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Author: Subject: Help with buying a home in a Campo
rhintransit
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[*] posted on 5-28-2011 at 05:25 PM


what do you perceive are the benefits of buying rather than renting? if it's not your land, if you have to pay rent, you will always risk losing your investment. any structures are the landlord's regardless of who built them, who sold them, who bought them. you can take the building materials away, you can take the stove, the kitchen sink, the trailer, etc but 'selling the improvements' in situ, like a house, seems to have developed here in Baja and the times they are a-changing. in my (previous) little village of El Juncalito down south here, recently one landlord told a gringo that he could NOT sell the house he'd poured all his retirement money into (then changed his mind and wanted to live in the USA instead). renter/palapa builder assumed he could sell improvements. others in the village had, and continue to do so. but this one landlord said no. legal consultation said the same.

Quote:
Originally posted by artistlily
You are all right in what you are saying. It is what I have told myself. When you come across what you think as a good situation you start back pedaling and want to get in your own place. I always weigh all my decisions. Needed to get a dialog going on here. It is hard to find someone to discuss your decisions in the states. They mostly close their minds to any discussion about Baja. There is so much stress up here with the economy, future , politics, you name it...that the negative energy is right on the edge of almost everythlng. Was able to get rid of a lot of stress while i was in Baja.




reality\'s never been of much use out here...
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DENNIS
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[*] posted on 5-28-2011 at 05:29 PM


Quote:
Originally posted by rhintransit
but this one landlord said no. legal consultation said the same.



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BajaGringo
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[*] posted on 5-28-2011 at 05:32 PM


Quote:
Originally posted by DENNIS
Quote:
Originally posted by BajaGringo
If not rent, then what is the $2500 for???


Probably a situation such as mine. Own the structure and rent the lot. Rules prohibit renting out your house.


I figured so but wondered in the case of the op, does the $2500 include a house already there or will he/she have to build?




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mtgoat666
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[*] posted on 5-28-2011 at 05:49 PM


Quote:
Originally posted by artistlily
Start wandering why so many or selling. Understand health problems and getting too old. Are some people just trying to flee a sinking ship???


the weekly killings and bodies hanging from overpasses (and end of western civilization) have scared most gringos away
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artistlily
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[*] posted on 5-28-2011 at 06:46 PM


Yes there is a home there. I would like to rent it. Told this Campo you can;t rent. This is the first time i heard this at a Campo. Will need to find out the reason why. Personally I want my own place to do what I want to it. I wish I understood why some people or so secure in there Campos and others or not. The lady who would like to move me into hers has been there since 79. Older now she is back in the states. Some want to live tilll the end in Mexico and some due to medical or age need to leave. I weigh whether I can handle renting from someone who wants you out in the summer or owning and hopefully staying for at least 10 years. Is there a untalked about law thats is being contemplated to run all the Americans out. I don't think so. There is certainly an unrest about something. I will understand more after i live there for a few months. Sometimes it is just the particular Campo that doesn't work for someone. With rent being so high hear in the states you would think more people would move there. I am thinking a lot of people might have been too foolish with there money, loans instead of saving for their future. I saved , did without and now need to be sure I make the right decisions. So who is telling who what to do. Ha Ha To me it seems like being in a Campo makes more sense than buying the land and spending $50,000 to a $100,000 more and after reading everything different ones have written on buying in baja....that one could lose it that way also. Why isn't someone writing a thick how to book and getting mexicos endorcement. Guess that makes too much sense. There a or so many things we love about Baja and than others we just shrug or shoulders and smille and say, "That's Mexico". Is anyone in charge? Never was thrilled with politics. No reason i should think it should get better in Baja. Sorry, that was negative. Want to get away from the negative thinking and hurry up stress here.
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artistlily
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[*] posted on 5-28-2011 at 06:52 PM


That would upset me to see a hanging body. Saw nothing violent while I was there. Lots of violence up here. Have not seen that either.
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DENNIS
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[*] posted on 5-28-2011 at 08:34 PM


Quote:
Originally posted by artistlily
Yes there is a home there. I would like to rent it. Told this Campo you can;t rent. This is the first time i heard this at a Campo. Will need to find out the reason why.


I'll tell you why. The rents charged in the Beach Camps that are allowed are relatively much lower than rents in the states and, unfortunatly, that draws all types across the border, major losers included.
The Camps have had some real bad luck with some of their unscreened tenants and in order to guarantee a specified life-style in the Camp, they have to control who moves in.

Try to negotiate clearance with the Camp owner. It may work.
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artistlily
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[*] posted on 5-28-2011 at 11:35 PM


Thanks for the advice. I am the type of person they want. If I could even do a lease option it would help. You need to find out if it is the right fit, in every way.
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durrelllrobert
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[*] posted on 5-29-2011 at 09:04 AM


FYI: the reason they are called campos instead of resorts is that the MX tax rate on campo land is a fraction of that for a resort, and hence campos can ren the land and/or structure for less money (ie: Baja Malibu,next door to Campo Torres, is a resort).



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[*] posted on 5-29-2011 at 09:57 AM
Good for the goose


Quote:
Originally posted by DENNIS
Quote:
Originally posted by artistlily
Yes there is a home there. I would like to rent it. Told this Campo you can;t rent. This is the first time i heard this at a Campo. Will need to find out the reason why.


