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willardguy
Elite Nomad
Posts: 6451
Registered: 9-19-2009
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credit cards at the pemex
been seeing card readers at the newer pemex's. any nomads using em?
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DENNIS
Platinum Nomad
Posts: 29510
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Location: Punta Banda
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| Quote: | Originally posted by willardguy
been seeing card readers at the newer pemex's. any nomads using em? |
No, but I'm going to....right after they calibrate their pumps. 
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Marc
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Location: San Francisco & Palm Springs
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Or when hell freezes over.
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luv2fish
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I saw them when I was down a while back. The attendant had a hand held credit card reader, I thought it was for taking credit cards but he told me
that it's only for commercial accounts that have made prior arrangements with pemex i.e. Coke, Pepsi etc.
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karenintx
Senior Nomad
Posts: 540
Registered: 3-16-2008
Location: CSL
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| Quote: | Originally posted by willardguy
been seeing card readers at the newer pemex's. any nomads using em? |
You are talking about the hand-held machine, right? If so, yes we use them all the time here in CSL. Have being using our c/c since early 2009
without any problems...of course the hubby gets out of the car then talks & watches the attendent. We not only get the c/c receipt but ask for a
factura also.
About 45 days ago we went to get propane on the Pacific side. We stopped at a new Pemex so when the hubby asked if they accept c/c he was told "si".
When they used the hand-held machine it would not process the transaction. Finally a second attendent came over and said in Spanish "it only works on
Mexican c/c". Thank goodness we had stopped off at the ATM earlier.
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MrBillM
Platinum Nomad
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Credit Cards+Mexico+Pemex ?
THAT sounds like a prescription for DISASTER to me.
Long before I ever considered using a Credit Card ANYWHERE in Baja, I heard enough Horror stories (including monumental phone charges found on
returning home) to make it sound like something I NEVER wanted to do.
Adding in the multitude of Horror stories continually popping up regarding Pemex stations (which I could add to) makes the idea of using a credit card
at one seem like a REALLY bad idea.
Given the fact that you're taking a chance using a C.C. or ATM at anything other than a major business in the U.S., WOW !
Caveat Emptor Mucho.
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MitchMan
Super Nomad
Posts: 1856
Registered: 3-9-2009
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I virtually never use my credit card in Baja unless it is for car rental. Always carry cash (pesos). Only use ATM card to withdraw pesos at
Santander, not for purchases in Baja. I never, ever use wireless internet to access online banking.
One time in '95 when I was CFO VP for a company in Newport Beach, the company went on an executive retreat to Acapulco. Used the company credit card
for everything. 6 months later, the card was hit with $7,600 USD in bogus charges for furniture in Mexico.
In my life, I try really hard not to make the same mistake twice, don't always succeed.
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ElCap
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I would be wary too, but we always use our ATMs at the banks to get pesos, which give a very good exchange rate. We always print out a receipt and
check when we get back home, and have never been 'screwed'. Times they are a-changin', even in Baja, and charging gas at a Pemex with a CC will work
for me if and when we know it is legit.
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Pescador
Ultra Nomad
Posts: 3587
Registered: 10-17-2002
Location: Baja California Sur
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If you have a Mexican bank account, it is really easy to get a debit card on the account and I use it for gas, most purchases, except for the taco
stands on the street. Most of the Qualli stations have a reader and it works very well.
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goldhuntress
Senior Nomad
Posts: 663
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My boyfriend used his at the El Rosario Pemex next to Baja Cactus which, I believe, is owned by Antonio. It was a hand held and no problems. The only
CC fraud I've experienced was online buying something on Amazon.com. I'm positive of that. The card had never, ever, left my house. Nigertexasholdem
was the charge. It's the 21st century people. Anyone can take a credit card that has a smart phone. Credit card fraud is everywhere. I'm not sure it's
worse in Mexico than anywhere else. I would be interested in the statistics as far that goes.
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El Comadante Loco
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| Quote: | Originally posted by MrBillM
THAT sounds like a prescription for DISASTER to me.
Long before I ever considered using a Credit Card ANYWHERE in Baja, I heard enough Horror stories (including monumental phone charges found on
returning home) to make it sound like something I NEVER wanted to do.
Adding in the multitude of Horror stories continually popping up regarding Pemex stations (which I could add to) makes the idea of using a credit card
at one seem like a REALLY bad idea.
Given the fact that you're taking a chance using a C.C. or ATM at anything other than a major business in the U.S., WOW !
Caveat Emptor Mucho. |
Amen, went to Hawaii last year used my credit card for purchases, tours and zip line. I was very careful with the use of my card. Well got home and
the fraudulent charges started coming in from good old Hawaii, USA. I was not the only member of our party who had their credit card compromised. I
it happens here as well as in other place in the world... BTW I had bogus charges come up on my card from Thailand 2 yrs ago... What a pain to get a
new card each time.
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C-Urchin
Nomad
Posts: 234
Registered: 12-17-2008
Location: La Paz
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credit cards
| Quote: | Originally posted by MitchMan
I virtually never use my credit card in Baja unless it is for car rental. Always carry cash (pesos). Only use ATM card to withdraw pesos at
Santander, not for purchases in Baja. I never, ever use wireless internet to access online banking.
One time in '95 when I was CFO VP for a company in Newport Beach, the company went on an executive retreat to Acapulco. Used the company credit card
for everything. 6 months later, the card was hit with $7,600 USD in bogus charges for furniture in Mexico.
