elizreininger
Newbie
Posts: 2
Registered: 2-29-2012
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INSURANCE for Boat in San Jose Del Cabo...suggestions
Hi there,
Looking for FULL coverage boat insurance for small craft under 27 feet. It will be kept in dry stack in Marina down there...been calling and calling
and can only find liability.
Any suggestions??
Thanks!
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gallesram
Nomad
Posts: 384
Registered: 7-6-2010
Location: Laguna Beach
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I use John Oyler at Blue Water Marine Insurance Brokers for my 22' Maxum; full coverage for it to be store full-time in Mulege. Here is his contact
information:
Blue Water Marine Insurance Brokers
3416 via Lido Suite E
Newport Beach, CA 92663
949. 673. 1212
949. 675. 4440 (fax)
e-mail: johnoyler@sbcglobal.net
John's very responsive and should be able to take good care of you. Good luck!
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Pescador
Ultra Nomad
Posts: 3587
Registered: 10-17-2002
Location: Baja California Sur
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You can also talk to Progressive Insurance. They do like to see you haul it north once in awhile, but I used them for years. Good coverage at good
price.
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Alan
Super Nomad
Posts: 1626
Registered: 4-6-2005
Location: Yucaipa, CA/La Paz
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Have you checked with the Discover Baja Travel Club? They provided me with on the road coverage while it was towed and then a seperate "on the water"
policy. Ended up not needing the "on the water" policy as a semi took out my boat on Hwy 1 just above Catavina on my way down. Entire claim was
resolved in only 2 mos. Discover Baja stood right beside me through the whole process. Every time an email from me didn't receive an answer I simply
cc'ed DB who immediately contacted the insurance company and I would receive an answer the very next day along with a followup email from DB to ensure
I was satisfied with the response that was provided. To be completely fair, the Mexican insurance policy provider HDI Seguros actually settled the
claim in only 1 month. However because I didn't have a mexico bank account I wanted the funds distributed to my US account so the Mexican insurance
company had to distribute through their US affiliate, International Claims Service, who dragged their feet and required me to re-submit everything.
Finally after receiving a nasty email from both Discover Baja and the Mexican insurance company HDI Seguros the US company sent me my check, full
amount of the policy.
Obviously I am totally sold on Discover Baja travel club and will continue all of my future business with them and ... if the marine survey and the
mechanical inspection go well next week I will have a new (to me) Parker that will need insurance in the near future.
In Memory of E-57
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dtbushpilot
Ultra Nomad
Posts: 3288
Registered: 1-11-2007
Location: Buena Vista BCS
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Mood: Tranquilo
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Alan, check your u2u.....dt
"Life is tough".....It's even tougher if you're stupid.....
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Pescador
Ultra Nomad
Posts: 3587
Registered: 10-17-2002
Location: Baja California Sur
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All of the Mexican tourist policies only cover your boat for liability and only while it is being towed behind your insured vehicle. There have been
lots of reports of people assuming they had coverage and they found out they had nothing except for the times they were towing.
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Lengua
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Posts: 201
Registered: 9-13-2011
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Jim , so what US insurance company in the states provides full coverage in Mexico?
Mike
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Pescador
Ultra Nomad
Posts: 3587
Registered: 10-17-2002
Location: Baja California Sur
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| Quote: | Originally posted by Lengua
Jim , so what US insurance company in the states provides full coverage in Mexico?
Mike |
The only one I found is Progressive. But they require you to have a liability policy addition on your Mexican Policy for the tow vehicle because
their liability is not functional in Mexico. In other words, they can cover you for comprehensive, collision, and theft and pay you in the United
States, but do not want to get involved in the Liability payments should you run over someone or have an accident while towing.
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