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alacran
Nomad
Posts: 316
Registered: 9-22-2011
Location: Mulege
Member Is Offline
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Medical Evac.
Would like to hear from any member that has used medical emergency evacuation service from Baja to the US, and is a permanent resident of Mexico.
Comments.
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vgabndo
Ultra Nomad
Posts: 3461
Registered: 12-8-2003
Location: Mt. Shasta, CA
Member Is Offline
Mood: Checking-off my bucket list.
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http://forums.bajanomad.com/viewthread.php?tid=71780
Undoubtedly, there are people who cannot afford to give the anchor of sanity even the slightest tug. Sam Harris
"The situation is far too dire for pessimism."
Bill Kauth
Carl Sagan said, "We are a way for the cosmos to know itself."
PEACE, LOVE AND FISH TACOS
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EnsenadaDr
Banned
Posts: 5027
Registered: 9-12-2011
Location: Baja California
Member Is Offline
Mood: Move on. It is just a chapter in the past, but don't close the book- just turn the page
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Yes we have touched base on this topic extensively. Thanks for the link Vagabundo.
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alacran
Nomad
Posts: 316
Registered: 9-22-2011
Location: Mulege
Member Is Offline
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Yes I also read it, however it does not mention, people that live in Baja permanently.
Notice it only mentions ¨travelers
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vgabndo
Ultra Nomad
Posts: 3461
Registered: 12-8-2003
Location: Mt. Shasta, CA
Member Is Offline
Mood: Checking-off my bucket list.
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I sent the question to DAN USA and got this response.
This location, DAN America, provides coverage to people living in the US and Canada. As long as you are living in one of these areas for at least 51%
of the year you may purchase from this location. Otherwise, you would purchase coverage from the DAN location that covers where you are physically
residing. Any questions about coverage would need to be directed to the individual DAN locations as they could be different from those here at DAN
America. Regional laws and government will determine what can be offered in that area.
For coverage and coverage questions in Mexico, you must contact DAN World. You may reach DAN World here:
DAN World
English Line: +1-202-470-0929
Spanish Line: +52-55-8421-9866
Portuguese Line: +55-11-3711-706
Email: info@danworld.ky
Website: www.danworld.ky
Hope this helps.
Undoubtedly, there are people who cannot afford to give the anchor of sanity even the slightest tug. Sam Harris
"The situation is far too dire for pessimism."
Bill Kauth
Carl Sagan said, "We are a way for the cosmos to know itself."
PEACE, LOVE AND FISH TACOS
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Pescador
Ultra Nomad
Posts: 3587
Registered: 10-17-2002
Location: Baja California Sur
Member Is Offline
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OK, I have had clients who were Immigrante (now Residente Permanente) use evacuation insurance and go back to the United States. One of the policies
I used to sell had a provision that you declared how many days a year you lived out of the US. The policy became more expensive with more time spent
in the country of residence.
Occasionally problems arose when someone had a short term policy of 60 or 90 days, but it was very obvious that they lived full time down here. The
Insurance company considers that fraud and deals accordingly with that.
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Bajajorge
Ultra Nomad
Posts: 2604
Registered: 10-13-2005
Location: Topaz Lake, NV/San Felipe
Member Is Offline
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Last Spring I needed ambulance transport from San Felipe to the US border. I had Good Sam RV Club emergency evacuation insurance.
The wringer they put me through to get $200USD toward my $679USD ambulance ride was ridiculous. I have a stack some 2" high of required paperwork
prior to them issuing the $200 check.
Why do Liberals insist and demand that achievers pay the way for nonachievers who are to lazy to succeed, or are just failures by their own choice?
Criminals prefer unarmed victims, dictators prefer unarmed subjects.
Why do ignorant people continue their blabbering when it only proves to others how stupid they are.
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DavidE
Ultra Nomad
Posts: 3814
Registered: 12-1-2003
Location: Baja California México
Member Is Offline
Mood: 'At home we demand facts and get them. In Mexico one subsists on rumor and never demands anything.' Charles Flandrau,
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One spectator experience. Victim kept meticulous notes.
Telephone call was made to Air Evac Service a little after 8 AM
Jet arrived Acapulco Airport 11:30AM Departed around noon. Migracion DEMANDED to stamp FM-3 holder's passaporte
Arrived LA 3:00PM. Had to circle while priority landing clearance was granted.
Took 50 minutes to clear customs and have ambulance crew wheel gurney to plane then to ambulance.
Four fifteen, gurney was wheeled into the ER.
Eight hours. About the same amount of time as having a problem in East Fumbuck, USA and getting to a hospital. One-way ticket back to Acapulco a month
later cost the gentleman five hundred dollars.
One hour and (I forgot, it amounted to almost 2 hours) for ambulance to arrive at UCLA medical center.
A Lot To See And A Lot To Do
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alacran
Nomad
Posts: 316
Registered: 9-22-2011
Location: Mulege
Member Is Offline
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In other words, there is no evac. For people that are permanent residents of Baja, Mexico?