I'll tell you why. The rents charged in the Beach Camps that are allowed are relatively much lower than rents in the states and, unfortunatly, that draws all types across the border, major losers included.
The Camps have had some real bad luck with some of their unscreened tenants and in order to guarantee a specified life-style in the Camp, they have to control who moves in.

Try to negotiate clearance with the Camp owner. It may work.


Bear in mind, If you bought and for whatever reason needed to lease your home...you couldn't. I wouldn't sign a lease agreement with those restrictions.




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jenny.navarrette
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[*] posted on 5-29-2011 at 10:21 AM


Quote:
Originally posted by artistlily
Thanks for the advice. I am the type of person they want. If I could even do a lease option it would help. You need to find out if it is the right fit, in every way.


In the long run, you will not save one nickle by living in Baja. But I know you won't beleive that, as it appears your mind is already made up and are only looking for confirmation of your decision. Whatever you "save" in rent you will give back in higher food prices, interminable hassles with tramites and hours of wasted time going back and forth across the border to get the things you need in the US.
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Dave
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thumbup.gif posted on 5-29-2011 at 11:40 AM
Spot on


Quote:
Originally posted by jenny.navarrette
In the long run, you will not save one nickle by living in Baja. But I know you won't beleive that, as it appears your mind is already made up and are only looking for confirmation of your decision. Whatever you "save" in rent you will give back in higher food prices, interminable hassles with tramites and hours of wasted time going back and forth across the border to get the things you need in the US.


Except for the interior, Mexico is expensive. And the whiter your skin and the less Spanish you speak, the more expensive it gets.




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bajagrouper
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[*] posted on 5-29-2011 at 11:53 AM


On the mainland we call it the GRINGO TAX........LOL



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BajaGringo
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[*] posted on 5-29-2011 at 12:18 PM


Campo Torres is / was going through a legal fight involving the owners of the Rancho del Mar development on the other side of the toll road I believe. I have heard rumors that their long term plans are to mow the entire camp down at some point and built a beachfront development. I certainly wouldn't spend any serious cash on improvements if I was living there.

As far as the cost of living down here, it has a lot to do with your lifestyle. If you want to live exactly as you did in the states, then it probably is more expensive cost wise. However living here where we are on the Baja coastline with clean blue water, abundant marine life, few people and panoramic ocean views is something I could hardly find north of the border, much less afford.

This isn't for everybody, and thank God for that...




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BajaBlanca
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[*] posted on 5-29-2011 at 03:47 PM


BajaGringo is so right ... it all depends on what you want - live more like US standards or downsize the expectations and live more a la mexicano.

electricity is through the roof. that i will say.

no matter what, make sure you find a place you CAN rent and relax there for at least 6 months to a year to get a good feel for your neighbors and dogs and life in general.

best of luck in finding your paradise south of the border !!





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https://sites.google.com/view/bajabocanahotel/home

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DENNIS
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[*] posted on 5-29-2011 at 03:56 PM


Quote:
Originally posted by BajaGringo
Campo Torres is / was going through a legal fight involving the owners of the Rancho del Mar development on the other side of the toll road I believe. I have heard rumors that their long term plans are to mow the entire camp down at some point and built a beachfront development. I certainly wouldn't spend any serious cash on improvements if I was living there.



Golly. I wonder why those tenants with "For Sale" signs didn't mention that?
This is the ultimate Red Flag. Run like the wind and don't look back.
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encanto
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[*] posted on 5-29-2011 at 05:11 PM


Something forefront on my mind would be the quality of the ocean water in the location being considered. Looking down the ravines and arroyos (including ones adjacent to the big resorts) as one drives down the coast highway, foamy foul-smelling brown water courses directly into the sea. It must be less than treated sewage and the odor can permeate the air, making a dip in the water or eating fish from the area unappealing.

In California we have had mandated water quality testing at the beaches and the reports are very public. Beaches are closed when bacteria levels are raised. (Though I recently heard the funding for this program is in danger.) Maybe a greater distance from the border would be worth it for what Bajagringo says, "clean blue water, abundant marine life, few people and panoramic ocean views."
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BajaGringo
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[*] posted on 5-29-2011 at 05:59 PM


Quote:
Originally posted by DENNIS
Golly. I wonder why those tenants with "For Sale" signs didn't mention that?


Good question.


Quote:
Originally posted by encanto
Maybe a greater distance from the border would be worth it for what Bajagringo says, "clean blue water, abundant marine life, few people and panoramic ocean views."


The further south from the border one ventures the higher the quality of living IMHO. The true equalizer comes in the weather as the farther north is closer to San Diego like and the further south is closer to Death Valley. That is how we ended up here on the beach outside San Quintin. It seemed to be be just the right balance for us...




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DENNIS
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[*] posted on 5-29-2011 at 07:43 PM


Quote:
Originally posted by BajaGringo
Quote:
Originally posted by DENNIS
Golly. I wonder why those tenants with "For Sale" signs didn't mention that?


Good question.




Not really. We all know the answer. These people would screw their mother..........on a house sale, that is.
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BajaGringo
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[*] posted on 5-30-2011 at 08:25 AM


Quote:
Originally posted by DENNIS
Quote:
Originally posted by BajaGringo
Quote:
Originally posted by DENNIS
Golly. I wonder why those tenants with "For Sale" signs didn't mention that?


Good question.




Not really. We all know the answer. These people would screw their mother..........on a house sale, that is.


Have you met their mother???

:lol:




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