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Author: Subject: Most Loved Mexico Auto Insurance
Bajahowodd
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[*] posted on 4-17-2011 at 04:44 PM


You guys seems to be missing the point. You cite L&L, Bajabound, Vagabundos, and, there are a number of other..... surplus lines brokers.

Fact is that you are entering into a contract with a Mexican insurance company through a US, most likely, a CA based broker.

There are a handful of Mexican insurance companies that provide this product. It is, at the end of the day, these insurance companies, and their practices and peformance, that give you the end result if you find yourself in an accident or other such loss.

Noting that I've seen more than one complaint against Qualitas, if and when you search on line for coverage, you ahould not only compare coverage for cost, but also the number of actual insurance companies any of these brokers places business with. I have viewed L&L with a somewhat jaundiced eye for quite some time in that the vast majority of their business has been placed with Qualitas. And, although their web site claims to have another company, fact is that other brokers, Bajabound, and Mexadventure, for example, offer coverage with other companies, most of which do business internationally.
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MrBillM
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[*] posted on 4-17-2011 at 05:56 PM
Insuring LOVE ?


Having bought Mex Insurance from (probably) a Dozen or more insurers over the last 35 years +, I have to say I've been satisfied with ALL of them.

Of course, I've never had a claim, either, so Quien Sabe ?

I suppose LOVE then would be for the least expensive one.

Bottom Line: Unless you've had a Claim, there's no basis for evaluation.

Other than price.

And, customer relations.

As far as "searches" for complaints (and the Internet), I found long ago that Negatives are easy to find.

Unhappy customers are the LOUDEST.

[Edited on 4-18-2011 by MrBillM]
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wessongroup
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[*] posted on 4-17-2011 at 07:59 PM


Yes, the pleasure of dealing with a loss an a insurance company ... or

Sure Doc, I don't need any Novocain for that tooth extraction...

I'm sure there are those who fine both experiences pleasurable... almost approaching love .... :lol::lol:



[Edited on 4-18-2011 by wessongroup]




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TecateRay
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[*] posted on 4-18-2011 at 09:43 AM


Quote:
Originally posted by goldhuntress
I would like to know if there are individuals out there who have filed claims and had a good experience, been totally satisfied with the company, and, if so, what companies? What body shops? We should really support those companies. Many of us, me anyway, aren't really thinking we'll ever have to use the insurance, it's just a necessary precaution. Then, it happens, and OMG, the adventure begins!! One problem is the adjustors. In my case I think he low-balled it so much that I think the body shop had trouble doing it for the price he came up with, maybe they cut corners to not lose $$ and as a result did lousy work. It was about $1000 in TJ, the body shop here was $4,600. Anyway, just venting. Every time insurance comes up here on BN .......:fire:

I had an accident last fall in Baja. I rear-ended a car and someone rear-ended me. I got great response from Bajabound, they even got on the phone and helped me translate with the adjuster at the accident site. He came out from Ensenada within 2 hours of the incident. We were at least 30 minutes from town. Fortunately no one was injured and I was able to drive the vehicle back home. I had extensive front end damage and some to the back as well. Lots of issues, determining deductible, total or not, etc. came up and Bajabound was with me every step of the way. I got a fair settlement and got my truck repaired on this side of the border. It was invaluable to have an agent on this side of the border who was more than willing to act as my advocate in getting disputes with the insurance company and their US claims office settled - Geoff at Bajabound, earned my gratitude and my continuing business.:yes:
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larryC
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[*] posted on 4-18-2011 at 10:15 AM


Quote:
Originally posted by MrBillM
Having bought Mex Insurance from (probably) a Dozen or more insurers over the last 35 years +, I have to say I've been satisfied with ALL of them.

Of course, I've never had a claim, either, so Quien Sabe ?

I suppose LOVE then would be for the least expensive one.

Bottom Line: Unless you've had a Claim, there's no basis for evaluation.

Other than price.

And, customer relations.

As far as "searches" for complaints (and the Internet), I found long ago that Negatives are easy to find.

Unhappy customers are the LOUDEST.

[Edited on 4-18-2011 by MrBillM]


As usual you hit the nail on the head. All these ins companies will take our money without any hassel. Try getting it back, that is the trick. My neighbors had a claim with qualitas on a homeowners policy through Lewis and Lewis, Qualitas screwed them around and Lewis and Lewis were absolutely no help. I will be looking at other options next time.
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David K
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[*] posted on 4-18-2011 at 05:53 PM


Quote:
Originally posted by TecateRay
Quote:
Originally posted by goldhuntress
I would like to know if there are individuals out there who have filed claims and had a good experience, been totally satisfied with the company, and, if so, what companies? What body shops? We should really support those companies. Many of us, me anyway, aren't really thinking we'll ever have to use the insurance, it's just a necessary precaution. Then, it happens, and OMG, the adventure begins!! One problem is the adjustors. In my case I think he low-balled it so much that I think the body shop had trouble doing it for the price he came up with, maybe they cut corners to not lose $$ and as a result did lousy work. It was about $1000 in TJ, the body shop here was $4,600. Anyway, just venting. Every time insurance comes up here on BN .......:fire:

I had an accident last fall in Baja. I rear-ended a car and someone rear-ended me. I got great response from Bajabound, they even got on the phone and helped me translate with the adjuster at the accident site. He came out from Ensenada within 2 hours of the incident. We were at least 30 minutes from town. Fortunately no one was injured and I was able to drive the vehicle back home. I had extensive front end damage and some to the back as well. Lots of issues, determining deductible, total or not, etc. came up and Bajabound was with me every step of the way. I got a fair settlement and got my truck repaired on this side of the border. It was invaluable to have an agent on this side of the border who was more than willing to act as my advocate in getting disputes with the insurance company and their US claims office settled - Geoff at Bajabound, earned my gratitude and my continuing business.:yes:


Thanks Ray... that speaks volumes about BajaBound.com!:bounce:




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showstep
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[*] posted on 4-21-2011 at 08:33 AM


Yes I Like ^^"
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mcfez
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[*] posted on 4-21-2011 at 05:48 PM
Vagabundos


Always there to help. All needs on line. They'll Fed Ex whatever you may need too besides on line download. Friendly. Will speak to you with legal language you can understand.

Get a membership. Well worth it.




Old people are like the old cars, made of some tough stuff. May show a little rust, but good as gold on the inside.
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SoCal-Bob
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[*] posted on 4-21-2011 at 08:35 PM


We used to stop at the last exit off the 5-fwy in San Ysidro to buy insurance. "Instant" insurance or something like that. I believe they sold Qualitas policies.

Then I found out about Bajabound and being able to buy online and print before I leave and use it for all my trips.
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captkw
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[*] posted on 4-22-2011 at 08:46 AM


had 1 claim with vagabundo's,, many year's ago.. got 2 check's sent from diifferent office's for my claim!! SWEET !! the oldest baja club,,but they are getting OLD..
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