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karenintx
Senior Nomad
Posts: 540
Registered: 3-16-2008
Location: CSL
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Mood: Living The Dream
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| Quote: | Originally posted by DENNIS
| Quote: | Originally posted by karenintx
P.S. - Am/Ex is not accepted in many places, even in Baja. I have heard a many of merchants say "this is not America...we do not accept Am/Ex."
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Always nice to get a geography lesson from someone whose sense of nationalism deprives him of his will to learn.
https://www.americanexpress.com/mexico/ |
Hey Caesar don't shoot the messenger. Maybe it should be the Mexican business owner you need to advise of AM/EX Mexico. I am will aware of them but
prefer not to use them...but thanks anyway.
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DENNIS
Platinum Nomad
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| Quote: | Originally posted by karenintx
Hey Caesar don't shoot the messenger. Maybe it should be the Mexican business owner you need to advise of AM/EX Mexico. I am will aware of them but
prefer not to use them...but thanks anyway. |
I wasn't talking to or about you. Jeeeezo...take some Mydol.
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MitchMan
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I agree that living in fear is no way to live, but having to check your credit card balance daily sounds like a ramification of fear to me.
Use ATM debit card to get pesos out of a USA bank account that carries a modest cash balance at all times (and demanding not to have overdraft
coverage) and have enough pesos (efectivo) on hand to pay for your needs for two to three days at a time is hardly any trouble or risk at all.
Constantly distributing your credit card to new parties throughout a foreign country to make purchases, now, that is risky. Also, checking your
credit card balance and accessing your USA checking account via online banking while using wireless access to the internet, now that's also risky.
It has been known for years that more and more merchants are declining to accept Am Exp CC because of the massive fee that Amex charges the merchant.
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karenintx
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Oh sorry Dennis, I was going by that you "quoted" my post. My mistake...I guess.
Mitch, a great protection is a "VPN" which we use anytime we are online. Having to travel for 25 years in the airline business makes you quickly
learn the best way to protect yourself but nothing is 100%. We all have our comfort zones. You are right about the massive fees Am/Ex charges. Even
our Plamtium Card friends have finally accepted the fact and switch over to Capital One.
Now back to the posting of using c/c @ Pemex....
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MitchMan
Super Nomad
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Thanks for the tip on VPN. Have to research it. It would be great if it is sufficient security
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Bajahowodd
Elite Nomad
Posts: 9274
Registered: 12-15-2008
Location: Disneyland Adjacent and anywhere in Baja
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I'm guessing that the long view on Amex is that they have traditionally charged a higher transaction fee than have Visa and Mastercard. Throughout
the US one may encounter numerous merchants who will accept Visa and MC, but not Amex.
So, I highly doubt that there are any political implications about merchants in Mexico refusing to accept Amex. It's simply about profit.
That said, as this was a thread that began talking about Pemex stations and credit cards, my experience has been that even those that do, really try
to discourage their use, simply because, given their slim profit margin on gas, they really don't want to relinquish a portion of that profit to a
credit card company. Remember that these folks are franchisees.
On that same note, although it has been several years since, I do recall attempting to use plastic at Antonio's Pemex in El Rosario, and being told
that their would be a 5% surcharge if I used the card.
I can live with that, where for the majority of my gas purchases, I'll use cash, but feel comforted that if I run short of cash, I can use plastic, if
necessary.
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