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Author: Subject: Emergency Medical Flight Insurance
CaboRon
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[*] posted on 8-10-2007 at 01:27 PM


Quote:
Originally posted by Minnow
"I'm wondering if this whole incident doesn't place people with actual life threatening injuries in baja, in peril."

Link:
http://forums.bajanomad.com/viewthread.php?tid=8182#pid60169

Thats a quote from me when Jeans first posted about her moms evac. When was that 2002? I can't access the link, someone sent it to me. You make the decision.

[Edited on 10-8-2007 by Minnow]


Minnow, the link doesn't link ....... CAboRon




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bajaguy
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[*] posted on 8-10-2007 at 01:49 PM
Evacuation Insurance


My health insurance policy has a clause hidden in the fine print that indicates we are covered by a program called MedEx. Plan includes evacuation by the most expedient means, will allow family to accompany victim, provides for vehicle and pet evacuation (at a "small" cost). Does not need Doctor or hospital approval or referral, and is good for services if incident is over 100 miles from home of record, foreign countries included, to nearest US medical facility.

I would suggest Nomads check their medical plans or call their medical insurance provider to see if they might have similar coverage.



[Edited on 8-10-2007 by bajaguy]
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wilderone
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[*] posted on 8-10-2007 at 02:04 PM


"Plan includes evacuation by the most expedient means,"
The problem is that the means are so limited, you don't know what the means are, and therefore, who or how to contact them, or what their response will be (timely or not). Paying for it is secondary. So along with that insurance policy, you need to do your homework and be prepared with all the names and numbers, hours of operation, contingencies.
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bajaguy
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[*] posted on 8-10-2007 at 02:07 PM
Yup


Done in advance

http://www.standard.com/eforms/9537.pdf



[Edited on 8-10-2007 by bajaguy]
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DENNIS
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[*] posted on 8-10-2007 at 02:10 PM


Quote:
Originally posted by CaboRon
Minnow, the link doesn't link ....... CAboRon

Is it in OFF TOPIC? I can't get to it either.
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mtgoat666
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[*] posted on 8-10-2007 at 02:22 PM


when i worked overseas, my contract required my employer to provide me with insurance that would med-evac me back to US for just about anything, from broken leg to hang nail (well probably not for a hang nail). i wouldn't work overseas without a similar insurance policy. you can get these, and don't cost too much, unless you are doing risky things. don't get the weak ins policies that state "expedient transport." get policy that says chartered jet for all transport, otherwise you will fly home with broken leg via coach commercial air with festival seating!
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bajaguy
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[*] posted on 8-10-2007 at 02:24 PM
Expedient???


When I broke my ankle in Baja, my wife drove me back to Carson City. I wanted air evac....she was the "expedient" means.......
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Minnow
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[*] posted on 8-10-2007 at 03:12 PM


I didn't want to say who sent it to me, but I am sure you know who it was by now. Weird that the thread is locked.



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fishbuck
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[*] posted on 8-10-2007 at 05:23 PM


A couple weeks ago I bought GNP insurance for my truck. The have a supplemental policy called "Traveler's Gold"
It includes an air medevac provision but after I read all the exclusions I decided it was actually worthless.
Maybe I was wrong but I decided not to spend the extra money.
I do want to buy an insurance pollicy that provides airlift but am not sure which one is good.
It seems fairly obvious that they will only pick you up during daylight hours on a paved runway though.
Possibly Loreto, La Paz and Cabo a night.
There is also an organization called Angel Flight who might be able to help at more remote locations but I don't know much about them.
Anybody know a good aeromedevac insurance that will come through whe needed?




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[*] posted on 8-10-2007 at 05:25 PM


Quote:
Originally posted by Minnow
I didn't want to say who sent it to me, but I am sure you know who it was by now. Weird that the thread is locked.


I know - it was M, right? :lol::lol::lol::lol:
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fishbuck
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[*] posted on 8-10-2007 at 10:26 PM


Quote:
Originally posted by fishbuck
A couple weeks ago I bought GNP insurance for my truck. The have a supplemental policy called "Traveler's Gold"
It includes an air medevac provision but after I read all the exclusions I decided it was actually worthless.
Maybe I was wrong but I decided not to spend the extra money.
I do want to buy an insurance pollicy that provides airlift but am not sure which one is good.
It seems fairly obvious that they will only pick you up during daylight hours on a paved runway though.
Possibly Loreto, La Paz and Cabo a night.
There is also an organization called Angel Flight who might be able to help at more remote locations but I don't know much about them.
Anybody know a good aeromedevac insurance that will come through whe needed?

Bumping my question back to the top!




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[*] posted on 8-11-2007 at 03:22 AM


Day or night , hot or cold I would think the patient would have to be stabilized before any air ambulance would transport them. They are there to get you back home so that the proper "repairs" can be made to speed the recovery after the patent is stable. They are not there to wisk you to a trauma center to save your life. There just isn't enough time for that. From the stretch around BOLA it would be better off to drive the patient back to Ensenada or San Quintin or continue going down to Guerro Negro for stabilization as opposed to waiting for a plane to show up to take me back to the States. The only exception would be if I knew where there was an airplane on the ground near me and there was someone around to fly it. Baja is a remote part of a third world country and thats all there is to it. You go there and you take your chances.

[Edited on 8-11-2007 by craiggers]
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[*] posted on 8-12-2007 at 05:10 PM


Just a lurker in this thread, but finding this thread interesting.

Air evac and landing strips (and night landing/takeoff lighting) are being discussed. I'm thinking aren't helicopters allowed in the paradise called Baja?
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[*] posted on 8-13-2007 at 07:07 AM


too slow, too expensive for what they can do on a per hour basis, not enough room for a flight med staff to accompany which all the legit medicharters require on staff each flight.

the only choppers that would work are the military types set up for it - no comm'l outfits have them, or need them - they can do the mission with converted biz jets and make plenty of $$.

Last April i was in mulege much of the month. a friend asked me to fly a local retiree to la paz, he was having heart problems and Dr. said get to la paz ASAP! Dr. was told i would fly him, Dr. said no, patient needed pressurization - i said no problem - i'll fly the deck all the way - still said no, patient needed full med staff and nurse on board - have to send jet from la paz - cost was $17,000 USA and patient had to pay in advance! He could have made the flight fine with me, many suspected a scam with Dr. getting a fee to recruit the mexican medivac co.
Jet landed at closest paved to mulege, Palo Verde 30 miles north, a military based strip. It was a daylight ops too.

Day after this patient was discharged from la paz hospital, told to go to USA for more tests, likely Arythmia and tachycardia and needs ablation surgery. So i go get him, he's fine but out $17,000 plus!! Had no insurance to cover this. He should have told the Dr. in mulege to pound sand - but at the time he was confused and thot might be dead soon.
all around a bad deal.




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David K
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[*] posted on 1-29-2010 at 05:24 PM


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