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loretomike
Newbie
Posts: 21
Registered: 10-23-2009
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Mexican car insurance
hi all. this is my first time posting, although my wife, julie has posted numerous times in the past.
we have decided to change companies for our mexican car insurance. we currently have aig thru an agent in TJ. i want to change to a company that
allows everything to be completed on-line.
I've seen the Bajabound.com website. any input about them, or the companies they represent? how about any other on-line mexican auto insurance.
thanks.
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woody with a view
PITA Nomad
Posts: 15940
Registered: 11-8-2004
Location: Looking at the Coronado Islands
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Mood: Everchangin'
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we switched from lewis and lewis to bajabound because there is always someone on the other end of the line. L and L seemed to have business "hours"
and that probably wouldn't coincide with an accident. just peace of mind in the event......
plus, they support this site so why not support them?
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shari
Select Nomad
Posts: 13052
Registered: 3-10-2006
Location: bahia asuncion, baja sur
Member Is Offline
Mood: there is no reality except the one contained within us "Herman Hesse"
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Nice to see you posting Mike...look forward to more of your contributions in the future.
Many of our clients have switched to Bajabound for the same reason Woody did and I have never heard anything but good feedback...they are attentive
and provide excellent service....hope you never need it!
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David K
Honored Nomad
Posts: 65408
Registered: 8-30-2002
Location: San Diego County
Member Is Offline
Mood: Have Baja Fever
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Geoff and company at BajaBound.com are good people and support Baja Nomad... Geoff is a Nomad with regular contributions and also has a message board
at bajabound.com. I have used BajaBound many times for daily policies in the past, before I was covered by an annual policy.
Just so we don't look like were're playing favorites, many Nomads also have annual policies through Discover Baja Travel Club run by Hugh & Carol
Kramer in San Diego. Requires membership ($39/ year) which provides many discounts in Baja and at their Baja book and map store (club office). I use
Discover Baja for annual policies.
Either way, you should be in good hands!
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monoloco
Elite Nomad
Posts: 6667
Registered: 7-13-2009
Location: Pescadero BCS
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We obtained insurance through Costco this year $177 vs. $377 through Discover Baja
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Woooosh
Banned
Posts: 5240
Registered: 1-28-2007
Location: Rosarito Beach
Member Is Offline
Mood: Luminescent Waves at Rosarito Beach
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| Quote: | Originally posted by monoloco
We obtained insurance through Costco this year $177 vs. $377 through Discover Baja |
CostCo offers stand alone Mexican car insurance policies? Any more info on that please?
\"The only thing necessary for the triumph of evil is for good men to do nothing\"
1961- JFK to Canadian parliament (Edmund Burke)
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David K
Honored Nomad
Posts: 65408
Registered: 8-30-2002
Location: San Diego County
Member Is Offline
Mood: Have Baja Fever
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Yah, news to me to... Costco sells Mexican auto insurance? Where/ How... what company in Mexico do they use?
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monoloco
Elite Nomad
Posts: 6667
Registered: 7-13-2009
Location: Pescadero BCS
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We purchased a full coverage policy with BWMIS Mexico Insurance Services thru Costco for $174.44 for 365 days. $12000 collision (500 deductible)
$12000 fire & total theft(1000 deductible) $100,000 3&4th party liability, $4000 per person medical expenses, legal assistance, travel
assistance.
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monoloco
Elite Nomad
Posts: 6667
Registered: 7-13-2009
Location: Pescadero BCS
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I forgot to mention that this particular policy is only for Baja.
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monoloco
Elite Nomad
Posts: 6667
Registered: 7-13-2009
Location: Pescadero BCS
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You can do it all online at costco.com
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David K
Honored Nomad
Posts: 65408
Registered: 8-30-2002
Location: San Diego County
Member Is Offline
Mood: Have Baja Fever
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Mine is for Northwestern Mexico (several states besides Baja) and was about $250 for a $25,000 vehicle, full coverage, legal aid, repairs can be made
in the U.S... (Discover Baja/ Genowith)
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bajajazz
Nomad
Posts: 386
Registered: 12-18-2006
Location: La Paz, BCS, Mexico
Member Is Offline
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I am in the process of acquiring a VW Westfail'ya with Mexican plates that harmonize with my new Mexican drivers license, and need longterm insurance
for the Baja and short term insurance for the U.S. Can anyone point me in the best direction to get both policies handled?
