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David K
Honored Nomad
Posts: 65410
Registered: 8-30-2002
Location: San Diego County
Member Is Offline
Mood: Have Baja Fever
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| Quote: | Originally posted by sancho
| Quote: | Originally posted by David K
This was a direct question I asked Baja Bound... and the answer was no, they do not deny coverage for any tourist card issues... The same is true with
Discover Baja Travel Club (as they use the same company).
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Not saying they WOULD deny coverage, but at the scene
of an accident neither Bajabound/Discover Baja are
there. You are dealing with an Insurance Adjuster,
possibly an Adjuster who works for a few Ins Co's,
a Mex Cop, City or Fed Hwy, whether it is in his jurisdiction
or not, COULD ask for an fmm, I think we both agree
not being able to produce one, would be uncomfortable.
A while back, someone posted the terms and conditions
of an ACE Mex Ins Policy, which both Bajabound/Discover
sell, clearly stated was that the policy holder has to be
in the Country, Mexico, legally. The US Mex Ins Brokers
are just salesman, the Mex Ins Co. itself has the say in
any descrepencies |
I agree with you... But, Geoff did contact the agency and reported back to us here on Nomad that migra status was not a reson to deny a claim.
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Alm
Ultra Nomad
Posts: 2753
Registered: 5-10-2011
Member Is Offline
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Illegal status may not be a reason to deny claim, but if cops show up before any adjuster and will see that you're illegal, - who can tell what their
next step would be? They have a proven record of abusing their own rules and I don't want to give them more excuses.
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David K
Honored Nomad
Posts: 65410
Registered: 8-30-2002
Location: San Diego County
Member Is Offline
Mood: Have Baja Fever
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Police or military do not enforce immigration laws, only INM does. But, again everyone in Mexico over 72 hours or south of the 'border zone' SHOULD
have an FMM or other visa...
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