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Bajahowodd
Elite Nomad
    
Posts: 9274
Registered: 12-15-2008
Location: Disneyland Adjacent and anywhere in Baja
Member Is Offline
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You guys seems to be missing the point. You cite L&L, Bajabound, Vagabundos, and, there are a number of other..... surplus lines brokers.
Fact is that you are entering into a contract with a Mexican insurance company through a US, most likely, a CA based broker.
There are a handful of Mexican insurance companies that provide this product. It is, at the end of the day, these insurance companies, and their
practices and peformance, that give you the end result if you find yourself in an accident or other such loss.
Noting that I've seen more than one complaint against Qualitas, if and when you search on line for coverage, you ahould not only compare coverage for
cost, but also the number of actual insurance companies any of these brokers places business with. I have viewed L&L with a somewhat jaundiced eye
for quite some time in that the vast majority of their business has been placed with Qualitas. And, although their web site claims to have another
company, fact is that other brokers, Bajabound, and Mexadventure, for example, offer coverage with other companies, most of which do business
internationally.
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MrBillM
Platinum Nomad
      
Posts: 21656
Registered: 8-20-2003
Location: Out and About
Member Is Offline
Mood: It's a Zip-a-Dee-Doo-Dah Day
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Insuring LOVE ?
Having bought Mex Insurance from (probably) a Dozen or more insurers over the last 35 years +, I have to say I've been satisfied with ALL of them.
Of course, I've never had a claim, either, so Quien Sabe ?
I suppose LOVE then would be for the least expensive one.
Bottom Line: Unless you've had a Claim, there's no basis for evaluation.
Other than price.
And, customer relations.
As far as "searches" for complaints (and the Internet), I found long ago that Negatives are easy to find.
Unhappy customers are the LOUDEST.
[Edited on 4-18-2011 by MrBillM]
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wessongroup
Platinum Nomad
      
Posts: 21152
Registered: 8-9-2009
Location: Mission Viejo
Member Is Offline
Mood: Suicide Hot line ... please hold
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Yes, the pleasure of dealing with a loss an a insurance company ... or
Sure Doc, I don't need any Novocain for that tooth extraction...
I'm sure there are those who fine both experiences pleasurable... almost approaching love ....  
[Edited on 4-18-2011 by wessongroup]
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TecateRay
Nomad

Posts: 346
Registered: 9-6-2006
Location: La Mesa, CA
Member Is Offline
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Quote: | Originally posted by goldhuntress
I would like to know if there are individuals out there who have filed claims and had a good experience, been totally satisfied with the company, and,
if so, what companies? What body shops? We should really support those companies. Many of us, me anyway, aren't really thinking we'll ever have to use
the insurance, it's just a necessary precaution. Then, it happens, and OMG, the adventure begins!! One problem is the adjustors. In my case I think he
low-balled it so much that I think the body shop had trouble doing it for the price he came up with, maybe they cut corners to not lose $$ and as a
result did lousy work. It was about $1000 in TJ, the body shop here was $4,600. Anyway, just venting. Every time insurance comes up here on BN
....... |
I had an accident last fall in Baja. I rear-ended a car and someone rear-ended me. I got great response from Bajabound, they even got on the phone
and helped me translate with the adjuster at the accident site. He came out from Ensenada within 2 hours of the incident. We were at least 30
minutes from town. Fortunately no one was injured and I was able to drive the vehicle back home. I had extensive front end damage and some to the
back as well. Lots of issues, determining deductible, total or not, etc. came up and Bajabound was with me every step of the way. I got a fair
settlement and got my truck repaired on this side of the border. It was invaluable to have an agent on this side of the border who was more than
willing to act as my advocate in getting disputes with the insurance company and their US claims office settled - Geoff at Bajabound, earned my
gratitude and my continuing business.
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larryC
Super Nomad
  
Posts: 1499
Registered: 8-11-2008
Location: BoLA
Member Is Offline
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Quote: | Originally posted by MrBillM
Having bought Mex Insurance from (probably) a Dozen or more insurers over the last 35 years +, I have to say I've been satisfied with ALL of them.
Of course, I've never had a claim, either, so Quien Sabe ?
I suppose LOVE then would be for the least expensive one.
Bottom Line: Unless you've had a Claim, there's no basis for evaluation.
Other than price.
And, customer relations.
As far as "searches" for complaints (and the Internet), I found long ago that Negatives are easy to find.
Unhappy customers are the LOUDEST.
[Edited on 4-18-2011 by MrBillM] |
As usual you hit the nail on the head. All these ins companies will take our money without any hassel. Try getting it back, that is the trick. My
neighbors had a claim with qualitas on a homeowners policy through Lewis and Lewis, Qualitas screwed them around and Lewis and Lewis were absolutely
no help. I will be looking at other options next time.
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David K
Honored Nomad
       
Posts: 65311
Registered: 8-30-2002
Location: San Diego County
Member Is Offline
Mood: Have Baja Fever
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Quote: | Originally posted by TecateRay
Quote: | Originally posted by goldhuntress
I would like to know if there are individuals out there who have filed claims and had a good experience, been totally satisfied with the company, and,
if so, what companies? What body shops? We should really support those companies. Many of us, me anyway, aren't really thinking we'll ever have to use
the insurance, it's just a necessary precaution. Then, it happens, and OMG, the adventure begins!! One problem is the adjustors. In my case I think he
low-balled it so much that I think the body shop had trouble doing it for the price he came up with, maybe they cut corners to not lose $$ and as a
result did lousy work. It was about $1000 in TJ, the body shop here was $4,600. Anyway, just venting. Every time insurance comes up here on BN
....... |
I had an accident last fall in Baja. I rear-ended a car and someone rear-ended me. I got great response from Bajabound, they even got on the phone
and helped me translate with the adjuster at the accident site. He came out from Ensenada within 2 hours of the incident. We were at least 30
minutes from town. Fortunately no one was injured and I was able to drive the vehicle back home. I had extensive front end damage and some to the
back as well. Lots of issues, determining deductible, total or not, etc. came up and Bajabound was with me every step of the way. I got a fair
settlement and got my truck repaired on this side of the border. It was invaluable to have an agent on this side of the border who was more than
willing to act as my advocate in getting disputes with the insurance company and their US claims office settled - Geoff at Bajabound, earned my
gratitude and my continuing business. |
Thanks Ray... that speaks volumes about BajaBound.com!
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showstep
Newbie
Posts: 1
Registered: 4-21-2011
Member Is Offline
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Yes I Like ^^"
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mcfez
Elite Nomad
    
Posts: 8678
Registered: 12-2-2009
Location: aka BN yankeeirishman
Member Is Offline
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Vagabundos
Always there to help. All needs on line. They'll Fed Ex whatever you may need too besides on line download. Friendly. Will speak to you with legal
language you can understand.
Get a membership. Well worth it.
Old people are like the old cars, made of some tough stuff. May show a little rust, but good as gold on the inside.
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SoCal-Bob
Junior Nomad
Posts: 52
Registered: 10-11-2010
Location: So Cal
Member Is Offline
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We used to stop at the last exit off the 5-fwy in San Ysidro to buy insurance. "Instant" insurance or something like that. I believe they sold
Qualitas policies.
Then I found out about Bajabound and being able to buy online and print before I leave and use it for all my trips.
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captkw
Ultra Nomad
   
Posts: 3850
Registered: 10-19-2010
Location: el charro b.c.s.
Member Is Offline
Mood: new dog/missing the old 1
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had 1 claim with vagabundo's,, many year's ago.. got 2 check's sent from diifferent office's for my claim!! SWEET !! the oldest baja club,,but they
are getting OLD..
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