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Woooosh
Banned
Posts: 5240
Registered: 1-28-2007
Location: Rosarito Beach
Member Is Offline
Mood: Luminescent Waves at Rosarito Beach
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| Quote: | Originally posted by monoloco
You can do it all online at costco.com |
This is the same Bonita (San Diego) broker I have used in the past (BWIA?). Don't know how they made the CostCo connection- but good for them.
Looking at the COstCo link- You do still need to have US car insurance and it's for US registered/plated/insured cars only from what I can tell.
This company has always had on-line policis. Maybe the CostCo route offers a discount though.
Good info- thanks.
\"The only thing necessary for the triumph of evil is for good men to do nothing\"
1961- JFK to Canadian parliament (Edmund Burke)
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DENNIS
Platinum Nomad
Posts: 29510
Registered: 9-2-2006
Location: Punta Banda
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I'm paying 450 dollars per year down here, full coverage on my Jeep. Maybe I'll look at Costco.
Anybody have a link to the insurance site?
Never mind. I found it. Got a quick quote for the same thing I'm buying here, same company and it doesn't look like I'm saving much. I'll have to
get into it with a little more detail.
[Edited on 10-23-2009 by DENNIS]
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loretomike
Newbie
Posts: 21
Registered: 10-23-2009
Member Is Offline
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thanks for all the input. i will do some research and then decide. your assistance is well appreciated
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Iflyfish
Ultra Nomad
Posts: 3747
Registered: 10-17-2006
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monoloco
Thanks for the info.
Iflyfish
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Kell-Baja
Nomad
Posts: 360
Registered: 1-18-2003
Location: San Diego
Member Is Offline
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| Quote: | Originally posted by monoloco
We purchased a full coverage policy with BWMIS Mexico Insurance Services thru Costco for $174.44 for 365 days. $12000 collision (500 deductible)
$12000 fire & total theft(1000 deductible) $100,000 3&4th party liability, $4000 per person medical expenses, legal assistance, travel
assistance. |
Sounds like a great deal!
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woody with a view
PITA Nomad
Posts: 15940
Registered: 11-8-2004
Location: Looking at the Coronado Islands
Member Is Offline
Mood: Everchangin'
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sounds like monoloco has found a gem!
bajabound is way more $ but that peace of mind is worth SOMETHING, at least until feb when this policy runs out.....
awaiting further info....
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taxcutter
Junior Nomad
Posts: 30
Registered: 8-9-2005
Member Is Offline
Mood: Dry
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Just some North Road Auto Insurance Thoughts...
The State of California, thru it's Insurance Department, has low cost, short and long term policies.
But of course, one must jump thru the hoops.
Translation, one must be in good terms with the DMV.
In Baja, of course one must have Auto insurance. But it comes down to the Claims Adjuster.
The Claims Adjuster gets you out of the jam in Baja.
So, no matter how much money you spend on your Insurance policy, does your Insurance Agent, your policy, have the means and power, to get you
representation. The Claims Adjuster.
And of course, when one is in the middle of somewhere....
In a way, most Claim Aduster's live in major towns. And this can translate into major delays if one is in the middle of somewhere. But from my
experience, every Insurance Adjuster has a heart of gold. Once they find you.
But then again, I am bias. As a kid, my dad took me to Baja, and he went to one Baja Insurance guy. And back in Dad's day, Baja Insurance was not
cheap and was a hassle.
And of course, I go to the same place for my Baja Auto Insurance. But now, I go to the son! The son took over the biz. And thankfully, prices are
now more reasonable. And they are On-line.
But more importantly, I feel blessed with the knowledge that a Insurance Claims Adjuster will come and get me.
I go with Lewis and Lewis.
Nevertheless, it's about the Insurance Adjuster. And how fast can this Adjuster person get to you and your claim.
Safe travels....
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shari
Select Nomad
Posts: 13052
Registered: 3-10-2006
Location: bahia asuncion, baja sur
Member Is Offline
Mood: there is no reality except the one contained within us "Herman Hesse"
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I got my mexican auto insurance through my bank...super easy.
tax cutter is right. For example the adjuster in these parts lives in GN and she handles all gringo claims in the area from lots of different
companies and is a very busy lady....but efficient.
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