| Pages:
1
2
3 |
DENNIS
Platinum Nomad
Posts: 29510
Registered: 9-2-2006
Location: Punta Banda
Member Is Offline
|
|
Yeah....there are no easy ways out of this. You wanna play...you gotta pay.
|
|
|
absinvestor
Senior Nomad
Posts: 725
Registered: 11-28-2009
Member Is Offline
|
|
I'm not sure about other States but Colorado aggressively goes after those registering in other States ie Montana, SD and Oregon. Rv's with plates
from States with low registration fees or no sales tax are ticketed and pursued for tax fraud. I had a neighbor that owned his home in Colorado and
used a Montana LLC to purchase and register a new motorhome. Everything went fine for about 4 years. Eventually he was caught and paid not only the
sales tax and all prior year registration fees+ late fees etc but a huge attorney bill to help from the threat of a tax fraud charge!! A search on the
internet says that California has a "hot line" for reporting this type of activity. I don't like the high taxes and fees but would prefer to pay today
vs the threat of paying them later with huge fines etc.
|
|
|
DENNIS
Platinum Nomad
Posts: 29510
Registered: 9-2-2006
Location: Punta Banda
Member Is Offline
|
|
| Quote: | Originally posted by absinvestor
A search on the internet says that California has a "hot line" for reporting this type of activity. |
How nice. I wonder if Arnold learned that one from Hitler's Youth Corp who were rewarded for turning in their parents.
|
|
|
oladulce
Super Nomad
Posts: 1625
Registered: 5-30-2005
Location: bcs
Member Is Offline
|
|
| Quote: | Originally posted by bajalou
SD says it must be insured if it is driven on a public highway. |
SD doesn't require that you show proof of insurance at the time you register the vehicle, but as Bajalou stated, insurance is required if
you plan to operate the vehicle.
Our truck is fairly new and we wanted full Mexican insurance coverage and our Mexican policy requires that we maintain full US insurance coverage.
Haven't figured out a way around paying for the double coverage yet, at least as long as we have HDI seguros/Bajabound. Halcyondays, it sounds like
you can do as Dennis has mentioned many times and just get the basic Mexican coverage so you wouldn't need US insurance.
I've seen ads occasionally (in the Baja Western Onion?) or other online publications, for a guy who will drive your vehicle down to Baja for you.
Maybe that's an option if you don't want to tow it down. Then you'd only need temporary US coverage to get it to the border.
Correct, the South Dakota driver's licenses weren't mandatory for our car registrations, but we "severed all ties" with CA (as the tax lingo goes)
when we moved to BCS. South Dakota is now our US domicile address for taxes, banking, credit cards, etc. It was worth the trip back there to get it
all established but the 5 yr driver's license is kind of a bummer.
Here's a link to some recent pages added to the SD DMV website which discusses their position on non-resident vehicle registration. Basically it says
that they don't care if people aren't residents of SD, but they're trying to put a stop to people falsifying or making up SD addresses because they
think they have to in order to get SD plates. See the first 2 non-resident memos:
http://www.state.sd.us/drr2/motorvehicle/nonresident.htm
Vandenberg, this was our first year of SD auto registration renewals. Our last name is at the end of the alphabet too so we also renew in Nov. I
started working on it in Sept. Luckily a neighbor was coming down so I could have the new stickers and regs sent to them from our mail forwarding
service. It may be a challenge to get the stickers on time every year tho and next year I'm going to start the online registration renewals in June or
july so we've got lots of time to figure out how to get them down to us. I wondered if having our mail service Fed Ex the stuff to one of our nice
Nomad amigas who live closer to civilzation ( La Paz) might be an option if we get in a bind. 
The very first trip to town after receiving our new reg and stickers we were pulled over in Insurgentes where the cops asked to see our current
paperwork.
|
|
|
BMG
Super Nomad
Posts: 1776
Registered: 6-10-2007
Location: La Paz / Bahia Asunci�n / Away from home
Member Is Offline
|
|
| Quote: | Originally posted by Woooosh
What's the downside, if any? |
Bus loads of French tourists taking photos of your SD license plate.
I think the world is run by C- students.
|
|
|
bajadock
Super Nomad
Posts: 1219
Registered: 12-20-2006
Location: Punta sur de \'Nada
Member Is Offline
|
|
Most common question I get from Customs and Border Protection about my Mount Rushmore plates is "What's the code for South Dakota?".
Code? You mean my zip code?
"No. What's the 2 letter state abbreviation for South Dakota?" 8)
|
|
|
djh
Senior Nomad
Posts: 936
Registered: 1-2-2005
Location: Earth mostly. Loreto, N. ID, Big Island
Member Is Offline
Mood: Mellow fellow, plays a yellow cello...
|
|
Check
your U2U
Its all just stuff and some numbers.
