BajaNomad

Newer Mexican bank regs

boe4fun - 3-27-2023 at 04:06 PM

Had to close my Mexican bank account at the Bancomer in Vizcaino. I went in to renew my debit card which expires in April and was told I can no longer have an account without a permanent residence card. FMM will no longer be adequate due to new regulations.

[Edited on 3-27-2023 by boe4fun]

bajafreaks - 3-27-2023 at 05:06 PM

Banks are going to lose a lot of Gringo money. I have an account with Intercam and I don't have residency either, I guess we'll see what happens???

Cancamo - 3-27-2023 at 06:56 PM

Gotta have a CURP these days, (Clave Unico de Rigistro Poblacion).

Gran hermano wants to know where you live, etc.

chippy - 3-28-2023 at 09:54 AM

They will probably be asking for an RFC number also.

soulpatch - 3-28-2023 at 12:41 PM

Quote: Originally posted by chippy  
They will probably be asking for an RFC number also.


They are already, it seems.




surabi - 3-28-2023 at 02:51 PM

FYI, These are Mexican Govt. tax department regs, not bank regs. It is Hacienda that is requiring the RFC numbers. The banks, CFE, etc. have to comply.

[Edited on 3-28-2023 by surabi]

karenintx - 3-28-2023 at 04:21 PM

Quote: Originally posted by surabi  
FYI, These are Mexican Govt. tax department regs, not bank regs. It is Hacienda that is requiring the RFC numbers. The banks, CFE, etc. have to comply.

[Edited on 3-28-2023 by surabi]


I agree with you...but here's what happened to us. Both of us have a RCF #'s however CFE would not add it to our account, said it was not necessary. When we told them..."it may not be necessary however we still would like the RCF # added to our account". Again, they refused. :fire:

We then went to Tel-Mex, they added it with no questions asked. I guess that is the difference in a Government ran company versus a privately ran business. :lol:

surabi - 3-28-2023 at 05:58 PM

Has nothing to do with CFE being government-run, has to do with your local CFE office- they sound like idiots. I registered my RFC with CFE no problem and they now send me facturas for my payments.

pauldavidmena - 3-29-2023 at 06:14 AM

I just read this fairly straightforward article that explains the situation, but not when it changed. Anecdotally it seems fairly recent.