Cliffy
Senior Nomad
Posts: 988
Registered: 12-19-2013
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Travel Trailer Insurance
OK, I've tried searching but haven't found any info yet on TT insurance while going down the hiway to B of C. I'm going to drag my 20 footer and don't
know if I need liability insurance for it. Anyone want to chime in? It's old, hull value is low.
Thanks. This is a great forum.
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captkw
Ultra Nomad
Posts: 3850
Registered: 10-19-2010
Location: el charro b.c.s.
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Mood: new dog/missing the old 1
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Trailers
Hola,, Call Vagabundos del mar..in Rio Vista ca. they are the oldest Baja travel club..they will know!!
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bajaguy
Elite Nomad
Posts: 9247
Registered: 9-16-2003
Location: Carson City, NV/Ensenada - Baja Country Club
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Mood: must be 5 O'clock somewhere in Baja
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Send Geoff of Bajabound an e-mail
bajabound.com
| Quote: | Originally posted by Cliffy
OK, I've tried searching but haven't found any info yet on TT insurance while going down the hiway to B of C. I'm going to drag my 20 footer and don't
know if I need liability insurance for it. Anyone want to chime in? It's old, hull value is low.
Thanks. This is a great forum. |
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Russ
Elite Nomad
Posts: 6742
Registered: 7-4-2004
Location: Punta Chivato
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What ever you are towing needs to be included on your policy. If you're towing your car or truck may not be covered.
Bahia Concepcion where life starts...given a chance!
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J.P.
Super Nomad
Posts: 1673
Registered: 7-8-2010
Location: Punta Banda
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Mood: Easy Does It
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I tow my Jeep behind my M.H. My Mex agent says it's covered.
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noserider
Newbie
Posts: 17
Registered: 3-29-2012
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trailer insurance
Cliffy, I was told by the agent at discover baja that liability insurance is required in mexico for trailers and are not covered by the policy You buy
for Your truck, unlike U.S insurance policies which do cover a trailer You are towing while in the U.S. only
NoseRider
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vgabndo
Ultra Nomad
Posts: 3461
Registered: 12-8-2003
Location: Mt. Shasta, CA
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Mood: Checking-off my bucket list.
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Just go to BajaBound.com and open an account. You can plug in your information and vehicle values and it will give you 3+ options for coverage. You
don't have to buy right then, but if you do, you print-out your policy instantly, and you are on your way. Depending on the value of your trailer
(< 3k$ liability only) you choose your protection when prompted. Both my quad and utility trailer are on my policy, and because neither is valued
at more than 3k, I don't think there was any charge for the liability coverage. The quad is only covered while on the trailer.
Undoubtedly, there are people who cannot afford to give the anchor of sanity even the slightest tug. Sam Harris
"The situation is far too dire for pessimism."
Bill Kauth
Carl Sagan said, "We are a way for the cosmos to know itself."
PEACE, LOVE AND FISH TACOS
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Cliffy
Senior Nomad
Posts: 988
Registered: 12-19-2013
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Thanks all, we aren't going for a few weeks yet but I will ask and see.
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Pescador
Ultra Nomad
Posts: 3587
Registered: 10-17-2002
Location: Baja California Sur
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First, you have to have liability and that is added on to your tow vehicle. If it is not stated and listed, you have no liability. You can insure
for value (which means comprehensive) but it is only covered while towing. If you want theft, fire, and stuff, you need a separate policy for the
trailer.
Once you disconnect from the tow vehicle, you are not covered with an add on policy.
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BajaGeoff
Super Nomad
Posts: 1727
Registered: 1-11-2006
Location: San Diego and Campo Lopez
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Mood: Heading To Baja!!!
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Thanks bajaguy and vgabundo for the recommendations!
Cliffy....you definitely need to get at least liability coverage on the trailer. One underwriter in particular called ACE Seguros is probably the best
option in your situation. You can insure the primary vehicle for the coverage you prefer and add the trailer for liability at no extra cost. Hope this
helps...
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