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EnsenadaDr
Banned
Posts: 5027
Registered: 9-12-2011
Location: Baja California
Member Is Offline
Mood: Move on. It is just a chapter in the past, but don't close the book- just turn the page
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Many expats do not claim to live in Baja permanently, so they can claim benefits as a U.S. citizen.
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chuckie
Elite Nomad
Posts: 6082
Registered: 2-20-2012
Location: Kansas Prairies
Member Is Offline
Mood: Weary
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I think that is the conclusion I came to..at least none that is affordable
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vandenberg
Elite Nomad
Posts: 5118
Registered: 6-21-2005
Location: Nopolo
Member Is Offline
Mood: mellow
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| Quote: | Originally posted by alacran
In other words, there is no evac. For people that are permanent residents of Baja, Mexico? |
Yes there is. Look at my signature and go to Skymed.
My wife is a rep here in Loreto and sells evacuation policies for permanent residents.
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vandenberg
Elite Nomad
Posts: 5118
Registered: 6-21-2005
Location: Nopolo
Member Is Offline
Mood: mellow
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| Quote: | Originally posted by EnsenadaDr
Many expats do not claim to live in Baja permanently, so they can claim benefits as a U.S. citizen. |
What are you talking about.
Living outside of the US revokes your citizenship ??
And what benefits are you referring too ??
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EnsenadaDr
Banned
Posts: 5027
Registered: 9-12-2011
Location: Baja California
Member Is Offline
Mood: Move on. It is just a chapter in the past, but don't close the book- just turn the page
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Generally you are not eligible for Medicare part B living outside the US. | Quote: | Originally posted by vandenberg
| Quote: | Originally posted by EnsenadaDr
Many expats do not claim to live in Baja permanently, so they can claim benefits as a U.S. citizen. |
What are you talking about.
Living outside of the US revokes your citizenship ??
And what benefits are you referring too ?? |
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Pescador
Ultra Nomad
Posts: 3587
Registered: 10-17-2002
Location: Baja California Sur
Member Is Offline
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I also sell a plan that covers you if a resident permanente and it does cover evacuation to your hospital of choice when you get sick. The problem
comes when people do not want to pay the slightly higher premium and try to slide one by the insurance company.
As for Part B on Medicare, the only time that is an issue is when you first sign up. If you already have part B it is pretty much a non issue. If you
are signing up and declare that you live in Mexico, then you are eligible for Part B when you return to the US but must sign up during open enrollment
periods.
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chuckie
Elite Nomad
Posts: 6082
Registered: 2-20-2012
Location: Kansas Prairies
Member Is Offline
Mood: Weary
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Pizza?
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Whale-ista
Super Nomad
Posts: 2009
Registered: 2-18-2013
Location: San Diego
Member Is Offline
Mood: Sunny with chance of whales
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Evac services, annual membership from $330
I'm not familiar with other options mentioned here. how does this program compare? Can be a short term, 7 day plan for travellers or a 1 year
membership for $330 which sounds quite reasonable.
like all insurance: better to have it and not need it...
(edit) not clear if they can refuse based on pre-existing conditions, or if this is good for unlimited events, so if you return to MX and have a
relapse/more than 1 problem you can get additional evacs as needed.
and this is good advice for anyone traveling far from home: https://www.globalrescue.com/about.cfm?view=news&article...
https://www.globalrescue.com/benefits.cfm?view=faq&page=...
http://www.expeditionportal.com/resources/2710-global-rescue...
[Edited on 1-26-2014 by Whale-ista]
[Edited on 1-26-2014 by Whale-ista]
\"Probably the airplanes will bring week-enders from Los Angeles before long, and the beautiful poor bedraggled old town will bloom with a
Floridian ugliness.\" (John Steinbeck, 1940, discussing the future of La Paz, BCS, Mexico)
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Pescador
Ultra Nomad
Posts: 3587
Registered: 10-17-2002
Location: Baja California Sur
Member Is Offline
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One of the reasons I started carrying Med-Jet was that my wife had lung cancer and they were the only company that did not do underwriting for
pre-existing medical conditions. Other companies vary but usually do not cover pre-existing conditions for some period like a year.
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bajaguy
Elite Nomad
Posts: 9247
Registered: 9-16-2003
Location: Carson City, NV/Ensenada - Baja Country Club
Member Is Offline
Mood: must be 5 O'clock somewhere in Baja
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Evacuation insurance
If you have a health or life insurance policy/coverage, read it carefully or call the policy carrier. Many policies already have an evacuation
provision.
When I called my carrier to see if I could purchase an evacuation policy, they told me I was already covered.
http://www.medexassist.com/
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Pescador
Ultra Nomad
Posts: 3587
Registered: 10-17-2002
Location: Baja California Sur
Member Is Offline
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Geez, Bajaguy, I wish I had you for a customer, none of my clients ever read a policy in their life. Good call. Read the conditions though and most
will only transport from Loreto, La Paz, or Cabo, but you are right it is an inclusion in several health and life policies.
Also, see what the triggers are, meaning what event is necessary for a medical doctor in Mexico to order an evacuation and what are the qualifying
conditions.
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