A day spent sailing isn\'t deducted from one\'s life.
Peace, Love, and Music
|
|
|
DENNIS
Platinum Nomad
Posts: 29510
Registered: 9-2-2006
Location: Punta Banda
Member Is Offline
|
|
| Quote: | Originally posted by bajadock
Most common question I get from Customs and Border Protection about my Mount Rushmore plates is "What's the code for South Dakota?".
Code? You mean my zip code?
"No. What's the 2 letter state abbreviation for South Dakota?" 8) |
I know I'll feel stupid when I see it, but what is it if it isn't SD?
|
|
|
bajaguy
Elite Nomad
Posts: 9247
Registered: 9-16-2003
Location: Carson City, NV/Ensenada - Baja Country Club
Member Is Offline
Mood: must be 5 O'clock somewhere in Baja
|
|
then nobody's mail gets delivered
|
|
|
vandenberg
Elite Nomad
Posts: 5118
Registered: 6-21-2005
Location: Nopolo
Member Is Offline
Mood: mellow
|
|
| Quote: | Originally posted by oladulce
Vandenberg, this was our first year of SD auto registration renewals. Our last name is at the end of the alphabet too so we also renew in Nov. I
started working on it in Sept.
|
That is the earliest they accept renewals.
|
|
|
halcyondays
Junior Nomad
Posts: 28
Registered: 11-20-2010
Location: Oregon>Pescadero
Member Is Offline
|
|
I am confused??
If I have to have US insurance.....what is the point of having SD plates again?
I mean---I thought that SD did not require car insurance and that was the whole point of having the car registered there-----so you don't have to pay
US AND Mexican insurance??
|
|
|
DENNIS
Platinum Nomad
Posts: 29510
Registered: 9-2-2006
Location: Punta Banda
Member Is Offline
|
|
| Quote: | Originally posted by halcyondays
I am confused??
If I have to have US insurance.....what is the point of having SD plates again?
I mean---I thought that SD did not require car insurance and that was the whole point of having the car registered there-----so you don't have to pay
US AND Mexican insurance?? |
Yes. You are confused.
The point of having SD registration for cars in Mexico is you don't have to have it smogged every other year and you don't have to have insurance to
keep it registered.
We're talking about cars garaged in Mexico. Not cars garaged in the states, but should you decide to take that car across the border into the states,
you need to buy a short term...one, two, three day policy or whatever, to be legal there.
Lemme know if you're still confused. 
.
[Edited on 12-8-2010 by DENNIS]
|
|
|
halcyondays
Junior Nomad
Posts: 28
Registered: 11-20-2010
Location: Oregon>Pescadero
Member Is Offline
|
|
Thanks Dennis....I got it now.
Someone above mentioned they had full coverage in Mexico and it required that they have coverage in the US to do so.
Minimum coverage in Mexico does not need US coverage.
Thanks!
|
|
|
durrelllrobert
Elite Nomad
Posts: 7393
Registered: 11-22-2007
Location: Punta Banda BC
Member Is Offline
Mood: thriving in Baja
|
|
| Quote: | Originally posted by halcyondays
I am still wondering......do we still have to carry insurance on the truck in the states if we have SD plates?
Or is the bonus loophole the fact that SD does not require any insurance?
Thanks! |
must have CA insurance to drive in CA, but since my cars are only up there about 20 days/ yr = less than 6000 mi/yr the cost is low.
Bob Durrell
|
|
|
durrelllrobert
Elite Nomad
Posts: 7393
Registered: 11-22-2007
Location: Punta Banda BC
Member Is Offline
Mood: thriving in Baja
|
|
| Quote: | Originally posted by bajalou
SD says it must be insured if it is driven on a public highway. |
just don't have to show proof
Bob Durrell
|
|
|
durrelllrobert
Elite Nomad
Posts: 7393
Registered: 11-22-2007
Location: Punta Banda BC
Member Is Offline
Mood: thriving in Baja
|
|
| Quote: | Originally posted by DENNIS
Yes. You are confused.
The point of having SD registration for cars in Mexico is you don't have to have it smogged every other year and you don't have to have insurance to
keep it registered.
Lemme know if you're still confused.
[Edited on 12-8-2010 by DENNIS] [/quote
]not to mention the fact that SD registration cost is a fraction of CA cost and you don't have to stand in line at DMV |
Bob Durrell
|
|
|
MitchMan
Super Nomad
Posts: 1856
Registered: 3-9-2009
Member Is Offline
|
|
According to Discover Baja's owner (from whom I obtained my Mexican Auto Ins Coverage) one can get (from Discover Baja) a full year of Mexican
Liability coverage of a South Dakota registered car/truck (owned by a California resident who has a current California drivers license that itself
reflects a California residence address). South Dakota does not require presentation of any kind of insurance coverage in order to obtain valid South
Dakota vehicle registration.
