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Woooosh
Banned
Posts: 5240
Registered: 1-28-2007
Location: Rosarito Beach
Member Is Offline
Mood: Luminescent Waves at Rosarito Beach
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| Quote: | Originally posted by BajaNuts
"woooosh note"
anyone who's been to a self- help seminar knows the first step to getting what you want is to visualize it.
Put a picture of "it" on the refer...........that's REFRIGERATOR....for all you funkys out there 
Whether it's a motorhome, a newer car, a better job, or a home in the dunes..... You have to look at it every day to be there eventually.
see it, believe it, be it..........
[Edited on 6-1-2009 by BajaNuts] |
Thanks nuts. May the force be with us. No photos on my fridge though- I've got the things that make me truly happy already and none have any
monetary value. The rest is all icing. I've had fun designing and building my houses- but the emphasis has always been on form, function and value-
not luxury. It's how you use the materials- not how much they cost. I have seen acid-stained polished concrete floors that were stunning- and marble
floors I would give two cents for. My current house is 4200 feet (total constuction area, not interior space) of cement blocks. I treated them like
Lego's- some kids make a square box and others create masterpieces. I'm not one who believes that more is necessarily better. More is just more.
JMHO though it works for us.
[Edited on 6-2-2009 by Woooosh]
\"The only thing necessary for the triumph of evil is for good men to do nothing\"
1961- JFK to Canadian parliament (Edmund Burke)
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docsmom
Nomad
Posts: 418
Registered: 6-21-2007
Location: Tucson, AZ
Member Is Offline
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"Please God give me one more good run and I promise I won't pee it away"
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docsmom
Nomad
Posts: 418
Registered: 6-21-2007
Location: Tucson, AZ
Member Is Offline
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Don't wanna work 'till I'm 65 but now it looks like I will.
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bacquito
Super Nomad
Posts: 1615
Registered: 3-6-2007
Member Is Offline
Mood: jubilado
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Retirement
| Quote: | Originally posted by bajabound2005
We're already here! YEAH! Sold our house in Sacramento for top $ about 2 minutes before the bottom fell out of the market. Life is good in Baja.
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How I envy!! Good move.
bacquito
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ccholder
Junior Nomad
Posts: 35
Registered: 9-15-2007
Location: Oregon/Los Barriles
Member Is Offline
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Hopefully 2 years left to retire, wish it were 2 days. The casa in Los Barriles is paid for, and just waiting for us to come and stay. These visits
are getting harder and harder.
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cantinflas
Junior Nomad
Posts: 75
Registered: 2-4-2009
Member Is Offline
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We retired to Mexico in 1998. Thought long and hard about selling our rental property(in the states) when things got so over valued. I'm happy now
that we did not as I probably would have put the money in stocks and lost half of it. Now because of the Mortgage meltdown we were able to raise rents
and with the 13 to one peso rate we are groovin.
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woody with a view
PITA Nomad
Posts: 15940
Registered: 11-8-2004
Location: Looking at the Coronado Islands
Member Is Offline
Mood: Everchangin'
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20 years, and counting.............
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Sharrone
Junior Nomad
Posts: 73
Registered: 6-13-2007
Location: El Cardonal, Baja Sur
Member Is Offline
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| Quote: | Originally posted by Cypress
Sharrone, Neat avatar. Older by the minute. Everybody is in that catagory. Good luck
with all your hassles. |
Thanks Cypress.
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oladulce
Super Nomad
Posts: 1625
Registered: 5-30-2005
Location: bcs
Member Is Offline
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Our goal to reside in BCS is unwavering . We've been planning it for so long can't imagine any other scenario. Trying to hold out long enough to have
the funds to retire without worries, but still be young enough to enjoy the stuff we're retiring for- it's a delicate balance.
Been tempted many times to chuck it all and move to paradise as some of our friends have done. But we don’t want to be living in a hut when we’re 70
scraping together pennies to get our cataracts fixed. So we've stuck it out and year after year the cycle has been : Work- Come home- Make retirement
plans/ pack for the next trip- Work- Come home...
This year is it. Time to start living. Not going to get as much as expected for our So Cal home so we had to forfeit the dream of building a little
place in Nicaragua and sold the property so we'll have the funds to finish building in BCS.
The for sale sign goes up next month and we'll keep working until the house sells. Then it's adios.
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bajalorena
Nomad
Posts: 141
Registered: 3-31-2009
Location: BuenaVista, BCS
Member Is Offline
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No change in plans, already retired and living the good life.
We do see the economy trickle-down effect happening here. Lots of businesses may not make it thru the summer (the swine flu media fiasco didn't help
either).