In my life, I try really hard not to make the same mistake twice, don't always succeed. |
Use Amex. No worries.
*Be the man your dog thinks you are
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conquestkm
Junior Nomad
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Mood: "I could have been a Rhodes Scholar, except for my grades."
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We use our debit card at all gas,propane,and large stores all the time. Have never had a problem .
Conquestkm
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karenintx
Senior Nomad
Posts: 540
Registered: 3-16-2008
Location: CSL
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Mood: Living The Dream
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| Quote: | Originally posted by C-Urchin
| Quote: | Originally posted by MitchMan
I virtually never use my credit card in Baja unless it is for car rental. Always carry cash (pesos). Only use ATM card to withdraw pesos at
Santander, not for purchases in Baja. I never, ever use wireless internet to access online banking.
One time in '95 when I was CFO VP for a company in Newport Beach, the company went on an executive retreat to Acapulco. Used the company credit card
for everything. 6 months later, the card was hit with $7,600 USD in bogus charges for furniture in Mexico.
In my life, I try really hard not to make the same mistake twice, don't always succeed. |
Use Amex. No worries. |
Have I ever had a fraudulent charge on my c/c...absolutely!
Have I ever had a bank reverse a fraudulent charge off of my c/c...in a heart beat!
Have I "frozen" my social security number with all three credit reporting companies...you betcha!
Will I live in fear and be afraid to enjoy the benefits/freedom my c/c gives me...not in this life time!
I have had the opportunity to travel only on three on the continents in the world all while using my Capital One c/c when I feel it is appropriate. I
also use my ATM card the same way...only at banks and only after checking the slot for anything that looks like a card reader may have been inserted
then I use a book, newspaper or something to cover my hand when entering my pin #. Thieves can read your card but if they do not have the pin # they
can not get into your account.
I monitor my c/c online daily and call-in immediately if there is anything out of ordinary, which has only happened a few times. I for one will not
live in fear something "might happen". As long as the banks are willing to back out the charges I am willing to use my c/c. One may say "but it is
the consumer who really pays for the fraudulent charges as merchants will have to raise their prices." Yes, I guess that is right and the few people
that do not feel comfortable using their c/c will not be able to stop this from happening by not using their c/c. We all have to live in our "comfort
zones".
Back in 1970 my 8th grade History teacher said to us "one day you will not use paper money". I remember thinking "this lady is nuts!"...Today I am
thinking..."that lady was a very smart person".
Enough of about me...I am off to Costco to use my c/c.
P.S. - Am/Ex is not accepted in many places, even in Baja. I have heard a many of merchants say "this is not America...we do not accept Am/Ex."
[Edited on 7-26-2011 by karenintx]
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dtbushpilot
Ultra Nomad
Posts: 3296
Registered: 1-11-2007
Location: Buena Vista BCS
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Mood: Tranquilo
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karen x2..well said....dt
[Edited on 7-26-2011 by dtbushpilot]
"Life is tough".....It's even tougher if you're stupid.....
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karenintx
Senior Nomad
Posts: 540
Registered: 3-16-2008
Location: CSL
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Mood: Living The Dream
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| Quote: | Originally posted by dtbushpilot
karen x2..well said....dt
[Edited on 7-26-2011 by dtbushpilot] |
Thanks a million...can I pay by c/c?
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rob
Senior Nomad
Posts: 509
Registered: 10-19-2004
Location: Pacific Coast, BCS
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The thread IS about credit cards at PEMEX, but the same (hand-held) machine is used for debit cards as well.
We (Mexican businesses in general) are forced to use the card machine at Pemex because Hacienda (Mex IRS) will not accept a Pemex cash invoice as a
legal expense - it was an out-of-control racket where for a nominal (or no) fee, you could simply ask for any size invoice you wanted . . . no more.
So for commercial locals, it's not a choice. That said, we have never had a problem with Pemex machines.
We HAVE been ripped off though - my Bancomer debit card was cloned at Office Max in La Paz (I know because it was a brand new/never-used card) when I
idiotically let a cashier take the debit card out of my sight because the front machine "was not working".
$80K MN later we saw the activity on a bank statement and stopped the flood (now we monitor daily) - and Bancomer replaced the funds with only a
little prodding.
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Bob H
Elite Nomad
Posts: 5867
Registered: 8-19-2003
Location: San Diego
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| Quote: | Originally posted by willardguy
been seeing card readers at the newer pemex's. any nomads using em? |
"the" Pemex in "the" Baja?
The SAME boiling water that softens the potato hardens the egg. It's about what you are made of NOT the circumstance.
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karenintx
Senior Nomad
Posts: 540
Registered: 3-16-2008
Location: CSL
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Mood: Living The Dream
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Rob,
In CSL anyone can use their c/c @ Pemex...not just Mexican businesses. It seems to be the new or recently update Pemex that have the hand-held
c/c machines. We continue to use our c/c at the other Pemex that do not have the new hand-held machines and the hubby still monitors the attendents.
Didn't mean to hijack the thread...just reacting to some of the nay-saying. Lo siento.
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DENNIS
Platinum Nomad
Posts: 29510
Registered: 9-2-2006
Location: Punta Banda
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| Quote: | Originally posted by karenintx
P.S. - Am/Ex is not accepted in many places, even in Baja. I have heard a many of merchants say "this is not America...we do not accept Am/Ex."
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Always nice to get a geography lesson from someone whose sense of nationalism deprives him of his will to learn.
https://www.americanexpress.com/mexico/
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