DaleG
Junior Nomad
Posts: 45
Registered: 9-14-2011
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Mexican Health Insurance??
I am somewhat familiar with the Govt Health Insurance in Mexico but I am wondering more specifically about private policies that one might buy. Does
anyone have experience or recommendations about health care? thank you.
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DENNIS
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Location: Punta Banda
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I've heard of "Private Policies", but I've never heard anything bad OR good about them which tells me there's little faith in them.
In this country, where lawsuits don't favor the plaintiff, I would be very skeptical.
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DaleG
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Ok. Ill rephrase this for the skeptical one. Where does everyone go when they get sick or worse? Private family doc? hospital? farmacia simi?
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Bill Collector
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Location: Buena Vista, BCS
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we have Mexican Medical Insurane.. AXA
Have used it once when my husband had two stents put in. They paid all but our deductable..
We go to La Paz for all our Medical.. Fidepaz Hospital.. Dr. Edgar Cuevas Cardiologo.. He's actually become our doctor
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C-Urchin
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Location: La Paz
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Mexican Health Insurance
AXA Insurance is the best. I have friends who needed dead serious care and swear by it. They say that the coverage is great, they will pay to fly you
to specialists if needed, etc...
There is an agent in La Paz. Mario Ortiz on Altamirano and 5 de Febrero. segortiz@prodigy.net.mx, 612-123-4242
It is my understanding that if you exclude coverage for the US, Canada and Europe it is cheap.
*Be the man your dog thinks you are
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Bill Collector
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Sorry, they don't fly you to see a Specialist. We also thought that, we flew to Guadalajara. When we submitted the bill for airfare they turned us
down. It was only $100 R/T so it didn't matter.. We got our insurance from Mario, he's a great guy to work with. For us we pay $2,000 dollars a year
per person...IF we are on vacation in the US or anywhere they pay 100% no deductible.
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Puckdrop
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Registered: 2-16-2011
Location: Vancouver BC / Loreto, BCS
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Mood: Liven the dream baby !
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Just move to Canada. Your in good hands all over the world 
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SFandH
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| Quote: | Originally posted by DaleG
Ok. Ill rephrase this for the skeptical one. Where does everyone go when they get sick or worse? Private family doc? hospital? farmacia simi?
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I went to a private doctor once in BCS for food poisoning. Fish tacos a few days before. Just went to town and stopped in the first doctor's office I
saw. Man was I sick. You don't want to know the details. He gave me some magic pills. Cheap, worked great.
[Edited on 9-21-2011 by SFandH]
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mojo_norte
Senior Nomad
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| Quote: | Originally posted by Puckdrop
Just move to Canada. Your in good hands all over the world |
I doubt if Canada is taking any new Americans these days..
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C-Urchin
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Posts: 234
Registered: 12-17-2008
Location: La Paz
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Mexican Health Insurance
| Quote: | Originally posted by Bill Collector
We got our insurance from Mario, he's a great guy to work with. For us we pay $2,000 dollars a year per person...IF we are on vacation in the US or
anywhere they pay 100% no deductible. |
Thanks for the info!
So, once you have a permanent address in Mexico, they cover you "on vacation" to the US? How do they determine residence vs. vacation for people who
go back and forth between both places? Do you have to be Mexican citizen? Fm2 or 3?
*Be the man your dog thinks you are
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Oso
Ultra Nomad
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Location: on da border
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Mood: wait and see
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IMSS= Importa Madre Su Salud
ISSSTE= Inutil Solicitar Servicios Solo Tenemos Entierros
All my childhood I wanted to be older. Now I\'m older and this chitn sucks.
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Bill Collector
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Location: Buena Vista, BCS
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We happen to be Mexican Citizens..when we first signed up for this insurance we had FM3. If we go to the US we are on vacation...
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DaleG
Junior Nomad
Posts: 45
Registered: 9-14-2011
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Thanks for all the USABLE info. I will look into AXA insurance.
C-Urchin asked , do you need to be a perm. resident or hold a FM2 or FM3 in order to be covered while in the US. Does anyone know that answer?
$2K /yr sounds great, my Kaiser runs me about $4K/yr and they are very good about reimbursing for international hospital stays(altho Ive never used
that option yet). So far, I am a huge fan of the Farmacia Similares system for routine visits and testing. How can you beat $30 pesos for a doc
visit?
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fdt
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Location: Tijuana, Baja California
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Mood: Yeah, what if it all goes right
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Call Cindy at My Baja Insurance in Rosarito, she's a great agent and works with most of the best companies.
http://www.insuranceinbaja.com/main/partners/
A well informed Baja California traveler is a smart Baja California traveler!
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DaleG
Junior Nomad
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Registered: 9-14-2011
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Gracias! 
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Bajajorge
Ultra Nomad
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Why do you need Mexican health insurance? I thought Obamacare was going to save us all.
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DaleG
Junior Nomad
Posts: 45
Registered: 9-14-2011
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Not only that but he has floated an idea before about charging ex-pats an exit fee. That guy has got to go...
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