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schwlind
Nomad
Posts: 362
Registered: 8-30-2008
Location: Daytona Beach, FL/San Antonio Del Mar (Colonet)
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| Quote: | Originally posted by SFandH
Another good aspect of the B of A and Santander method is that the "eBanking" account type at B of A does not have any monthly fees if you stay within
the restrictions. If you use a banking service that is outside the restrictions they charge the full service checking account monthly fee for the
month you used the additional service.
I hesitate to promote "too big to fail" B of A, but it's a good deal.
[Edited on 3-1-2012 by SFandH] |
Unless anyone has experienced anything different, BofA also has an agreement with ScotiaBank... I upped my daily withdrawal limit and have never been
charged any fees for withdrawals at a Scotiabank ATM using my BofA debit card. I usually use the ScotiaBank ATM at the Home Depot shopping center in
Ensenada... plenty of parking and easy.
Linda
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capitolkat
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Posts: 510
Registered: 3-9-2006
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Hook
We did pay the transfer fees as our Contractor has an account at Bancomer. Overall it was 10 transfers at $25 each which considering the total cost of
construction was minimal and was hassle free, verificable and I could talk to the Citibank rep any time a question arose about the transfer and the
curren exchange rate to be applied to the transfer. Unfortuantely most of the money was transferred in 2011 and the rates languished in the 11's and I
would have saved $1000's at todays rates.
Life is too short to drink bad wine
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CJ
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Posts: 204
Registered: 8-29-2003
Location: Loreto, B.C.S. y Lopez Mateos
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Mood: It's cool with me
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Banco Santander y B of A
FYI
I've been using my B of A debit card for withdrawals over the last few years with no charge on either end. But a couple of weeks ago when I was
making a withdrawal in La Paz at a Santander atm I was notified that I would be charged $22.00 + IVA $3.52 pesos for the transaction. The maximum
withdrawal you are allowed from a Santander atm in BCS is $6,000.00 pesos. So I did two transactions to withdraw $12,000.00 pesos; with a charge from
Banco Santander of $51.04 pesos. There was NO charge for those transactions from B of A..........CJ 
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Hook
Elite Nomad
Posts: 9011
Registered: 3-13-2004
Location: Sonora
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Mood: Inquisitive
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| Quote: | Originally posted by CJ
FYI
I've been using my B of A debit card for withdrawals over the last few years with no charge on either end. But a couple of weeks ago when I was
making a withdrawal in La Paz at a Santander atm I was notified that I would be charged $22.00 + IVA $3.52 pesos for the transaction. The maximum
withdrawal you are allowed from a Santander atm in BCS is $6,000.00 pesos. So I did two transactions to withdraw $12,000.00 pesos; with a charge from
Banco Santander of $51.04 pesos. There was NO charge for those transactions from B of A..........CJ |
Thats very strange. We have done withdrawals since that time using the same card in Guaymas with no charges from Santander.
Was this ATM in La Paz at a Santander branch or was it a Santander machine that was at a business?
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cabobaja
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Posts: 363
Registered: 9-19-2006
Location: South \"O\", Elias Calles, BCS
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Mood: Smiling
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Just returned from Baja. I have an account with BofA. If I withdrew $$
from Santander ATM, which I did several times, there were no fees from either bank.
Safe Send. I set-up an account with Safe Send. I can authorize Safe Send to wire $$ to Baja via telephone. Up to $3000US per month. There is no charge
on either end. Can wire thru Safe send only twice per month.
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Sweetwater
Senior Nomad
Posts: 915
Registered: 11-26-2010
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Mood: chilly today hot tomale
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Just finished a moto trip through Baja norte and sur last week. My USBank ATM Visa gave me a 12.4 exchange rate on two withdrawals from both Bancomer
and Banamex including any fees. My VISA charges through USBank gave me a rate of 12.37 including the fees.
I'm not sure how I could have done better and I'm quite satisfied with both methods of currency conversion. BTW, the "official" exchange rate averaged
between 12.3 and 12.8 for the two weeks of this trip.
Everbody\'s preachin\' at me that we all wanna git to heaven, trouble is, nobody wants to die to git there.-BB King
Reality is what does not go away when you stop believing in it. -Philip K Dick
Nothing is worse than active ignorance. Johann Wolfgang von Goethe(1749-1832, German writer, artist and politician)
When choosing between two evils, I always like to try the one I\'ve never tried before. - Mae West
Experience is what keeps a man who makes the same mistake twice from admitting it the third time around.
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CJ
Nomad
Posts: 204
Registered: 8-29-2003
Location: Loreto, B.C.S. y Lopez Mateos
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Mood: It's cool with me
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Hook
I was charged a commission for using the atm at the machine in the Santander branch in Ciudad Constitucion and the same commission at an atm inside
the Chedraui [old CCC store] ion La Paz. When you insert your card it tells you that you will be charged a commission. If you don't ok it you can't
make the transaction. Until a month or so ago this was never an issue.
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Hook
Elite Nomad
Posts: 9011
Registered: 3-13-2004
Location: Sonora
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Yeah, I see that screen. It has always indicated 0.00 as the charge.
Going in this week. I will try it out at the Santander branch. If the fees apply, it would seem to indicate that B of A or Santander has exited the
Global ATM Alliance.
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