CortezBlue
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Posts: 2213
Registered: 11-14-2006
Location: Fenix/San Phelipe
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Did your Fidi go up?
Well the banks must be feeling the changes that may be coming to fee simple real estate sales. Our Fidi fee have gone up over $100 this year. It
hasn't gone up $100 during the past 8 years?
“Two things are infinite: the universe and human stupidity; and I'm not sure about the universe.”
- Albert Einstein
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weebray
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Location: La Paz
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A fideicomiso is a contractual agreement - in writing. Your fideicomiso should spell out the exact terms of that contract including the bank fees.
In some cases an avalu (appraisal) is required every "set" number of years. Other contracts are written as to provide a defined percentage increase
every year or number of years. All this depends upon how hard your notario works for you and how clever he/she is. Note that some contracts are
written such that you have to inform or ask permission for any changes to the property. That is why the selection of a notario is extremely
important. Your contract - fideicomiso - should spell out exactly what your payment is. Note, this "fee" is subject to the current iva. We expect a
slight increase due to this this year.
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Hook
Elite Nomad
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Registered: 3-13-2004
Location: Sonora
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I'm with Banco Interacciones. No increases ever.
Well, until they do, anyway. Kinda like the "lifetime" Permanente cards that are now only good for 10 years.
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cliffh
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Location: buena vista, BCS
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Hook does your permanente card have expiration date ? My card has none. thanks cliff
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CortezBlue
Super Nomad
Posts: 2213
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Location: Fenix/San Phelipe
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Yes, Banorte has a annual limit, however, as I have learned being a director on an HOA, if you don't raise it every year, you can go back in time and
grab the percentage and add it at one time.
As far as my Perm Res card, no expiration and the officer that gave it to me made it clear it is good for life, unless I do something that is grounds
to have it removed.
“Two things are infinite: the universe and human stupidity; and I'm not sure about the universe.”
- Albert Einstein
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durrelllrobert
Elite Nomad
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Registered: 11-22-2007
Location: Punta Banda BC
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Did your Fidi go up?
Don't have a FIDI but once my FIDO is down there's no getting him up.
Bob Durrell
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capitolkat
Senior Nomad
Posts: 510
Registered: 3-9-2006
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Mine went up by the increase in the IVA-- 5%
Life is too short to drink bad wine
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Hook
Elite Nomad
Posts: 9011
Registered: 3-13-2004
Location: Sonora
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Yeah, we were told it was lifetime (the permanente) but we have talked to a couple INM agents and numerous people who have been told it will be ten
years because they will want a new photo. Will that mean a complete re-application? That's the way Mexico has operated in the past. You LOSE your INM
card and you start all over again with the same costs. Square one.
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