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Mulegena
Super Nomad
Posts: 2412
Registered: 11-7-2006
Member Is Offline
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The US-based carrier shell game:
I had a Geico policy for years, but when I called them to add another car to my policy I mentioned that both US-plated cars were being kept in Mexico
fulltime but I needed them insured so I could come north on a very rare occasion.
The agent would not add my new pickup to my policy. She said the company would not insure a car that was not in the United States fulltime and
actually chastised me for deceiving them all these years. She then canceled my policy right then and there on the phone and sent me a check for the
remainder of my pre-paid policy! I was gob-smacked! I wanted to give them more money and they wouldn't take it!
I have a spotless record, never put in a claim and paid spot-on time.
I had to drive around California without insurance until I crossed into Mexico.
Luckily I had no problems.
I need to go north again for a few days and can't drive my car without risk because I can't insure it.
Options so far (3):
-Dennis referenced Elena Brett in Ensenada.
Thanks, Dennis. Glad you've had good service there.
-Brinloor referred Lynda from San Felipe. I've emailed her without a response.
-I've heard there's another agent in San Quintin who will provide insurance for US-plated cars
by the day or week for when we want to cross over to go shopping for the day. Anyone know who?
"Raise your words, not your voice. It's rain that grows flowers, not thunder." ~Rumi
"It's the mark of an educated mind to be able to entertain a thought without accepting it." ~ Aristotle
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bajaguy
Elite Nomad
Posts: 9247
Registered: 9-16-2003
Location: Carson City, NV/Ensenada - Baja Country Club
Member Is Offline
Mood: must be 5 O'clock somewhere in Baja
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Cheaper???
Er, I mean less expensive????........might be better to rent a car in the US than buy a one or two day policy
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oladulce
Super Nomad
Posts: 1625
Registered: 5-30-2005
Location: bcs
Member Is Offline
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Please post the outcome of your insurance search when you return Mulegana.
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meme
Senior Nomad
Posts: 756
Registered: 8-20-2003
Location: San Felipe,BC
Member Is Offline
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State Farm alo will not insure you if they find out your vehicles are not garaged in the U.S. Just an FYI!!
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choyero
Nomad
Posts: 152
Registered: 4-21-2011
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| Quote: | Originally posted by DENNIS
| Quote: | Originally posted by choyero
Anyone have a sure fire person to get short term insurance. I want to head north soon and pick up a new dirtbike. |
I posted one up above. |
I emailed her on the day you provided the email and still no response. Thinking we need someone else.
I dont have anger management issues, I have idiot management issues.
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BajaBlanca
Select Nomad
Posts: 13238
Registered: 10-28-2008
Location: La Bocana, BCS
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I used to have state farm (for over 20 years) and nope, they will not insure a car part of the time, nor will they cover it if it is SOB. I find this
bizarre in my opinion, they are losing so much money. time to get them to change this policy.
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Jeepers07
Newbie
Posts: 1
Registered: 4-5-2012
Member Is Offline
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| Quote: | Originally posted by Mulegena
Did the Search and checked my personal Bookmarks but didn't find any threads/links to buying short-term US car insurance.
To clarify, this is for a car that is in Baja fulltime, is registered and street-legal and will be transporting its owner, me, into the states for a
limited period of time. Don't want an annual policy, but one sold by day, week, month.
Anybody? Thanks.
[Edited on 3-23-2012 by Mulegena] |
I've tried mine before for short-term car insurance with Travelers. It will be more practical than the full pledge insurance. It will vary per state
though if they have that option for you. You can check http://www.quotes-center.com/ to compare prices and companies that can provide that for you. Goodluck!
[Edited on 4-5-2012 by Jeepers07]
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Mula
Super Nomad
Posts: 1662
Registered: 8-16-2011
Location: San Nicolas y Lopez Mateos
Member Is Offline
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http://www.quotes-center.com/
this is not a valid link - - - today anyway.
Anything else anyone knows about for short term insurance?
Also, it is my understanding that the California DMV and the insurance companies are linked and if your insurance lapses on your California plated
vehicle, the registration and plates are suspended - so that's a problem.
Which is why we have switched to SD plates.
Don't know this for sure, just what I was told.
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