Trueheart
Nomad
Posts: 155
Registered: 1-31-2010
Member Is Offline
|
|
vehicle insurance, travel days to avoid?
Planning a trip into Baja first part of March, returning to US first part of April.
I've read on here that maybe going with Discover Baja for insurance is the best way to go on MX vehicle coverage. Is that the consensus?
Coverage for a month? Probably an annual policy is going to work out the same or better than going with daily coverage? What should I be planning to
spend for my coverage?
Use Discover Baja for FMM's also?
Lastly, are there days to avoid traveling due to flow of spring breakers?
Thanks,
Steve
|
|
|
absinvestor
Senior Nomad
Posts: 725
Registered: 11-28-2009
Member Is Offline
|
|
For insurance I use Bajabound. Their website ie www.bajabound.com is easy to use. You will get several quotes and you choose what is best for you. I have had a claim and found it easy to file
etc. The cost will depend on type and year of vehicle etc. I recently purchased a 1 year policy on a 2004 Grand Vitara and the 1 year premium was
$382. It was about $50 cheaper for a 6 month policy and as I recall MORE for a 1 month policy. I have also insured a 2007 31 foot motorhome and the
premium was about $850 for a year. Personally I would stay away from the beaches the week before and the week of Easter. It might just be me but the
beaches south of Mulege went from a couple dozen people to thousands. Some campers enjoy the crowded conditions etc but it is just a little much for
this old timer. Travel safe and have a fun trip.
|
|
|
absinvestor
Senior Nomad
Posts: 725
Registered: 11-28-2009
Member Is Offline
|
|
Forgot to comment on the FMM. For me I like to cross at Tecate. Get your FMM right after crossing the border. You can pay within a few yards of where
you get the paperwork and you're on your way.
|
|
|
Leo
Senior Nomad
Posts: 518
Registered: 9-23-2004
Location: Todos Santos
Member Is Offline
Mood: could be better
|
|
Yes, don't travel over Easter, that is basically also for the week prior to. Take a 6 month insurane, unless yu plan to come back within a year. Do
get that FMM paper, only about 24 US per pereson and good for 6 months.
The grass is always greener....
and so, there is always a better spot in Baja
|
|
|
nbacc
Senior Nomad
Posts: 770
Registered: 12-27-2008
Location: Northern California
Member Is Offline
|
|
For heaven sakes do NOT try to come back on a Sunday afternoon... any Sunday afternoon unless you have a good long book, a driver and no frustration
level, Nancy
|
|
|
bajaguy
Elite Nomad
Posts: 9247
Registered: 9-16-2003
Location: Carson City, NV/Ensenada - Baja Country Club
Member Is Offline
Mood: must be 5 O'clock somewhere in Baja
|
|
Insurance
get it from bajabound.......a Baja Nomads supporter and advertiser
get your FMM at the border
Save on the Discover Baja membership costs and use that money for beer
|
|
|
mcfez
Elite Nomad
Posts: 8678
Registered: 12-2-2009
Location: aka BN yankeeirishman
Member Is Offline
|
|
Easter travel ......NO!
I made that mistake once upon a time. It was a calamitous event on the highway. 8 mile long standing still traffic with many overheated
radiators.......cars going off the two lane to bypass the traffic, only to get stuck in the sand....it was like being in an "End of the World" epic
movie!
However.........it is still fun to be in Baja on the holidays. Just stay out of town during the late nights when the clubs get going at full speed :-)
Old people are like the old cars, made of some tough stuff. May show a little rust, but good as gold on the inside.
|
|
|
Trueheart
Nomad
Posts: 155
Registered: 1-31-2010
Member Is Offline
|
|
Thank you Nomads for input. Info appreciated. You're the best!
Steve
|
|
|
nbacc
Senior Nomad
Posts: 770
Registered: 12-27-2008
Location: Northern California
Member Is Offline
|
|
So........ when you get back we want to hear about what a good time you had!!! Nancy
|
|
|
sancho
Ultra Nomad
Posts: 2524
Registered: 10-6-2004
Location: OC So Cal
Member Is Offline
|
|
| Quote: | Originally posted by bajaguy
get it from bajabound
get your FMM at the border
Save on the Discover Baja membership costs and use that money for beer |
With you on that, never could figure why anyone would
pay the club fee, maybe $45 plus instead of the border
fmm $24 the pre paid fmm from the club is approx $36 or so?
Both Bajabound and Discover use basically the same Mex Ins Co's
|
|
|
![[*]](images/xmbforum/default_icon.gif){kind=icon}
