Posts: 176
Registered: 6-30-2004
Location: La Paz
Member Is Offline
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And
I pay $180 a year (you get the same deal) for $15000 value,,, which includes legal representation if needed?
Tio Rocky
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MICK
Nomad
Posts: 499
Registered: 11-12-2003
Location: Rio Hardy
Member Is Offline
Mood: livin the good life on the river
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cheap insurance
We belong to the Vagabundos and they have always had good deals on insurance for usfor yearly rates. Although, I needed insurance for another car for
two days as my son is coming down for turkey day and I got the best rate over the net at mexicaninsurance.com. They were the cheapest by far for
Qualitas, full coverage. Take the time to shop. Good luck
Mick
Getting there is ALL the fun!
Ok being here is fun to
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Anonymous
Unregistered
Posts: N/A
Registered: N/A
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discover baja had its license to sell suspended
steer clear of 'em they wrote non existant policies and had their right to sell insurance pulled then fined
try lewis and lewis
Surte No
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Debra
Super Nomad
Posts: 2101
Registered: 10-31-2002
Location: Port Orchard Wa./Bahia de Los Angeles BC
Member Is Offline
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Try Progresive Ins.
The large amount you are being quoted is to cover any damage to your rig, not just liabilty (which you need in Mexico) I'm not sure if Progresive
offers the protection any longer (I've been told not, but lucky me, I have a "grandfather clause") Check them out first, then you might want to
switch?.....then as recommended here Lewis & Lewis would be the way to go. I pay less than $100 per year.
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BajaNomad
Super Administrator
Posts: 4999
Registered: 8-1-2002
Location: San Diego, CA
Member Is Offline
Mood: INTP-A
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| Quote: | Originally posted by Anonymous
steer clear of 'em they wrote non existant policies and had their right to sell insurance pulled then fined |
Your statement is maliciously misleading. The only record of such is from 1998.
Over 6 years ago? That's hardly new - or relevant - news.
Discover Baja's license appears to currently be active with no restrictions:
License#: 0826828
Resident Insurance Producer
License type: Fire and Casualty Broker-Agent
Status: Active
Status Date: 03/26/1998
Expiration Date: 08/31/2005
Enforcement Action: ORD: ORDER ID: BP IT IS HEREBY ORDERED, THAT THE CONDITIONS AND RESTRICTIONS ON RESPONDENT'S LICENSE AND LICENSING RIGHTS ARE
HEREBY REMOVED. ISSUE UNRESTRICTED LICENSE. ON DATE: 11/08/2004
Enforcement Action: ORD: Order ID: AP LICENSE AND LICENSING RIGHTS OF RESPONDENT ARE HEREBY REVOKED. ISSUE IN LIEU THEREOF A RESTRICTED LICENSE.
MONETARY PENALTY IN THE AMOUNT OF ONE HUNDRED ($100) DOLLARS WAS PAID. ON DATE: 03/25/1998
http://160.88.209.44/pls/wu_lic_sts/LIC_STS_UTL.GET_LIC_DETAILS?P_IL_LIC_NBR=0826828
Regards,
--
Doug Means
[Edited on 11-27-2004 by BajaNomad]
When I was young, I admired clever people. Now that I am old, I admire kind people.
– Rabbi Abraham Joshua Heschel
We know we must go back if we live, and we don`t know why.
– John Steinbeck, Log from the Sea of Cortez
https://www.regionalinternet.com
Affordable Domain Name Registration/Management & cPanel Web Hosting - since 1999 |
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Anonymous
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I just paid 1.500 pesos for one years liability on a car value of 50.000 .
Here in La Paz
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woody with a view
PITA Nomad
Posts: 15939
Registered: 11-8-2004
Location: Looking at the Coronado Islands
Member Is Offline
Mood: Everchangin'
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lewis and lewis seems to be the best i could find also. 7k replacement + uninsured motorist for +/- $200 usd/year.
at the drive-ups near the border it's +/- $10/day and i need 5 days in dec =$50 + 14-17 days in june (b4 schools regurgitate their pupils) =$140-170
=A DEAL!
and that doesn't even take into account the 1-3 day/weekend jaunts to BCN this summer for hurricane surf.
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wilderone
Ultra Nomad
Posts: 3825
Registered: 2-9-2004
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Regardless of what you pay and with whom you insure with, READ and understand your policy. Not all policies are created equal. Some do not insure if
the occurrence happens off a paved road. The legal representation may only be $250 which isn't going to pay for much. Towing? Understand your
responsibilities after an accident re notification; repairs inside/outside Mexico. And if you're buying insurance one day at a time, you don't need
insurance for the time your vehicle is parked at a campsite - only for the days you're driving it.