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Hook
Elite Nomad
Posts: 9011
Registered: 3-13-2004
Location: Sonora
Member Is Offline
Mood: Inquisitive
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Just this last week, my 401k type investments passed the amount I had been putting into them since I started them in 2000. Of course, their VALUE was
higher 18 months ago, but I am now back in black. I was about 15% BELOW what I had put into them until this latest stock market "rally". I'm still
about 25% below their highest valuation. But we cant touch that for a few years anyway so we planned our retirement w/o it in mind. SS will also be
gravy. We are also pensioneros publicos.
We're building over on the mainland. Incorporating our 35 foot trailer into a shade structure and bodega/bedroom/bathroom/laundry room complex.
Outside kitchen on a LARGE patio. Oh yeah, and a large garage for the boat and toys as well as a radio shack. I guess we'll be slightly upscale
trailer trash. Fairly low investment was our goal; it will cost about 30% of the money we made on our SoCal real estate when we sold it last year. No,
we didn't time the top of the market but we did manage to buy at the low end in 1995 (dumb luck). So, instead of making 4 times what we paid for it,
we only made 3 times. We aren't complaining; we feel lucky as values continue to slide.
Once built, it appears our basic living expenses (property taxes, fidecomiso, utilities including internet and sat TV, food) will be about 1/4 of what
it cost us in SoCal. And we will have an extensive vegetable garden. No mortgage is key. Boat fuel is the wild card but I have met a group of guys
with similar boats and we take turns on each others boats and defray fuel costs. It is looking to be less than I had anticipated. I generally only
fish 1-2 times a week, though.
But there are so many other things to do over here. Going to my first Guaymas Ostioneros baseball game tomorrow. Best seat in the house is 35 pesos!!!
Meeting a group of 10 others at a little Mex Restaurant in Guaymas. Their mexican combo is 55 pesos and they include a shot of decent tequila and flan
after dinner. Hope to go once a week now that the season is in full swing.
It's really cheap over here........but it's not quite the frontier feel of Baja, to be sure.
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rogerj1
Nomad
Posts: 265
Registered: 4-29-2004
Location: Gig Harbor, WA
Member Is Offline
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There's a huge advantage to being in the front of the baby boom rather than at the tail end which is where I find myself. Front end baby boomers are
ahead of the curve on getting into and out of real estate.
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LOSARIPES
Nomad
Posts: 283
Registered: 8-14-2008
Member Is Offline
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| Quote: | Originally posted by Hook
Just this last week, my 401k type investments passed the amount I had been putting into them since I started them in 2000. Of course, their VALUE was
higher 18 months ago, but I am now back in black. I was about 15% BELOW what I had put into them until this latest stock market "rally". I'm still
about 25% below their highest valuation. But we cant touch that for a few years anyway so we planned our retirement w/o it in mind. SS will also be
gravy. We are also pensioneros publicos.
We're building over on the mainland. Incorporating our 35 foot trailer into a shade structure and bodega/bedroom/bathroom/laundry room complex.
Outside kitchen on a LARGE patio. Oh yeah, and a large garage for the boat and toys as well as a radio shack. I guess we'll be slightly upscale
trailer trash. Fairly low investment was our goal; it will cost about 30% of the money we made on our SoCal real estate when we sold it last year. No,
we didn't time the top of the market but we did manage to buy at the low end in 1995 (dumb luck). So, instead of making 4 times what we paid for it,
we only made 3 times. We aren't complaining; we feel lucky as values continue to slide.
Once built, it appears our basic living expenses (property taxes, fidecomiso, utilities including internet and sat TV, food) will be about 1/4 of what
it cost us in SoCal. And we will have an extensive vegetable garden. No mortgage is key. Boat fuel is the wild card but I have met a group of guys
with similar boats and we take turns on each others boats and defray fuel costs. It is looking to be less than I had anticipated. I generally only
fish 1-2 times a week, though.
But there are so many other things to do over here. Going to my first Guaymas Ostioneros baseball game tomorrow. Best seat in the house is 35 pesos!!!
Meeting a group of 10 others at a little Mex Restaurant in Guaymas. Their mexican combo is 55 pesos and they include a shot of decent tequila and flan
after dinner. Hope to go once a week now that the season is in full swing.
It's really cheap over here........but it's not quite the frontier feel of Baja, to be sure. |
Hey Hook..!!
I lived in GYM for a while... I became a regular at a restaurant near the main church named Paco's. I am talking 1975. I wonder if it still there...
great place, great food... cabrito in the fire pit was great.... Guaymas/San Carlos.... nice area
Aripes
God bless America
and Baja tambien
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Hook
Elite Nomad
Posts: 9011
Registered: 3-13-2004
Location: Sonora
Member Is Offline
Mood: Inquisitive
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I havent heard of it. Was it actually on the main square in front of the cathedral? There is a very popular one there called PanchoVilla's but it has
only been open for about 18 months.