California law does not permit a currently California licensed driver (with a California domicile as reflected on said California drivers license) to
drive a vehicle (that said California licensed driver owns) on California streets that is not itself validly registered in California at the time of
driving said vehicle on California streets.
A California licensed driver can own a California registered vehicle that does not have to meet the smog requirement nor the California street
coverage ins so long as said owner 1)officially represents to the DMV that the vehicle is 100% of the time in Baja 2)is a valid Mexican resident who
can obtain a valid real Mexican Ins policy from a Mex ins co where the Mex ins policy cearly states on the policy document itself that the policy is a
MEXICAN RESIDENT POLICY.
The implication is, obviously, that you probably need to be a valid Mexican resident in order to get that kind of Mexican policy. Also, the rub might
be that you cannot legally drive the vehicle mentioned in paragraph 3 above on California streets at any time even if you get California ins on it
since you already represented that the vehicle is 100% of the time in Baja which allowed you exemption from smog certification and year round
California coverage ins.
[Edited on 12-9-2010 by MitchMan]
|
|
|
longlegsinlapaz
Super Nomad
Posts: 1685
Registered: 11-18-2005
Location: La Paz
Member Is Offline
|
|
| Quote: | Originally posted by MitchMan
1)officially represents to the DMV that the vehicle is 100% of the time in Baja 2)is a valid Mexican resident who can obtain a valid real Mexican
Ins policy from a Mex ins co where the Mex ins policy cearly states on the policy document itself that the policy is a MEXICAN RESIDENT POLICY.
The implication is, obviously, that you probably need to be a valid Mexican resident in order to get that kind of Mexican policy.
|
Therein lies the glitch.....to get Mexican resident vehicle insurance, you have to have a Mexican licensed vehicle....US plated vehicles only
qualify for Tourist vehicle insurance....according to 3 different Mexican insurance companies.
i.e., policy classification is based on the vehicle legal status, not the vehicle owners legal status.
|
|
|
oladulce
Super Nomad
Posts: 1625
Registered: 5-30-2005
Location: bcs
Member Is Offline
|
|
One confusing aspect of car insurance lingo is the term "Tourist" vs "Resident". The HDI seguros policy from Bajabound (the same one offered by
Discover Baja) is called a "tourist policy" if your US plated vehicle is in Mexico less than 90 days per year.
For US plated vehicles that are in Mexico for more than 90 days per year, the term the insurance company uses is a "Mexico Resident " policy. Has
nothing to do with immigration status etc, it's based on how long your car is in Mexico each year and these policies are all for US plated
vehicles- not Mexican registered cars. If your car with US plates is in Mexico longer than 90 days per year you pay a little more and HDI
Seguros calls that coverage a "Resident policy".
The disclaimer '' Mexico Resident policies for US plated vehicles" is a mouthfull, but is more accurate for the coverage that some of us have.
|
|
|
pacside
Nomad
Posts: 316
Registered: 1-16-2006
Location: N. Cal
Member Is Offline
|
|
| Quote: | Originally posted by longlegsinlapaz
| Quote: | Originally posted by MitchMan
1)officially represents to the DMV that the vehicle is 100% of the time in Baja 2)is a valid Mexican resident who can obtain a valid real Mexican
Ins policy from a Mex ins co where the Mex ins policy cearly states on the policy document itself that the policy is a MEXICAN RESIDENT POLICY.
The implication is, obviously, that you probably need to be a valid Mexican resident in order to get that kind of Mexican policy.
|
Therein lies the glitch.....to get Mexican resident vehicle insurance, you have to have a Mexican licensed vehicle....US plated vehicles only
qualify for Tourist vehicle insurance....according to 3 different Mexican insurance companies.
i.e., policy classification is based on the vehicle legal status, not the vehicle owners legal status. |
So I have liability only mx insurance coverage through Lewis & Lewis on my beater truck that is 100% in baja. I presume this is "tourist" ins as
I'm not a mx natl. Am I supposed to carry U.S. insurance as well for my L&L ins to be valid?
btw truck is registered in CA via AAA office. I was able to get smog test exempt by signing a form stating vehicle is in mx and providing proof of
insurance...the Lewis & Lewis insurance was good enough for them. They gave me the tags right there.
Some folks have brought up the fact my registration could be invalid because I don't have U.S. insurance. I'll find out when I renew this year at the
AAA office if reg is still valid and let you all know.
pacside
|
|
|
| Pages:
1
2
3 |
![[*]](images/xmbforum/default_icon.gif){kind=icon}