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Anonymous
Unregistered
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| Quote: | | Quote: | Originally posted by BajaNomad
Over 6 years ago? That's hardly new - or relevant - news.
|
1-27-2004 by BajaNomad] |
doug, not "revelevant"? i had to pay twice for my annual policy when that all happened and db didnt even tell us policy holders the truth, they sold
us policies that had no insurance company backing...many people had losses that were never paid. db knew the surplus line broker, padilla, had no
company backing and they sold the policies anyway.
not just relevant but the truth today!
i heard they lost their license for all of this
so, what do you consider to be revelevant, when YOU get ripped off?
buyer beware
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Anonymous
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Buyer Beware
db, the best club to get reamed by!
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BajaNomad
Super Administrator
Posts: 4999
Registered: 8-1-2002
Location: San Diego, CA
Member Is Offline
Mood: INTP-A
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| Quote: |
| Quote: | Originally posted by BajaNomad
Over 6 years ago? That's hardly new - or relevant - news. |
doug, not "revelevant"? i had to pay twice for my annual policy when that all happened and db didnt even tell us policy holders the truth, they sold
us policies that had no insurance company backing...many people had losses that were never paid. db knew the surplus line broker, padilla, had no
company backing and they sold the policies anyway.
not just relevant but the truth today!
i heard they lost their license for all of this
so, what do you consider to be revelevant, when YOU get ripped off?
buyer beware |
I am not aware of any misconduct by Discover Baja. There were obviously some business decisions that didn't go well here (which yes, would have some
significance in choosing a provider - but they now have a six year positive track record as well), but is there evidence of misconduct? If so, where,
or from who?
If not, please refrain from such defamatory and libelous accusations.
Regards,
--
Doug
[Edited on 12-25-2004 by BajaNomad]
When I was young, I admired clever people. Now that I am old, I admire kind people.
– Rabbi Abraham Joshua Heschel
We know we must go back if we live, and we don`t know why.
– John Steinbeck, Log from the Sea of Cortez
https://www.regionalinternet.com
Affordable Domain Name Registration/Management & cPanel Web Hosting - since 1999 |
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Anonymous
Unregistered
Posts: N/A
Registered: N/A
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Department of Insurance sanctions
doug, your own post provides the evidence of the penalty for the misconduct of Discover Baja Insurance.
I lost several hundred dollars in the fiasco also, the penalty you posted was applied to Discover Baja for misconduct. Their license to sell was
revoked.
we dont mind the past as the past, but, lets learn from the lesson. I get my insurance from reputeable sources now.
don't sink your head in the baja sands doug!
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Anonymous
Unregistered
Posts: N/A
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dont forget
| Quote: | Originally posted by BajaNomad
| Quote: | Originally posted by Anonymous
steer clear of 'em they wrote non existant policies and had their right to sell insurance pulled then fined |
Your statement is maliciously misleading. The only record of such is from 1998.
Over 6 years ago? That's hardly new - or relevant - news.
Discover Baja's license appears to currently be active with no restrictions:
License#: 0826828
Resident Insurance Producer
License type: Fire and Casualty Broker-Agent
Status: Active
Status Date: 03/26/1998
Expiration Date: 08/31/2005
Enforcement Action: ORD: ORDER ID: BP IT IS HEREBY ORDERED, THAT THE CONDITIONS AND RESTRICTIONS ON RESPONDENT'S LICENSE AND LICENSING RIGHTS ARE
HEREBY REMOVED. ISSUE UNRESTRICTED LICENSE. ON DATE: 11/08/2004
Enforcement Action: ORD: Order ID: AP LICENSE AND LICENSING RIGHTS OF RESPONDENT ARE HEREBY REVOKED. ISSUE IN LIEU THEREOF A RESTRICTED LICENSE.
MONETARY PENALTY IN THE AMOUNT OF ONE HUNDRED ($100) DOLLARS WAS PAID. ON DATE: 03/25/1998
http://160.88.209.44/pls/wu_lic_sts/LIC_STS_UTL.GET_LIC_DETAILS?P_IL_LIC_NBR=0826828
Regards,
--
Doug Means
[Edited on 11-27-2004 by BajaNomad] |
also, dont forget for the department to revoke the license takes a very serious violation.
And a fine of $100!!!
Fined and the license REVOKED.
Ask any insurance company/agency whether they had their license to sell in california REVOKED. Rare, it takes a serious violation. DB was also forced
to pay back many policy holders for losses, db admitted so much on the amigos net.
unless db is paying some payola for this board, careful mi amigo! Mucho lodo regarding this subject.
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