mojo_norte
Senior Nomad
Posts: 725
Registered: 2-14-2006
Member Is Offline
|
|
Cost effective 3 month auto policy
I usually get auto insurance through Baja Bound but they only write 6 month policies and I'm only going to be in Baja 3 months . Anyone one know of
companies writing a 3 month policy that might save some $?
|
|
|
bajatrailrider
Super Nomad
Posts: 2427
Registered: 1-24-2015
Location: Mexico
Member Is Offline
Mood: Happy
|
|
Brenies Mex Ins in Rosarito Lia per year about 120.00 not 3 month but cheap. Yes it is good Ins.
|
|
|
kiterkip
Nomad
Posts: 139
Registered: 10-17-2010
Member Is Offline
|
|
You can also suspend/cancel your US car insurance and save enough to almost make this a wash....correct?
|
|
|
Bajazly
Super Nomad
Posts: 1009
Registered: 6-4-2015
Location: Goodbye Cali and Hello San Felipe
Member Is Offline
Mood: More Relaxed Everyday
|
|
Has Baja Bound changed their policy writing? I used to get whatever time I wanted ie one or two weeks at a time.
Or you could call this guy
Believing is religion - Knowing is science
Harald Pietschmann
"Get off the beaten path and memories, friends and new techniques are developed"
Bajazly, August 2019
|
|
|
sancho
Ultra Nomad
Posts: 2524
Registered: 10-6-2004
Location: OC So Cal
Member Is Offline
|
|
Don't know about cost, but Discover Baja for yrs. had
a 90 day policy, good for 90 days in a calender yr., don't know
if that is still available, Bajabound did also. I assume you contacted them, as these policies are not necessarily stated
|
|
|
David K
Honored Nomad
Posts: 64722
Registered: 8-30-2002
Location: San Diego County
Member Is Offline
Mood: Have Baja Fever
|
|
Nope. The special Mexican insurance for tourists requires you to have a valid U.S. policy.
Check Baja Bound again on price. The annual policy (for 90 days in Mexico) or another option may be cheaper than a daily or other period policy from
others?
|
|
|
kiterkip
Nomad
Posts: 139
Registered: 10-17-2010
Member Is Offline
|
|
Quote: Originally posted by David K  |
Nope. The special Mexican insurance for tourists requires you to have a valid U.S. policy.
Check Baja Bound again on price. The annual policy (for 90 days in Mexico) or another option may be cheaper than a daily or other period policy from
others? |
I've been traveling for 9 years on mainland Mexico and I believe I did all my research. Possibly it's allowed when I purchase my 6 month policy? I'll
check again, but I asked this specific question last year with the policy. It's ING Seguros
[Edited on 10-25-2019 by kiterkip]
|
|
|
AKgringo
Elite Nomad
Posts: 6001
Registered: 9-20-2014
Location: Anchorage, AK (no mas!)
Member Is Offline
Mood: Retireded
|
|
I think what state the vehicle is registered in makes a difference. I have vehicles registered in CA, and AK, both insured by the same company
(separate policies required!).
When I go north, or south seasonally, I put the cars in a standby mode. CA sends me a suspended registration notice, AK doesn't!
If you are not living on the edge, you are taking up too much space!
"Could do better if he tried!" Report card comments from most of my grade school teachers. Sadly, still true!
|
|
|
David K
Honored Nomad
Posts: 64722
Registered: 8-30-2002
Location: San Diego County
Member Is Offline
Mood: Have Baja Fever
|
|
Yes, I was speaking as a Californian... Anytime I bought Mexican Insurance (from Discover Baja or Baja Bound) they needed my U.S. (State Farm) policy
data to complete the transaction.
I think Mexico makes sure you have U.S. coverage is sort of a guarantee you aren't leaving or selling a car in Mexico (forbidden for FMM tourists)?
Otherwise, (*I believe) you would need a more expensive "full-time" resident policy and not a typically sold tourist policy??
|
|
|
del mar
Banned
Posts: 1057
Registered: 7-23-2016
Location: the cantina of course
Member Is Offline
Mood: lil' fuzzy
|
|
Larry's correctomundo, Bernies or MyBaja in Rosarito or Elena Bretts in ensenada
|
|
|
David K
Honored Nomad
Posts: 64722
Registered: 8-30-2002
Location: San Diego County
Member Is Offline
Mood: Have Baja Fever
|
|
Sounds like a liability-only policy???
Newer vehicles, ones still owned by the lender, require full-coverage.
One year calendar policy (for up to 3 months total in Mexico) was about $400 for a $32,000 vehicle, with legal aid, and a top-rated company. At least
I think it was for me a few years ago when my truck was newer.
|
|
|
Mulege Canuck
Nomad
Posts: 386
Registered: 11-27-2016
Member Is Offline
|
|
We get our insurance from MexUs in Calexico. Last year it was $345 US for collision insurance on a 2011 F350. It was cheaper to get 6 months rather
than 3 months. Go figure ?
In B.C. we get a rebate on our insurance for the time we were in Mexico. Just have to keep some receipts to prove you were there. It basically costs
you nothing after the rebate when you get back to Canada.
|
|
|
bajatrailrider
Super Nomad
Posts: 2427
Registered: 1-24-2015
Location: Mexico
Member Is Offline
Mood: Happy
|
|
As far as full coverage I did have it from bernies with my brand new at the time Toy 2012 pre runner . At 400 a year how I know there good. 3 months
old truck (I was not driving) 10,000 DL in repairs . They PD it never any question of USA INS or Mex green card. Only thing does need current US reg.
On my 20 year old junks lib is all I need they are SD plated but no USA ins.
|
|
|
![[*]](images/xmbforum/default_icon.gif){kind=icon}