We're going to one called La Barca, not to be confused with Los Barcos down on the waterfront. This one is on 9th, just past the Serdan/Empalme road
split. Really just a large palapa.
I suspect you would be amazed at the waterfront of GYM. Total renovation including a malecon. New marina area. Still only about 50% complete, I
believe. No more rusting trawlers everywhere you look.
Cabrito in the firepit................man, would that be good.
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David K
Honored Nomad
Posts: 65407
Registered: 8-30-2002
Location: San Diego County
Member Is Offline
Mood: Have Baja Fever
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| Quote: | Originally posted by rogerj1
There's a huge advantage to being in the front of the baby boom rather than at the tail end which is where I find myself. Front end baby boomers are
ahead of the curve on getting into and out of real estate. |
Yah, what gives Roger? Us from the mid to late 1950's just barely got our kids to adulthood when the end comes smashing down! Savings, Income,
Freedom... it is all vanishing... and by the hands of those who got voted in who is giving us this kind of 'change' and 'hope' (pocket change and
little hope)!
When the producers (givers) are outnumbered by the takers, that will be the end of freedom and our way of life.
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comitan
Ultra Nomad
Posts: 4177
Registered: 3-27-2004
Location: La Paz
Member Is Offline
Mood: mellow
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DK
We're going to be office a long time, just to break you, so you'll never be able to retire.
You better learn to live with it as we had to do for 8 Loong years.
Strive For The Ideal, But Deal With What\'s Real.
Every day is a new day, better than the day before.(from some song)
Lord, Keep your arm around my shoulder and your hand over my mouth.
“The sincere pursuit of truth requires you to entertain the possibility that everything you believe to be true may in fact be false”
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David K
Honored Nomad
Posts: 65407
Registered: 8-30-2002
Location: San Diego County
Member Is Offline
Mood: Have Baja Fever
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We... Us... ??
Aren't you living in Mexico? 
I didn't run away because I don't like it here... I live here and pay taxes here... and think that freedom (personal and economic) should not be
carved out of our constitution by someone who lied his way into office, IMO.
That means In My Opinion... while we here in the USA are still permitted to have one that is different than CNN or MSNBC! 
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Woooosh
Banned
Posts: 5240
Registered: 1-28-2007
Location: Rosarito Beach
Member Is Offline
Mood: Luminescent Waves at Rosarito Beach
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| Quote: | Originally posted by rogerj1
There's a huge advantage to being in the front of the baby boom rather than at the tail end which is where I find myself. Front end baby boomers are
ahead of the curve on getting into and out of real estate. |
In San Diego I found many older military retirees very frustrated. They were happy their once-humble abodes climbed to astronomical levels- but were
hurt that many of their own children couldn't afford to buy a house anywheres near them. That increase in home values broke up many many families and
seperated grandparents from their granchildren.
And the increase in home value wasn't really doing them any good- that "greatest generation" had paid of their homes and wasn't gullible enough to
borrow against a paid-off home. I don't know any that sold at the top of the market- they want to enjoy their old age and die where they lived their
whole lives- not move closer to their children. JMHO
\"The only thing necessary for the triumph of evil is for good men to do nothing\"
1961- JFK to Canadian parliament (Edmund Burke)
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David K
Honored Nomad
Posts: 65407
Registered: 8-30-2002
Location: San Diego County
Member Is Offline
Mood: Have Baja Fever
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| Quote: | Originally posted by Woooosh
| Quote: | Originally posted by rogerj1
There's a huge advantage to being in the front of the baby boom rather than at the tail end which is where I find myself. Front end baby boomers are
ahead of the curve on getting into and out of real estate. |
In San Diego I found many older military retirees very frustrated. They were happy their once-humble abodes climbed to astronomical levels- but were
hurt that many of their own children couldn't afford to buy a house anywheres near them. That increase in home values broke up many many families and
seperated grandparents from their granchildren.
And the increase in home value wasn't really doing them any good- that "greatest generation" had paid of their homes and wasn't gullible enough to
borrow against a paid-off home. I don't know any that sold at the top of the market- they want to enjoy their old age and die where they lived their
whole lives- not move closer to their children. JMHO |
SOOO TRUE!
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comitan
Ultra Nomad
Posts: 4177
Registered: 3-27-2004
Location: La Paz
Member Is Offline
Mood: mellow
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DK
It would be stupid of me to try to discuss politics with you, the only reason I posted that was in reply to your politicizing the General forum with
impunity.
Strive For The Ideal, But Deal With What\'s Real.
Every day is a new day, better than the day before.(from some song)
Lord, Keep your arm around my shoulder and your hand over my mouth.
“The sincere pursuit of truth requires you to entertain the possibility that everything you believe to be true may in fact be false”
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